Santa Rosa Beach Homes with Cottage Design

Santa Rosa Beach Homes with Cottage Design

Welcome to Santa Rosa Beach, a hidden gem nestled along Florida's stunning Emerald Coast in Walton County. Known for its pristine white sandy beaches, crystal-clear waters, and charming coastal vibe, this picturesque town offers a perfect blend of relaxation and adventure. Whether you’re strolling through the quaint boutiques, savoring fresh seafood at local eateries, or enjoying a day of sun and surf, Santa Rosa Beach is a place where memories are made.

One of the most enchanting aspects of this community is its collection of homes featuring delightful cottage designs. These charming residences embody the essence of coastal living, often characterized by their inviting porches, vibrant colors, and unique architectural details. Imagine waking up in a cozy cottage that reflects the beauty of its surroundings, with easy access to the beach and the soothing sounds of the waves lapping at the shore.

Cottage-style homes in Santa Rosa Beach are not just aesthetically pleasing; they also offer a sense of community and warmth. Many of these homes are nestled among lush landscapes, providing a serene retreat after a day of exploring the nearby state parks or indulging in water sports. With options ranging from quaint two-bedroom retreats to spacious family cottages, there’s a perfect fit for everyone.

Whether you're seeking a permanent residence, a vacation getaway, or an investment opportunity, Santa Rosa Beach’s cottage homes provide an idyllic lifestyle. Embrace the charm of coastal living and discover your dream home in this enchanting beach town today!

Newest Santa Rosa Beach Homes with Cottage Design

$794,500
4 Beds ⋅ 3 Baths ⋅ 1011663 MLS
Eagle Bay Luxury Waterfront Residences. Discover an extraordinary collection of waterfront residences nestled along a tranquil canal with direct access to the pristine waters of Choctawhatchee Bay. These meticulously crafted four-bedroom, two-and-a-half-bath homes represent the pinnacle of coastal living in coveted South Walton. Each thoughtfully designed residence showcases an expansive open-concept layout featuring gourmet kitchens with premium finishes and spacious primary suites with private en-suite bathrooms. Wake to endless water views from the dining spaces, primary bedroom, and upper-level bedrooms, creating a constant connection to the bay's natural beauty.

2035 W Hewett Rd, Santa Rosa Beach
$335,000
3 Beds ⋅ 2 Baths ⋅ 1011576 MLS
SANTA ROSA BEACH UNDER $350K! If you've been waiting for an affordable opportunity to own in Santa Rosa Beach, this one deserves a look! This charming 3-bedroom, 2-bath cottage features a fenced backyard, welcoming front porch, vaulted ceilings, tons of natural light, a separate dining room, spacious primary suite with two closets, and NO HOA! Even better, the home currently has a VA mortgage with an incredible 2.75% interest rate that may be assumable for a qualified buyer, subject to lender/VA approval. The location is hard to beat--just 4.8 miles to Ed Walline Public Beach Access and local favorite Shunk Gulley, and only 1.7 miles to Hogtown Bayou Park and boat ramp. Beach days, boating, fishing, dining, and the South Walton lifestyle are all within easy reach. All of this for UNDER $350,000! Whether you're looking for a primary residence, second home, or a property you can make your own, this is an opportunity worth seeing

19 N 3rd St, Santa Rosa Beach
$559,000
4 Beds ⋅ 2 Baths ⋅ 1011300 MLS
Some backyards have trees. This one backs to protected state land. Welcome to 164 Stonegate Circle. A rare Santa Rosa Beach find: a 4-bedroom, 2-bath smart home backing to state-owned forest land - protected under Florida Forest Service ownership and Conservation zoning. Single level and located in Stonegate, a community just 8-10 minutes from 30A beach access, Topsail Hill Preserve State Park, and Grand Boulevard, with the elementary school also about 10 minutes away. Built in 2019 and meticulously maintained, this home features LVP flooring (no carpet), 9-foot ceilings, and a chef-ready kitchen with tile backsplash, soft-close cabinets, custom pantry with appliance tower. The primary suite includes his and her walk-in closets with dual rods and motion-sensor lighting. Enjoy Florida living on the screened, fan-cooled back porch overlooking a fully fenced yard and untouched forest views. Smart-home security (owned), full-yard Rain Bird irrigation, gutters, and hurricane window covers add lasting value and peace of mind. Homes bordering state-owned conservation land rarely hit the market -- schedule your private showing today.

164 Stonegate Cir, Santa Rosa Beach
$3,295,000
4 Beds ⋅ 5 Baths ⋅ 1011286 MLS
A refined expression of coastal living, this newly renovated and furnished four-bedroom, four-and-a-half-bath, 2,393-sq.-ft. residence sits in WaterColor's coveted Phase II. Surrounded by mature pines and offered fully furnished with an included golf cart, the home pairs sophisticated interiors with inviting outdoor spaces and room to add a private pool. Inside, light-filled living spaces are grounded by warm reclaimed pine flooring, crisp white cabinetry, and a soft, understated coastal palette. The chef's kitchen serves as the centerpiece with a generous quartz island, custom cabinetry, open shelving, and hand-set herringbone tile, flowing seamlessly into the dining and living areas for effortless everyday living and entertaining. The main-level primary suite offers a private retreat with dual vanities and a glass-enclosed shower with dual rain showerheads. Three additional bedrooms upstairs, each with a private bath, provide comfortable accommodations for family and guests. A screened porch overlooks the mature pine setting, while a paved patio with fire pit creates an additional gathering space. The generous outdoor area also offers the opportunity to add a private pool and further enhance the home's indoor-outdoor living. Ideally located just steps from a neighborhood pocket park and Camp WaterColor, the home offers convenient access to the beach club, neighborhood pools, Camp WaterColor's lazy river and playgrounds, and the boutiques and restaurants along Scenic Highway 30A. Turnkey and thoughtfully updated, this residence captures the relaxed sophistication and distinctive character of the WaterColor lifestyle.

36 Thicket Cir, Santa Rosa Beach
$399,000
3 Beds ⋅ 2 Baths ⋅ 1011256 MLS
Escape to this charming Florida cottage in a peaceful coastal setting, just up the street from the bay and boat ramp at the end of E Hewett Road. Enjoy easy access to boating, fishing, and beautiful sunsets, while being only about 5 minutes from the stunning beaches of 30A. The home offers an exceptional sense of privacy, with beautiful woods behind the property and an additional wooded lot next door owned by the HOA, creating a peaceful natural buffer.

40 Golden Eagle Ct, Santa Rosa Beach
$849,000
3 Beds ⋅ 3 Baths ⋅ 1011096 MLS
Ideally located in Ventana Dunes, 324 Ventana Boulevard offers a spacious and inviting coastal retreat just minutes from the beach. This three-bedroom home features 1,926 square feet of well-designed living space with an open floor plan that comfortably connects the kitchen, dining and living areas. The updated kitchen is finished with white cabinetry, quartz countertops, stainless steel appliances and breakfast-bar seating, while the adjoining living area is centered around a cozy fireplace. The spacious upstairs primary suite features wood flooring, a tray ceiling, abundant natural light and access to a private covered balcony. The primary bath includes dual vanities, a soaking tub and separate walk-in shower. Two additional bedrooms provide plenty of flexibility for family and guests. Outside, a large brick-paver courtyard creates a private setting for relaxing, grilling and entertaining beneath mature trees. The home also offers a welcoming covered front porch, brick-paver driveway and an attached garage equipped with a mini-split for added comfort and versatility. Ventana Dunes residents enjoy access to the community pool and a convenient location near the beach, Gulf Place, shopping, dining and everything along 30A.

324 Ventana Blvd, Santa Rosa Beach
$849,000
4 Beds ⋅ 4 Baths ⋅ 1011034 MLS
Thoughtfully designed for everyday comfort with generous indoor and outdoor spaces, this newer-build four-bedroom, four-bath home offers approximately 2,700 square feet on a desirable corner lot in the gated Hidden Grove community. From its wraparound front porch to its spacious interiors and large rear porch, the home brings together the features that make full-time coastal living both comfortable and convenient. Inside, 10-foot ceilings on the first floor and nine-foot ceilings upstairs create an open, airy feel throughout the two-story floor plan. Vinyl plank flooring extends throughout the home, providing a cohesive finish well suited for an active lifestyle. Two spacious living areas offer flexibility for gathering, entertaining or creating separate spaces for adults and children. The kitchen is complemented by high-end appliances that convey with the home, while the included washer and dryer add move-in convenience. Two HVAC systems provide efficient year-round comfort across both levels. Four bedrooms and four baths provide ample accommodations for family and guests, while the one-car garage adds valuable storage and covered parking. Large closets with built-ins streamline storage. Outdoor spaces are equally inviting, beginning with a wraparound front porch that enhances the home's classic Southern character. A large rear porch creates another comfortable place to relax, dine outdoors or keep an eye on children riding bikes through the neighborhood. Hidden Grove offers the privacy of a gated setting along with a community pool located just steps from the home. The neighborhood is conveniently located near Choctawhatchee Bay, Sacred Heart Hospital, Walmart, and the shopping, dining, and entertainment options at Grand Boulevard. The emerald waters and sugar-white sand of the Gulf of Mexico are also just a short drive away. With newer construction, a corner-lot setting, two living areas, generous porches and convenient access to everyday necessities and the coast, this home offers a spacious and well-appointed option for full-time living or a second home.

93 Marlberry Trce, Santa Rosa Beach
$1,450,000
4 Beds ⋅ 3 Baths ⋅ 1011027 MLS
Pick all your home features!!! New construction by Traton Homes. $25K in Flex Cash and up to $10K in Closing Cost with Traton Preferred Lender with any contract written before 09/30/26. This ranch plan home reflects one level living at its finest. The Largo home plan boasts 4 bedrooms and 3 full baths with a 3-car garage. House will have 10 ft ceilings, 8 ft doors and 6 ft windows. The kitchen is bright and airy with quartz counter tops, cabinets to the ceiling, island and large walk-in pantry, tile surrounds to the ceiling in all bathrooms. Zero entry shower in Main Bathroom, $3,500 lighting fixture allowance, large covered back porch overlooking large, Gunite pool.

0000 Driftwood Point Rd, Santa Rosa Beach
$3,300,000
8 Beds ⋅ 6 Baths ⋅ 1010989 MLS
5 bundled Santa Rosa Beach Properties For Sale - 3 contiguous lots + 2 contiguous lots. Both groupings have west boundaries that are adjacent to Hwy 393 - 1/2 mile from the Gulf & Ed Walline Regional Beach Access. Located in south Walton County in the unrecorded subdivision of Country Club Estates - each lot is 80' x 145' (0.26 acre) - totaling 1.33 acres. Properties have 6 existing structures plus 2 RV pads. Also, one lot without structures, ready for expansion. Combined parcels offer the potential for 8-9+ income-producing properties, upon further development. Lot 1, Block A - 14 Country Club Dr - Workshop, 1,500 Sq Ft, w/3 bays, 1/2 bath, Yr Built 1988 + RV pad - Current Rent $2,200/month. Lot 2, Block A - 30 Country Club Dr - 2 - 1BR/1BA cottages, 408 Sq Ft ea., Yr Built 2010 (Rental potential ≈ $1,650/month ea.) + 1 RV pad (Rental potential ≈ $1,300/month). Lot 3, Block A - 40 Country Club Dr - 3BR/2BA house, 1,288 Sq Ft, Yr Built 1992 (Rental potential ≈ $2,350/month). Lot 1, Block B - 13 Country Club Dr - 2BR/1BA w/office, 1,344 Sq Ft, Yr Built 1983 - Current Rent $2,350/month + roughed-in 2BR/1BA area below + private 1BR/1BA guest home above the 2 drive-in garages, 1,600 Sq Ft, Yr Built 1999 (Rental potential ≈ $1,650/month). Lot 2, Block B - 29 Country Club Dr - Lot w/RV pad (Rental potential ≈ $1,300/month). All properties are being sold ''AS IS''. One municipal water & one sewer tap on each parcel, except 'Lot 2, Block B'. No homeowners' association, private road - current owner leases long-term; short-term rentals are allowed - 1/2 mile to the Gulf - pedestrian/bike path nearby. The bedroom count, bath count, parking, square footage, and property taxes listed are combined totals for all five properties. The natural gas line is connected to the workshop only. SOUTH WALTON / SCENIC 30A LOCATION County Hwy 393 provides a convenient connection to Scenic Hwy 30A & the Gulf, and to Hogtown Bayou & Choctawhatchee Bay. The properties are approximately 1/2 mile from Gulf Place and Ed Walline Regional Beach Access, where the Gulf provides 'restorative beach sunsets and sunrises'. Several additional public beach accesses are nearby as well. South Walton's unique coastal dune lakes, Grayton Beach State Park, along with a wide selection of restaurants enhance the value of this property. Just north on 393 to Cessna Landing, you have easy access to a public boat launch, with recreational amenities and parking. With no HOA, keep your boat or RV right on your own property. This section of 393 is also golf-cart friendly, adding another convenient way to enjoy the Gulf Place town center, the beach and nearby dining & shopping.

Multiple Multiple 5 Properties-Country Club Dr Unit 13,14,29,30,40, Santa Rosa Beach
$1,897,000
4 Beds ⋅ 4 Baths ⋅ 1010885 MLS
Designer-curated coastal living in The Preserve at Grayton Beach. Welcome to one of the most distinctive properties in the gated community of The Preserve at Grayton Beach. This local interior designer owned, full-time resident home is layered, collected, and exceptionally executed. The residence pairs classic coastal architecture with custom millwork and a refined blend of traditional and contemporary design. Every space feels intentional, creating a home that is sophisticated without feeling formal--and refreshingly unique. The Kitchen. Designed as the heart of the home, the chef's kitchen showcases custom inset cabinets by Grimes Cabinetry and an oversized contrasting marble island, an inviting centerpiece for gathering and entertaining. A full-height marble backsplash frames the custom Venetian plaster hood, while warm brass hardware and fixtures add a refined touch. Premium paneled appliances, including Sub-Zero refrigeration, double Wolf wall ovens, and dual Miele dishwashers, complete this beautifully appointed space. Custom Interiors. Throughout the home, carefully considered details create a cohesive, elevated feel. Bespoke wallpaper, curated window treatments, designer lighting, layered rugs, and integrated millwork give nearly every space an individual sense of purpose. Outdoor Living. Thoughtfully designed as a natural extension of the home's interior, the outdoor living spaces offer the same comfort, style, and attention to detail. The screened rear porch features a shiplap-clad fireplace and television, creating an inviting setting for year-round relaxation and entertainment. Just beyond, the private backyard feels like a personal retreat, with mature landscaping, ambient lighting and a dedicated grilling patio. A maintenance free turf backyard is accented by a putting green inlay--perfect for practicing your short game just steps from the porch. The Preserve at Grayton Beach. Enjoy your own private beach access along a serene boardwalk leading to the to the sugary white sands of the Gulf. The Preserve is steps from direct access to the 30A bike path which runs the length of 30A as well as many state park entrances offering multiple hiking and biking trails. Local lakes offer opportunities for kayaking, paddleboarding and other water activities. This quiet enclave of the Preserve is undoubtedly a prime location situated amongst native oaks, pines and magnolias with immediate access to the 30A lifestyle.

345 Morgans Trl, Santa Rosa Beach
$1,675,000
5 Beds ⋅ 4 Baths ⋅ 1010827 MLS
Set on a rare double lot in Sea Dunes, this refined coastal residence combines generous living space, a private pool setting, and close proximity to the white-sand beaches of the Emerald Coast. The property includes a carriage house, versatile bonus living space, and exceptional garage capacity, with both two-car and three-car garages plus additional living space above each. Inside, sun-filled living areas feature tall windows, LVP flooring, and an open, inviting layout. The updated kitchen, main-level primary suite with renovated bath, new bathroom tile, custom closets, updated lighting, custom woodwork, built-ins, refreshed laundry room, and mudroom drop zone bring thoughtful detail and everyday functionality throughout. The outdoor space is designed for relaxed coastal living, with a screened pool, paver terrace, replacement decking, fencing, and a cleared, leveled backyard enhanced with sod and irrigation. Significant recent improvements include two main-home HVAC units installed in 2025, HVAC for the bonus/playroom in 2026, and a high-efficiency pool heater installed in 2026. A distinctive Sea Dunes offering with space, flexibility, and easy beach access by foot, bike, or golf cart. YOU DONT WANT TO MISS THIS

360 Tradewinds Dr, Santa Rosa Beach
$995,000
3 Beds ⋅ 3 Baths ⋅ 1010806 MLS
Completed in 2023, this beautifully crafted cottage provides breathtaking views of Hogtown Bayou and an exceptional connection to the surrounding landscape. Water views from both the primary suite and one additional bedroom are complemented by French doors leading directly to expansive screened porches, creating an ideal setting for relaxed outdoor living. Inside, a handsome fireplace anchors the main living space, which flows seamlessly into the chef's kitchen and adjoining wet bar. Floor-to-ceiling cabinetry, paneled walls, and thoughtfully wallpapered spaces add warmth, character, and charm throughout this exceptionally well-appointed home. Every detail has been carefully considered, from the custom finishes to the cohesive design that gives the home its distinctive sense of place. Outside, Bahama rock driveways and pathways meander through a charming garden complete with cedar garden boxes and a rose-entwined fenced backyard. The front and side yards gently lead through the saltwater grasses to the private dock, where fishing, kayaking, paddleboarding, and lazy days on the water await. Located just three blocks from the boat launch at Cessna Landing, the home offers effortless access to the bay for boating and water recreation. The Gulf is also just five miles away, with convenient access to Gulf Place Beach Access, making it easy to enjoy both the tranquility of waterfront living and the beauty of the Gulf Coast. Set in the revitalizing heart of Santa Rosa Beach this home is ideally positioned in an emerging area experiencing renewed interest and growth. Here, custom design and thoughtful craftsmanship meet the natural beauty of waterfront living, offering a unique opportunity to enjoy a peaceful setting while being part of an area on the rise. From its thoughtfully curated interiors to its enchanting gardens and private waterfront access, every element has been intentionally designed to create a truly special retreat.

241 N 7th St, Santa Rosa Beach
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