Santa Rosa Beach Homes under $400,000

Santa Rosa Beach Homes under $400,000

Welcome to Santa Rosa Beach, Florida, a hidden gem nestled along the stunning Emerald Coast in Walton County. Known for its picturesque landscapes and laid-back lifestyle, Santa Rosa Beach offers a unique blend of coastal charm and vibrant community spirit. With its powdery white sand beaches, lush nature trails, and a plethora of outdoor activities, this idyllic destination is perfect for both relaxation and adventure.

Santa Rosa Beach is not just about breathtaking views; it’s also a place where you can find your dream home without breaking the bank. For those seeking affordable options, there are charming homes available for under $400,000. Whether you’re a first-time homebuyer, looking for a vacation retreat, or considering an investment property, this price range opens up a variety of possibilities. From cozy beach cottages to modern townhomes, the real estate market here caters to a diverse array of tastes and lifestyles.

In addition to its beautiful homes, residents enjoy a vibrant local culture filled with art galleries, boutique shops, and delightful dining options that showcase the best of coastal cuisine. The community hosts various events throughout the year, fostering a sense of belonging and connection among neighbors.

With its stunning natural beauty and affordable housing options, Santa Rosa Beach is not just a place to live; it’s a lifestyle. Explore the charm of this coastal paradise, where your dream home awaits!

Newest Santa Rosa Beach Homes under $400,000

75 Old Barn Way, Santa Rosa Beach
$394,900
3 Beds ⋅ 3 Baths ⋅ 1013507 MLS
END-UNIT TOWNHOME + $15,000 FLEX MONEY + WASHER, DRYER & BLINDS INCLUDED! Welcome to Sawgrass Reserve, where coastal living meets modern comfort and unbeatable convenience. This beautifully designed end-unit townhome features 3 bedrooms and 2.5 baths, stylish finishes, and thoughtfully designed living spaces, along with access to a community pool perfect for relaxing and socializing. Ideally located just a 5-minute drive to the beach, or an easy golf cart ride or walk to local favorites like North Beach Social, Farm & Fire, and The Bay. JD Miller Dog Park is also right down the street. Inside, you'll find beautiful modern finishes, including quartz countertops, a farmhouse sink, LVP flooring, and white shaker soft-close cabinets, just to name a few. Impact windows and doors provide added energy efficiency and a quieter living environment. For those needing a longer timeframe, select finishes may be available to customize your townhome. Come experience all that Sawgrass Reserve has to offer! **Prices, plans, features, and options are subject to change without notice. Additional restrictions may apply. Sq. footages are approximate. Home information including features and available options are subject to change without notice. Artist renderings, photos, colors, features and sizes are for illustration purposes only and will vary from the homes as they are built. Elevations, exterior/interior colors, available upgrades, options, and standard features may vary and may include select options, elevations, and upgrades that require an additional charge.**

75 Old Barn Way, Santa Rosa Beach

55 Old Barn Way, Santa Rosa Beach
$374,900
3 Beds ⋅ 3 Baths ⋅ 1013506 MLS
$15,000 FLEX MONEY + WASHER, DRYER & BLINDS INCLUDED! Welcome to Sawgrass Reserve, a charming townhome community featuring beautifully designed residences and a community pool perfect for relaxing and socializing. These modern townhomes showcase stylish exteriors and thoughtfully designed interior finishes, offering 3 bedrooms and 2.5 baths with comfortable, functional living spaces. Ideally located just a 5-minute drive to the beach or an easy golf cart ride or walk to local favorites like North Beach Social, Farm & Fire, and The Bay restaurants. JD Miller dog park is also right down the street. As you enter, you will notice beautiful modern finishes such as quartz countertops, a farm house sink in the kitchen, LVP flooring and white shaker soft close cabinets just to name a few. These units also come with impact windows and doors making these units energy efficient and quiet. For those needing a longer timeframe, we have finishes that you can choose from to customize your unit. Come experience coastal living at its best at Sawgrass Reserve, where modern comfort meets unbeatable convenience. **Prices, plans, features, and options are subject to change without notice. Additional restrictions may apply. Sq. footages are approximate. Home information including features and available options are subject to change without notice. Artist renderings, photos, colors, features and sizes are for illustration purposes only and will vary from the homes as they are built. Elevations, exterior/interior colors, available upgrades, options, and standard features may vary and may include select options, elevations, and upgrades that require an additional charge.**

55 Old Barn Way, Santa Rosa Beach

51 Old Barn Way, Santa Rosa Beach
$374,900
3 Beds ⋅ 3 Baths ⋅ 1013505 MLS
$15,000 FLEX MONEY + WASHER, DRYER & BLINDS INCLUDED! Welcome to Sawgrass Reserve, a charming townhome community featuring beautifully designed residences and a community pool perfect for relaxing and socializing. These modern townhomes showcase stylish exteriors and thoughtfully designed interior finishes, offering 3 bedrooms and 2.5 baths with comfortable, functional living spaces. Ideally located just a 5-minute drive to the beach or an easy golf cart ride or walk to local favorites like North Beach Social, Farm & Fire, and The Bay restaurants. JD Miller dog park is also right down the street. As you enter, you will notice beautiful modern finishes such as quartz countertops, a farm house sink in the kitchen, LVP flooring and white shaker soft close cabinets just to name a few. These units also come with impact windows and doors making these units energy efficient and quiet. For those needing a longer timeframe, we have finishes that you can choose from to customize your unit. Come experience coastal living at its best at Sawgrass Reserve, where modern comfort meets unbeatable convenience. **Prices, plans, features, and options are subject to change without notice. Additional restrictions may apply. Sq. footages are approximate. Home information including features and available options are subject to change without notice. Artist renderings, photos, colors, features and sizes are for illustration purposes only and will vary from the homes as they are built. Elevations, exterior/interior colors, available upgrades, options, and standard features may vary and may include select options, elevations, and upgrades that require an additional charge.**

51 Old Barn Way, Santa Rosa Beach

31 Hornbeam Way, Santa Rosa Beach
$399,000
4 Beds ⋅ 3 Baths ⋅ 1013429 MLS
Thoughtfully updated from the inside out, this four-bedroom, three-bath home in Plantation at Santa Rosa offers 1,812 square feet of comfortable living space complemented by extensive improvements to its interiors, major systems, and outdoor areas. Meticulously maintained by the current owners, the home pairs a fresh, move-in-ready feel with practical upgrades designed for everyday living. Fresh paint throughout, wood-look tile flooring in the main living areas, updated carpet in the hallway and on the stairs, upgraded baseboards, and updated lighting give the interior a refreshed feel. The kitchen features white cabinetry, granite countertops, a custom designer backsplash, an upgraded refrigerator and dishwasher, and a newer microwave. The downstairs bathroom includes an upgraded vanity, while the upstairs bathroom cabinetry features custom faux finishing for added character. The primary bath also features updated shower fixtures. Ceiling fans with lighting have been added to the bedrooms, and a custom wood accent wall brings warmth and character to the primary suite. The improvements extend well beyond cosmetic finishes. The air conditioning system and water heater have been replaced, along with a brand-new irrigation pump. A Nest thermostat and upgraded smoke alarm system integrated with the home security system add modern functionality. Additional cabinetry and installed shelving in the laundry room provide extra organization, while a wall-mounted Rubbermaid garage storage system maximizes garage storage space. Outside, the backyard has been transformed into a private extension of the living space. A new fence and gate enclose the yard, where a paver patio creates an inviting setting for grilling, dining and gathering outdoors. Zoysia grass and river rock landscaping complete the space, while an extended paver driveway adds additional functionality at the front of the property. The home's exterior and trim have been repainted, and the replaced exterior and porch lighting further refresh the home's curb appeal. Association fees include landscaping, adding another measure of convenience to ownership. Residents also enjoy access to a community pool and dog park. With significant mechanical improvements, refreshed interiors, added storage and a fenced backyard designed to be enjoyed, this turnkey home is ready for its next chapter. The location puts everyday conveniences within easy reach, with Sacred Heart Hospital and Grand Boulevard's shopping, dining and services nearby, along with convenient access to U.S. Highway 98 and the white sand beaches of South Walton.

31 Hornbeam Way, Santa Rosa Beach

38 Bayou Landing Rd, Santa Rosa Beach
$399,000
4 Beds ⋅ 2 Baths ⋅ 1013412 MLS
Designed for effortless everyday living, this four-bedroom, two-bath home pairs a bright, open interior with a private backyard offering plenty of room to enjoy the outdoors. With 1,653 square feet arranged entirely on one level, the split floor plan offers comfortable gathering spaces, generous storage and practical finishes throughout. Vaulted ceilings enhance the sense of space in the main living areas, where commercial-grade luxury vinyl plank flooring creates a cohesive foundation for the open living, dining and kitchen spaces. The updated kitchen features abundant cabinetry and counter space, stainless steel appliances, a pantry and a breakfast bar overlooking the adjoining living and dining area. The open configuration keeps the heart of the home connected while providing plenty of room for meals, entertaining and daily routines. The split floor plan provides added privacy for the primary suite, which includes a spacious walk-in closet and an ensuite bath with a dual vanity. Three additional bedrooms offer flexibility for family, guests, a home office or hobby space, while a second full bath serves the remainder of the home. A dedicated laundry room with washer and dryer hookups adds practical convenience. Outside, the fully fenced backyard creates a private extension of the living space. Established landscaping, a screened porch and ample lawn provide room for outdoor dining, entertaining, pets or simply unwinding at the end of the day, with space to add a pool. An attached two-car garage and generous driveway parking further add to the home's functionality. Set north of Highway 98 and close to Choctawhatchee Bay, the home offers convenient access to both the bayfront lifestyle and the area's everyday essentials. Grand Boulevard, Publix, Sacred Heart Hospital, Silver Sands Premium Outlets and Butler Elementary are all within easy reach, while the white-sand beaches of Miramar Beach and the Scenic Highway 30A corridor are just minutes away. An updated kitchen, single-level living, a split floor plan and a private outdoor setting complete a home well positioned for enjoying both sides of the coastal lifestyle.

38 Bayou Landing Rd, Santa Rosa Beach

17 Old Barn Way, Santa Rosa Beach
$369,900
3 Beds ⋅ 3 Baths ⋅ 1013043 MLS
MOVE-IN READY & $15,000 Flex Cash + washer, dryer & window blinds included! A fantastic opportunity to make this home your own while enjoying added value from the start. Welcome to Sawgrass Reserve, a charming townhome community featuring beautifully designed residences and a community pool perfect for relaxing and socializing. These modern townhomes showcase stylish exteriors and thoughtfully designed interior finishes, offering 3 bedrooms and 2.5 baths with comfortable, functional living spaces. Ideally located just a 5-minute drive to the beach or an easy golf cart ride or walk to local favorites like North Beach Social, Farm & Fire, and The Bay restaurants. JD Miller dog park is also right down the street. As you enter, you will notice beautiful modern finishes such as quartz countertops, a farm house sink in the kitchen, LVP flooring and white shaker soft close cabinets just to name a few. These units also come with impact windows and doors making these units energy efficient and quiet. For those needing a longer timeframe, we have finishes that you can choose from to customize your unit. Come experience coastal living at its best at Sawgrass Reserve, where modern comfort meets unbeatable convenience. **Prices, plans, features, and options are subject to change without notice. Additional restrictions may apply. Sq. footages are approximate. Home information including features and available options are subject to change without notice. Artist renderings, photos, colors, features and sizes are for illustration purposes only and will vary from the homes as they are built. Elevations, exterior/interior colors, available upgrades, options, and standard features may vary and may include select options, elevations, and upgrades that require an additional charge.**

17 Old Barn Way, Santa Rosa Beach

24 Nikki Cir, Santa Rosa Beach
$313,000
2 Beds ⋅ 1 Baths ⋅ 1012791 MLS
Tucked peacefully away in the sought-after Point Washington area of Santa Rosa Beach, this quaint 2-bedroom, 1-bath bungalow offers the perfect blend of privacy, convenience, and coastal living. Situated on nearly half an acre of wooded land, the property provides plenty of space, storage, and workspace while remaining just minutes from the sugar-white sand beaches and emerald waters of South Walton. Inside, you'll find a spacious living area, full kitchen with breakfast bar, two nicely sized bedrooms, full bath, laundry area, and beautiful oak hardwood and travertine flooring. Step outside to enjoy the expansive deck and covered porch, perfect for relaxing, entertaining, or taking in the peaceful wooded surroundings. Recent updates include a brand-new HVAC system installed prior to listing, while the roof was replaced in 2017. Outdoor enthusiasts will appreciate being less than a mile from Charles Cessna Landing Boat Ramp on Hogtown Bayou, providing access to Choctawhatchee Bay along with two boat-launch lanes, courtesy dock, 16 boat-trailer parking spaces, playground, picnic pavilion, grills, fishing dock, and restrooms. Plus, Ed Walline Public Beach Access is only approximately 4.5 miles away, making it easy to enjoy the best of the Emerald Coast. Whether you're looking for a full-time residence, coastal getaway, or investment opportunity, this charming bungalow offers an incredible location with room to make it your own.

24 Nikki Cir, Santa Rosa Beach

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