Santa Rosa Beach Homes with Cottage Design

Santa Rosa Beach Homes with Cottage Design

Welcome to Santa Rosa Beach, a hidden gem nestled along Florida's stunning Emerald Coast in Walton County. Known for its pristine white sandy beaches, crystal-clear waters, and charming coastal vibe, this picturesque town offers a perfect blend of relaxation and adventure. Whether you’re strolling through the quaint boutiques, savoring fresh seafood at local eateries, or enjoying a day of sun and surf, Santa Rosa Beach is a place where memories are made.

One of the most enchanting aspects of this community is its collection of homes featuring delightful cottage designs. These charming residences embody the essence of coastal living, often characterized by their inviting porches, vibrant colors, and unique architectural details. Imagine waking up in a cozy cottage that reflects the beauty of its surroundings, with easy access to the beach and the soothing sounds of the waves lapping at the shore.

Cottage-style homes in Santa Rosa Beach are not just aesthetically pleasing; they also offer a sense of community and warmth. Many of these homes are nestled among lush landscapes, providing a serene retreat after a day of exploring the nearby state parks or indulging in water sports. With options ranging from quaint two-bedroom retreats to spacious family cottages, there’s a perfect fit for everyone.

Whether you're seeking a permanent residence, a vacation getaway, or an investment opportunity, Santa Rosa Beach’s cottage homes provide an idyllic lifestyle. Embrace the charm of coastal living and discover your dream home in this enchanting beach town today!

Newest Santa Rosa Beach Homes with Cottage Design

111 Gulfview Way, Santa Rosa Beach
$1,099,000
3 Beds ⋅ 3 Baths ⋅ 1014278 MLS
Discover an elevated coastal lifestyle at 111 Gulfview Way, a distinctive Florida cottage in Highland Parks, nestled in the heart of Blue Mountain Beach along Scenic Highway 30A. Ideally situated two doors down from the community's spectacular resort-style pool and pavilion, this beautifully maintained home combines an exceptional location with custom-quality finishes, thoughtful design, and timeless coastal charm. Never used as a rental property, 111 reflects the care and attention of private ownership. Extensive cottage-style millwork, substantial door and window casings, crown molding, plantation shutters, and upscale finishes create an atmosphere of understated coastal elegance throughout. The beautifully appointed kitchen features custom cabinetry, granite countertops, GE Café appliances, and a 36-inch gas range. The first-floor primary suite opens to a screened patio and features a luxurious ensuite bath with freestanding soaking tub, expansive tiled shower, and double vanity. An outdoor entertaining space could be added behind the house adjacent to the green space. With its attached garage, metal roof, impact-rated windows, and exceptional community amenities just steps away, this thoughtfully appointed cottage offers a wonderful opportunity to enjoy the best of 30A living. Whether you're looking for a primary residence or a vacation getaway doubling as an investment opportunity, schedule a virtual tour or a private showing while this cottage is still available The attention to detail at 111 Gulfview Way extends throughout the home, where traditional Florida cottage craftsmanship meets upscale comfort and modern convenience. The thoughtfully designed kitchen includes custom cabinetry with above- and under-cabinet lighting, a pot filler, Bosch dishwasher, and soft-close cabinets and drawers. The primary ensuite bath is especially impressive, featuring a spacious frameless glass shower with beautifully detailed tilework, a freestanding soaking tub, granite-topped double vanity, and custom millwork. Smart-home technology provides convenient remote control of the home's climate and security systems. The home's classic coastal architecture features durable Hardie Board siding, a metal roof, and hurricane-rated impact windows. Professionally landscaped grounds include mature palm trees, fruit trees, and irrigation. A screened patio provides a comfortable outdoor living space, while an outdoor sand shower adds convenience after a day enjoying the beach. Just across the street, Highland Parks residents enjoy a spectacular lagoon-style resort pool with waterfalls, hot tub, expansive sun deck, grilling facilities, and inviting gathering spaces. Walking and biking paths connect the neighborhood to the laid-back atmosphere and natural beauty that define Blue Mountain Beach. One of Scenic 30A's most distinctive coastal communities, Blue Mountain Beach is celebrated for its towering dunes, relaxed character, and remarkable natural surroundings. Named for the blue lupine flowers historically found among its dunes, this charming coastal village retains a character all its own. Nearby coastal dune lakes, including Little Redfish Lake, Big Redfish Lake, and Draper Lake, offer opportunities for kayaking, fishing, and exploring the area's distinctive natural environment. The trails of Point Washington State Forest provide another dimension of outdoor recreation, winding through longleaf pine forests, cypress wetlands, and seasonal wildflowers. The sugar-white sands and emerald waters of the Gulf are just minutes away, while locally owned restaurants, boutiques, coffee shops, and the scenic 30A bike path make it easy to experience everything that makes this stretch of the Emerald Coast so special. Whether envisioned as a primary residence, second home, or personal coastal retreat, 111 Gulfview Way offers something increasingly difficult to find along 30A: a meticulously cared-for, non-rental coastal cottage with custom-quality appointments, an exceptional amenity location, and the timeless appeal of Blue Mountain Beach.

111 Gulfview Way, Santa Rosa Beach

889 Indian Woman Rd, Santa Rosa Beach
$795,000
3 Beds ⋅ 3 Baths ⋅ 1014173 MLS
Elevated finishes. Thoughtful craftsmanship. Exceptional attention to detail. Currently under construction, this beautifully appointed residence brings custom-home quality to a compelling price point. The builder has gone above and beyond, selecting premium materials and architectural details that deliver lasting value and a distinctly elevated feel. Ten-foot ceilings create an airy, spacious atmosphere, while intricate ceiling details and decorative moldings add dimension and character. Nine-inch solid wood plank flooring throughout sets a warm, sophisticated foundation, complemented by solid wood interior doors, Emtek hardware, PGT casement windows, and Kohler plumbing fixtures. A Viking appliance package and quartz countertops with waterfall edges bring everyday functionality and striking design to the kitchen. Oversized front and rear porches extend the living experience outdoors, offering generous space for relaxing and entertaining. Expansive entry and rear stairs create an impressive approach, while covered parking accommodates up to four vehicles. The attention to detail continues with a fenced lot and professional landscape lighting. The site plan also accommodates a future pool, offering the opportunity to personalize your outdoor retreat. Positioned inland from 30A along Indian Woman Road, this home offers access to the Emerald Coast's beaches, dining, and shopping. Whether envisioned as a primary residence, coastal getaway, or potential investment, it pairs thoughtful design with quality built for years to come. Custom-grade craftsmanship and the extras you've been looking for--all coming soon.

889 Indian Woman Rd, Santa Rosa Beach

879 Indian Woman Rd, Santa Rosa Beach
$825,000
3 Beds ⋅ 4 Baths ⋅ 1014172 MLS
Elevated finishes. Thoughtful craftsmanship. Exceptional attention to detail. Currently under construction, this beautifully appointed residence brings custom-home quality to a compelling price point. The builder has gone above and beyond, selecting premium materials and architectural details that deliver lasting value and a distinctly elevated feel. Ten-foot ceilings create an airy, spacious atmosphere, while intricate ceiling details and decorative moldings add dimension and character. Nine-inch solid wood plank flooring throughout sets a warm, sophisticated foundation, complemented by solid wood interior doors, Emtek hardware, PGT casement windows, and Kohler plumbing fixtures. A Viking appliance package and quartz countertops with waterfall edges bring everyday functionality and striking design to the kitchen. Oversized front and rear porches extend the living experience outdoors, offering generous space for relaxing and entertaining. Expansive entry and rear stairs create an impressive approach, while covered parking accommodates up to four vehicles. The attention to detail continues with a fenced lot and professional landscape lighting. The site plan also accommodates a future pool, offering the opportunity to personalize your outdoor retreat. Positioned inland from 30A along Indian Woman Road, this home offers access to the Emerald Coast's beaches, dining, and shopping. Whether envisioned as a primary residence, coastal getaway, or potential investment, it pairs thoughtful design with quality built for years to come. Custom-grade craftsmanship and the extras you've been looking for--all coming soon.

879 Indian Woman Rd, Santa Rosa Beach

148 Summer Breeze Ln, Santa Rosa Beach
$579,000
2 Beds ⋅ 2 Baths ⋅ 1014147 MLS
Near the bay and the beaches of 30A, this Florida cottage offers a peaceful two-lot setting where the outdoor spaces are as inviting as the home itself. Located in Point Washington near a neighborhood boat launch, the home welcomes you with a front porch that invites you to settle in and slow down, while mature outdoor surroundings create a relaxed setting for everyday coastal living. A new roof was installed in June 2026. Inside, new flooring throughout, including hardwood in the main living area, pairs with fresh paint, new light fixtures, and cathedral ceilings to bring warmth and an airy feel to the open floor plan. The kitchen features new cabinets, new granite countertops, a new tile backsplash, and new stainless steel appliances, complemented by a breakfast bar and kitchen island with an easy connection to the living and dining spaces. Both bedrooms and baths are thoughtfully positioned for comfortable everyday living, with marble and porcelain bathroom counters, tile, and decorative lighting and faucets adding finishing detail. Out back, the home's easygoing feel continues with an outdoor shower with hot & cold water, on the back porch, a covered potting and work area, and a large deck beside the peaceful koi pond. There is room to spend an unhurried morning tending plants, rinse off after a day at the beach, or settle into a favorite chair by the pond as the afternoon slips into evening. These outdoor spaces invite you to linger a little longer and enjoy the quieter moments at home. The spacious yard includes a lawn pump and sprinkler system, along with two storage sheds for tools, beach gear, and outdoor equipment. Additional updates include newer HVAC and water heater from 2023, adding to the home's appeal. Whether you are looking for a primary residence, a second home, or a place to enjoy the Point Washington lifestyle, this home offers a rare two-lot setting close to the bay and South Walton's sugar-white beaches, shopping, and dining, with a peaceful place to return to at the end of the day. An additional 50 × 150 lot adjacent to the property may also be available for purchase, offering the opportunity for even more space and privacy. All information is deemed reliable and provided for informational purposes; buyers are encouraged to independently verify all details.

148 Summer Breeze Ln, Santa Rosa Beach

192 Rearden Way, Santa Rosa Beach
$583,500
4 Beds ⋅ 3 Baths ⋅ 1014102 MLS
Tucked within the charming waterfront community of Sacred Oaks on Mack Bayou, 192 Rearden Way offers an exceptional opportunity to enjoy coastal living in Santa Rosa Beach, Florida. Built in 2022, this beautifully appointed four-bedroom, two-and-a-half-bath home features 1,952 square feet of thoughtfully designed living space, combining modern finishes, energy-efficient construction, and the relaxed elegance of Florida's Emerald Coast. Inside, an inviting open-concept floor plan creates a seamless connection between the living, dining, and kitchen areas, ideal for both everyday living and entertaining. Engineered hardwood flooring, a distinctive shiplap accent wall, and carefully selected finishes add warmth and character throughout the home. The kitchen serves as a natural gathering place, featuring quartz countertops, stainless steel appliances, soft-close cabinetry, and generous storage, including a spacious pantry. Custom closet shelving provides additional organization and functionality. Upstairs, the spacious primary suite offers a comfortable private retreat, complete with an en-suite bathroom featuring dual vanities, a walk-in shower, and beautifully tiled finishes. Three additional bedrooms provide flexibility for guests, a home office, or additional living needs. Thoughtful construction features, including spray foam insulation and a dual-zone HVAC system, contribute to year-round comfort and energy efficiency. Beyond the home, Sacred Oaks offers a distinctive neighborhood setting surrounded by mature oak trees, towering pines, and the natural beauty of Mack Bayou. Brick-paved streets, underground utilities, and a community boat dock enhance the coastal atmosphere, providing opportunities to enjoy fishing, boating, and time on the water. With short-term rentals prohibited, the community offers a residential setting for those seeking a more relaxed pace along the Emerald Coast. Conveniently located in North Santa Rosa Beach, Sacred Oaks provides easy access to the beaches of Scenic Highway 30A, Sandestin, and Destin, while the shopping, dining, and entertainment at Grand Boulevard are just a short drive away. This desirable location offers the opportunity to enjoy the area's coastal attractions while returning home to a neighborhood surrounded by natural beauty. Whether you're searching for a primary residence or a second home near 30A, 192 Rearden Way delivers an appealing combination of modern construction, functional design, and access to the Mack Bayou waterfront lifestyle. Schedule your private showing and discover all that this Sacred Oaks home has to offer.

192 Rearden Way, Santa Rosa Beach

217 Melrose Ave, Santa Rosa Beach
$499,000
4 Beds ⋅ 3 Baths ⋅ 1014073 MLS
Set at the end of a quiet cul-de-sac in the desirable Point Washington area, this four-bedroom home enjoys an especially private setting on one of the larger lots in the neighborhood, with preserved open space providing a natural backdrop behind the property. A screened porch and added open-air deck make the most of the setting, providing plenty of space for morning coffee, outdoor dining and relaxed evenings surrounded by nature. Inside, the 2,022-square-foot floor plan offers comfortable living spaces with flexibility for everyday life, entertaining and guests. Tile flooring runs throughout the main level, while luxury vinyl plank flooring upstairs provides a durable, low-maintenance finish. The primary suite features a private bath and a generously sized walk-in closet, and the additional bedrooms offer options for family, guests, a home office or bonus space. The Point Washington location provides a wonderful balance between a quieter residential setting and easy access to everything that makes this area special. Neighborhood amenities add to the appeal, while nearby boat access makes it easy to enjoy the area's waterways. The beaches of South Walton and Scenic Highway 30A are just a short drive away, with Seagrove Beach, Seaside, Eden Gardens State Park, shopping, dining and everyday conveniences all within easy reach. Whether enjoying the privacy of the backyard, spending the day on the water or heading to the beach and 30A, 217 Melrose Avenue offers a relaxed Point Washington lifestyle with room to settle in and make it your own.

217 Melrose Ave, Santa Rosa Beach

1225 E Point Washington Rd, Santa Rosa Beach
$498,000
3 Beds ⋅ 2 Baths ⋅ 1014070 MLS
Custom built 3-bedroom Florida cottage with a metal roof, modern farmhouse charm and a prime lot ideally positioned across from the state forest. Located in the laid-back Magnolia Beach community with no HOA, this Point Washington home offers a peaceful setting close to Choctawhatchee Bay, while being just 4-5 miles from 30A, Grayton & Seagrove Beach. Attractive landscaping, board and batten siding, and a gravel driveway enhance the curb appeal, while the screened-in front porch creates the perfect spot for outdoor dining or morning coffee with tranquil forest views. Inside, the open-concept layout is filled with natural light and enhanced by ~15 foot vaulted ceilings, creating a bright and spacious feel throughout the home. BRAND NEW luxury vinyl flooring flows seamlessly, while thoughtful upgrades like non-toxic paint & water filtration add to the home's appeal. The kitchen blends style and function with a Quartz island, farmhouse sink, stainless appliances, custom backsplash, floating shelves, and elegant pendant lighting, all complemented by calming forest views. The spacious primary suite offers vaulted ceilings, direct access to the screened porch, a walk-in closet, and a beautifully designed ensuite bath featuring a double vanity, oversized shower, soaking tub & impressive wet room with subway tile extending to the ceiling. Enjoy an additional 436 square feet of screened porch space between the front & back porches, creating multiple areas to relax or entertain. Off the back porch is also an additional heated & cooled space which is perfect for a little office, art room, or climate controlled storage. This just got enhanced with new floors and baseboards and the front and back porches have freshly painted concrete. The fully fenced backyard offers space to play, entertain, or garden with planter boxes, mature landscaping, fragrant jasmine, and a storage shed for added convenience. Enjoy close proximity to Choctawhatchee Bay, the neighborhood park at the end of N 283 along with a Bayfront Park to enjoy on E Mitchell complete parking, picnic tables, and a dock with a fishing cleaning station. Grayton Dunes Beach Access is within 5 miles and offers a scenic boardwalk, showers, tram service, boat launch, and access to Western Lake, one of South Walton's rare coastal dune lakes. Popular local spots including Chiringo and the iconic Red Bar are also nearby, making this an ideal opportunity to enjoy the relaxed coastal lifestyle of Point Washington and 30A. Don't miss out on one of the best opportunities within Point Washington!

1225 E Point Washington Rd, Santa Rosa Beach

298 Morrison Ave, Santa Rosa Beach
$675,000
3 Beds ⋅ 2 Baths ⋅ 1014010 MLS
Coastal Living at its Best-Close to 30A, Away from the Crowds. Enjoy the best of both worlds in charming Point Washington, where the beauty and excitement of Florida's Emerald Coast meet the peace and quiet of a welcoming residential neighborhood. Just five minutes from Choctawhatchee Bay and approximately two miles from Grayton Beach and scenic 30A. This beautifully maintained home offers an exceptional location for enjoying coastal living without crowds. Spend your morning fishing, kayaking or paddleboarding on the bay or head to Grayton Beach for its beautiful beaches, local restaurants, and unique shops. Convenient park-and-ride shuttles make enjoying the area even easier. At the end of the day, return to your own peaceful retreat, tucked away from the busy tourist scene. This charming, thoughtful updated three-bedroom, two bath home offers approximately 1750 square feet of comfortable living space. Professionally painted inside and out, it features an open floor plan, a remodeled kitchen with quartzite countertops, and premium COREtec flooring throughout every room. The spacious primary suite includes a private bath with separate jacuzzi soaking tub and walk-in shower, along with a generous walk-in-closet. Large, covered front and rear porches invite outdoor relaxation and entertainment while the fully fenced backyard and low maintenance landscaping provide a private, pet friendly setting. Plantation shutter, a garden shed, and an oversized washer and dryer convey, With no HOA, thoughtful updates, and an unbeatable combination of coastal convenience and neighborhood tranquility, this Point Washington gem offers opportunity to enjoy the 30A lifestyle.

298 Morrison Ave, Santa Rosa Beach

274 White Cottage Rd, Santa Rosa Beach
$1,275,000
3 Beds ⋅ 4 Baths ⋅ 1013953 MLS
Coastal Home | Pond Views | Gated Community | Cottage Grove | Santa Rosa Beach | 30A Built by respected local builder Key Lime Construction, this meticulously maintained 3-bedroom, 3.5-bath home is tucked within Cottage Grove, a gated residential community in Santa Rosa Beach, Florida, known for its serene setting, privacy, and thoughtfully designed homes. Positioned directly in front of the neighborhood pond and fountain, the property offers a peaceful coastal retreat just minutes from the white sand beaches of the Emerald Coast and the restaurants, shopping, and local favorites of Gulf Place, including Shunk Gulley Oyster Bar. For buyers seeking a beautifully crafted home near 30A without the constant turnover of a short-term rental neighborhood, Cottage Grove offers an appealing balance of tranquility, quality, and coastal convenience. Inside, timeless coastal finishes and thoughtful details create a warm, inviting atmosphere. Hardwood floors, white shiplap walls and accents, and a metal roof reflect the home's distinctive character and quality craftsmanship. The open-concept main level connects the living room, dining area, and kitchen, creating a natural flow for everyday living and entertaining. Dual entry doors welcome you into a spacious living room featuring a gas fireplace and mounted television, while a dedicated office with built-in library shelving offers an ideal space for working from home. A conveniently located half bath completes the main level. The kitchen serves as the heart of the home, featuring a large kitchen island, beautiful white marble countertops, a Wolf range with six gas burners, and a custom vent hood accented with shiplap. With generous counter space and an open connection to the dining and living areas, the kitchen is designed for both everyday living and entertaining, combining functionality with timeless coastal style. Upstairs, all three bedrooms provide comfortable accommodations and a thoughtfully designed layout. The primary suite overlooks the neighborhood pond and fountain, with a private balcony that offers a peaceful spot to enjoy morning coffee or unwind at the end of the day. The spacious primary bathroom features a grand walk-in closet, dual vanities with marble countertops, and an open walk-in shower. The first guest bedroom includes its own private bathroom, while the second guest bedroom features a shiplap accent wall and convenient access to an additional full bathroom. Outdoor living continues with a screened-in porch and a private, fenced backyard complete with a fire pit, creating inviting spaces to relax and enjoy the coastal climate. The front porch, complete with a swinging bench, offers another quiet place to unwind. Residents also enjoy access to the neighborhood swimming pool, while the pond and fountain directly across from the home enhance the peaceful setting. Cottage Grove stands out among Santa Rosa Beach neighborhoods for its gated entry, residential atmosphere, and convenient location near the beach. Short-term rentals are not permitted, making this an attractive option for buyers seeking a primary residence or second home in a quiet, established community close to the best of South Walton. Located minutes from Gulf Place, Shunk Gulley Oyster Bar, the beaches of Scenic Highway 30A, and the surrounding coastal communities, this home places the Santa Rosa Beach lifestyle within easy reach. From beach days and Gulf-front dining to relaxing evenings in a private backyard, this Cottage Grove property combines local craftsmanship, distinctive coastal finishes, and a serene neighborhood setting in one compelling offering. 3 BR | 3.5 BA | Cottage Grove | Santa Rosa Beach | Walton County, Florida | Key Lime Construction | Gated Community | Pond and Fountain Views | Community Pool | Metal Roof | Hardwood Floors | Shiplap Accents | Large Kitchen Island | White Marble Countertops | Wolf Range | Gas Fireplace | Dedicated Home Office | Built-In Library Shelving | Primary Suite Balcony | Screened-In Porch | Fenced Backyard | Fire Pit | Minutes to the Beach | Gulf Place | Shunk Gulley | Scenic Highway 30A | Emerald Coast | Primary Residence | Second Home | No Short-Term Rentals

274 White Cottage Rd, Santa Rosa Beach

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