Santa Rosa Beach Homes under $500,000

Santa Rosa Beach Homes under $500,000

Welcome to Santa Rosa Beach, Florida—a hidden gem nestled along the stunning Emerald Coast in Walton County. Known for its breathtaking white sand beaches and crystal-clear waters, this charming coastal town offers a perfect blend of relaxation and adventure. Whether you're looking to soak up the sun, explore nature trails, or indulge in local cuisine, Santa Rosa Beach has something for everyone.

One of the most appealing aspects of this vibrant community is its diverse real estate market. For those seeking an affordable slice of paradise, you'll be delighted to discover that there are homes available for under $500,000. These properties range from cozy beach cottages to modern townhomes, each offering a unique charm and the opportunity to embrace the coastal lifestyle. Imagine waking up to the sound of waves crashing and spending your evenings watching stunning sunsets—all without breaking the bank.

Santa Rosa Beach is not just about its picturesque landscapes; it also boasts a thriving community filled with friendly locals and a rich cultural scene. Enjoy boutique shopping, delicious dining options, and a variety of outdoor activities, from paddleboarding to hiking in the nearby state parks. With its welcoming atmosphere and strong sense of community, Santa Rosa Beach is the perfect place to call home.

Whether you’re a first-time homebuyer or looking for a vacation retreat, Santa Rosa Beach offers an array of affordable options that allow you to experience the beauty and tranquility of Florida's Gulf Coast. Come discover your dream home in this idyllic coastal paradise!

Newest Santa Rosa Beach Homes under $500,000

160 Montclair Ave, Santa Rosa Beach
$475,000
3 Beds ⋅ 3 Baths ⋅ 1013635 MLS
Set amid the natural beauty of Point Washington, this furnished three-bedroom, two-and-a-half-bath Florida cottage offers a relaxed setting close to both the beaches of Scenic Highway 30A and Choctawhatchee Bay. Located in Audubon Point, a low-density community bordered by Point Washington State Forest, the home pairs an easygoing coastal lifestyle with a thoughtfully designed two-story floor plan, private outdoor space and convenient access to some of South Walton's most popular destinations. The main level is bright and open, bringing the kitchen, living and dining areas together in a comfortable space for everyday living and entertaining. A dedicated bar or coffee niche provides additional serving and storage space, while a generous powder room and one-car garage add everyday functionality. Ample storage throughout the home keeps necessities easily organized. Just beyond the main living area, a private fenced backyard extends the living space outdoors with room for dining, grilling and gathering with family and friends. The enclosed setting also provides space for children or pets to enjoy the outdoors. Upstairs, the spacious primary suite serves as a private retreat with dual vanities, a soaking tub and a glass-enclosed shower. A private deck off the suite provides an additional outdoor living area overlooking the peaceful surroundings. Two additional bedrooms share a full bath, while a full-size laundry area and generously sized landing complete the second floor. Audubon Point encompasses approximately 33 acres with just over 60 homesites, creating a quieter residential setting with sidewalks throughout and a large community pool within walking distance of the home. The community also offers a low HOA and permits both long-term and short-term rentals with a seven-day minimum, providing flexibility for use as a primary residence, second home or investment property. Surrounded by approximately 15,000 acres of Point Washington State Forest, the home is less than a mile from Eden Gardens State Park and a public boat launch providing access to Choctawhatchee Bay. The beaches of South Walton are approximately three miles away, while nearby County Road 395 offers convenient access to 30A. Seaside, Florida, WaterColor, and Grayton and Rosemary Beaches are also within an easy drive for dining, shopping, and entertainment.

160 Montclair Ave, Santa Rosa Beach

75 Old Barn Way, Santa Rosa Beach
$394,900
3 Beds ⋅ 3 Baths ⋅ 1013507 MLS
END-UNIT TOWNHOME + $15,000 FLEX MONEY + WASHER, DRYER & BLINDS INCLUDED! Welcome to Sawgrass Reserve, where coastal living meets modern comfort and unbeatable convenience. This beautifully designed end-unit townhome features 3 bedrooms and 2.5 baths, stylish finishes, and thoughtfully designed living spaces, along with access to a community pool perfect for relaxing and socializing. Ideally located just a 5-minute drive to the beach, or an easy golf cart ride or walk to local favorites like North Beach Social, Farm & Fire, and The Bay. JD Miller Dog Park is also right down the street. Inside, you'll find beautiful modern finishes, including quartz countertops, a farmhouse sink, LVP flooring, and white shaker soft-close cabinets, just to name a few. Impact windows and doors provide added energy efficiency and a quieter living environment. For those needing a longer timeframe, select finishes may be available to customize your townhome. Come experience all that Sawgrass Reserve has to offer! **Prices, plans, features, and options are subject to change without notice. Additional restrictions may apply. Sq. footages are approximate. Home information including features and available options are subject to change without notice. Artist renderings, photos, colors, features and sizes are for illustration purposes only and will vary from the homes as they are built. Elevations, exterior/interior colors, available upgrades, options, and standard features may vary and may include select options, elevations, and upgrades that require an additional charge.**

75 Old Barn Way, Santa Rosa Beach

55 Old Barn Way, Santa Rosa Beach
$374,900
3 Beds ⋅ 3 Baths ⋅ 1013506 MLS
$15,000 FLEX MONEY + WASHER, DRYER & BLINDS INCLUDED! Welcome to Sawgrass Reserve, a charming townhome community featuring beautifully designed residences and a community pool perfect for relaxing and socializing. These modern townhomes showcase stylish exteriors and thoughtfully designed interior finishes, offering 3 bedrooms and 2.5 baths with comfortable, functional living spaces. Ideally located just a 5-minute drive to the beach or an easy golf cart ride or walk to local favorites like North Beach Social, Farm & Fire, and The Bay restaurants. JD Miller dog park is also right down the street. As you enter, you will notice beautiful modern finishes such as quartz countertops, a farm house sink in the kitchen, LVP flooring and white shaker soft close cabinets just to name a few. These units also come with impact windows and doors making these units energy efficient and quiet. For those needing a longer timeframe, we have finishes that you can choose from to customize your unit. Come experience coastal living at its best at Sawgrass Reserve, where modern comfort meets unbeatable convenience. **Prices, plans, features, and options are subject to change without notice. Additional restrictions may apply. Sq. footages are approximate. Home information including features and available options are subject to change without notice. Artist renderings, photos, colors, features and sizes are for illustration purposes only and will vary from the homes as they are built. Elevations, exterior/interior colors, available upgrades, options, and standard features may vary and may include select options, elevations, and upgrades that require an additional charge.**

55 Old Barn Way, Santa Rosa Beach

51 Old Barn Way, Santa Rosa Beach
$374,900
3 Beds ⋅ 3 Baths ⋅ 1013505 MLS
$15,000 FLEX MONEY + WASHER, DRYER & BLINDS INCLUDED! Welcome to Sawgrass Reserve, a charming townhome community featuring beautifully designed residences and a community pool perfect for relaxing and socializing. These modern townhomes showcase stylish exteriors and thoughtfully designed interior finishes, offering 3 bedrooms and 2.5 baths with comfortable, functional living spaces. Ideally located just a 5-minute drive to the beach or an easy golf cart ride or walk to local favorites like North Beach Social, Farm & Fire, and The Bay restaurants. JD Miller dog park is also right down the street. As you enter, you will notice beautiful modern finishes such as quartz countertops, a farm house sink in the kitchen, LVP flooring and white shaker soft close cabinets just to name a few. These units also come with impact windows and doors making these units energy efficient and quiet. For those needing a longer timeframe, we have finishes that you can choose from to customize your unit. Come experience coastal living at its best at Sawgrass Reserve, where modern comfort meets unbeatable convenience. **Prices, plans, features, and options are subject to change without notice. Additional restrictions may apply. Sq. footages are approximate. Home information including features and available options are subject to change without notice. Artist renderings, photos, colors, features and sizes are for illustration purposes only and will vary from the homes as they are built. Elevations, exterior/interior colors, available upgrades, options, and standard features may vary and may include select options, elevations, and upgrades that require an additional charge.**

51 Old Barn Way, Santa Rosa Beach

31 Hornbeam Way, Santa Rosa Beach
$399,000
4 Beds ⋅ 3 Baths ⋅ 1013429 MLS
Thoughtfully updated from the inside out, this four-bedroom, three-bath home in Plantation at Santa Rosa offers 1,812 square feet of comfortable living space complemented by extensive improvements to its interiors, major systems, and outdoor areas. Meticulously maintained by the current owners, the home pairs a fresh, move-in-ready feel with practical upgrades designed for everyday living. Fresh paint throughout, wood-look tile flooring in the main living areas, updated carpet in the hallway and on the stairs, upgraded baseboards, and updated lighting give the interior a refreshed feel. The kitchen features white cabinetry, granite countertops, a custom designer backsplash, an upgraded refrigerator and dishwasher, and a newer microwave. The downstairs bathroom includes an upgraded vanity, while the upstairs bathroom cabinetry features custom faux finishing for added character. The primary bath also features updated shower fixtures. Ceiling fans with lighting have been added to the bedrooms, and a custom wood accent wall brings warmth and character to the primary suite. The improvements extend well beyond cosmetic finishes. The air conditioning system and water heater have been replaced, along with a brand-new irrigation pump. A Nest thermostat and upgraded smoke alarm system integrated with the home security system add modern functionality. Additional cabinetry and installed shelving in the laundry room provide extra organization, while a wall-mounted Rubbermaid garage storage system maximizes garage storage space. Outside, the backyard has been transformed into a private extension of the living space. A new fence and gate enclose the yard, where a paver patio creates an inviting setting for grilling, dining and gathering outdoors. Zoysia grass and river rock landscaping complete the space, while an extended paver driveway adds additional functionality at the front of the property. The home's exterior and trim have been repainted, and the replaced exterior and porch lighting further refresh the home's curb appeal. Association fees include landscaping, adding another measure of convenience to ownership. Residents also enjoy access to a community pool and dog park. With significant mechanical improvements, refreshed interiors, added storage and a fenced backyard designed to be enjoyed, this turnkey home is ready for its next chapter. The location puts everyday conveniences within easy reach, with Sacred Heart Hospital and Grand Boulevard's shopping, dining and services nearby, along with convenient access to U.S. Highway 98 and the white sand beaches of South Walton.

31 Hornbeam Way, Santa Rosa Beach

38 Bayou Landing Rd, Santa Rosa Beach
$399,000
4 Beds ⋅ 2 Baths ⋅ 1013412 MLS
Designed for effortless everyday living, this four-bedroom, two-bath home pairs a bright, open interior with a private backyard offering plenty of room to enjoy the outdoors. With 1,653 square feet arranged entirely on one level, the split floor plan offers comfortable gathering spaces, generous storage and practical finishes throughout. Vaulted ceilings enhance the sense of space in the main living areas, where commercial-grade luxury vinyl plank flooring creates a cohesive foundation for the open living, dining and kitchen spaces. The updated kitchen features abundant cabinetry and counter space, stainless steel appliances, a pantry and a breakfast bar overlooking the adjoining living and dining area. The open configuration keeps the heart of the home connected while providing plenty of room for meals, entertaining and daily routines. The split floor plan provides added privacy for the primary suite, which includes a spacious walk-in closet and an ensuite bath with a dual vanity. Three additional bedrooms offer flexibility for family, guests, a home office or hobby space, while a second full bath serves the remainder of the home. A dedicated laundry room with washer and dryer hookups adds practical convenience. Outside, the fully fenced backyard creates a private extension of the living space. Established landscaping, a screened porch and ample lawn provide room for outdoor dining, entertaining, pets or simply unwinding at the end of the day, with space to add a pool. An attached two-car garage and generous driveway parking further add to the home's functionality. Set north of Highway 98 and close to Choctawhatchee Bay, the home offers convenient access to both the bayfront lifestyle and the area's everyday essentials. Grand Boulevard, Publix, Sacred Heart Hospital, Silver Sands Premium Outlets and Butler Elementary are all within easy reach, while the white-sand beaches of Miramar Beach and the Scenic Highway 30A corridor are just minutes away. An updated kitchen, single-level living, a split floor plan and a private outdoor setting complete a home well positioned for enjoying both sides of the coastal lifestyle.

38 Bayou Landing Rd, Santa Rosa Beach

17 Old Barn Way, Santa Rosa Beach
$369,900
3 Beds ⋅ 3 Baths ⋅ 1013043 MLS
MOVE-IN READY & $15,000 Flex Cash + washer, dryer & window blinds included! A fantastic opportunity to make this home your own while enjoying added value from the start. Welcome to Sawgrass Reserve, a charming townhome community featuring beautifully designed residences and a community pool perfect for relaxing and socializing. These modern townhomes showcase stylish exteriors and thoughtfully designed interior finishes, offering 3 bedrooms and 2.5 baths with comfortable, functional living spaces. Ideally located just a 5-minute drive to the beach or an easy golf cart ride or walk to local favorites like North Beach Social, Farm & Fire, and The Bay restaurants. JD Miller dog park is also right down the street. As you enter, you will notice beautiful modern finishes such as quartz countertops, a farm house sink in the kitchen, LVP flooring and white shaker soft close cabinets just to name a few. These units also come with impact windows and doors making these units energy efficient and quiet. For those needing a longer timeframe, we have finishes that you can choose from to customize your unit. Come experience coastal living at its best at Sawgrass Reserve, where modern comfort meets unbeatable convenience. **Prices, plans, features, and options are subject to change without notice. Additional restrictions may apply. Sq. footages are approximate. Home information including features and available options are subject to change without notice. Artist renderings, photos, colors, features and sizes are for illustration purposes only and will vary from the homes as they are built. Elevations, exterior/interior colors, available upgrades, options, and standard features may vary and may include select options, elevations, and upgrades that require an additional charge.**

17 Old Barn Way, Santa Rosa Beach

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