Santa Rosa Beach Homes under $1.5 million

Santa Rosa Beach Homes under $1.5 million

**Discover Santa Rosa Beach: Your Coastal Haven**

Nestled along the stunning Emerald Coast of Florida, Santa Rosa Beach is a hidden gem in Walton County that perfectly balances serene coastal living with vibrant community life. Known for its breathtaking sugar-white sand beaches and crystal-clear waters, this idyllic town offers residents and visitors an unparalleled opportunity to embrace the beauty of nature while enjoying a laid-back lifestyle.

Santa Rosa Beach is not just about its picturesque landscapes; it’s a thriving community with a rich tapestry of culture and activities. From local art galleries to charming boutiques, the town radiates a unique charm that invites exploration. Outdoor enthusiasts will find a playground of opportunities, with nearby state parks, nature trails, and water sports, ensuring adventure is always just around the corner.

For those looking to call this coastal paradise home, Santa Rosa Beach offers a range of stunning properties under $1.5 million. Whether you’re seeking a cozy beach cottage, a modern family home, or a luxurious retreat, the real estate market here caters to diverse tastes and budgets. These homes often feature spacious layouts, beautiful outdoor spaces, and easy access to the beach, making it simple to enjoy the coastal lifestyle.

Investing in Santa Rosa Beach means more than just acquiring a property; it’s about embracing a lifestyle filled with sunshine, community, and endless opportunities for relaxation and adventure. Come discover your dream home in this enchanting beach town, where every day feels like a vacation!

Newest Santa Rosa Beach Homes under $1.5 million

75 Old Barn Way, Santa Rosa Beach
$394,900
3 Beds ⋅ 3 Baths ⋅ 1013507 MLS
END-UNIT TOWNHOME + $15,000 FLEX MONEY + WASHER, DRYER & BLINDS INCLUDED! Welcome to Sawgrass Reserve, where coastal living meets modern comfort and unbeatable convenience. This beautifully designed end-unit townhome features 3 bedrooms and 2.5 baths, stylish finishes, and thoughtfully designed living spaces, along with access to a community pool perfect for relaxing and socializing. Ideally located just a 5-minute drive to the beach, or an easy golf cart ride or walk to local favorites like North Beach Social, Farm & Fire, and The Bay. JD Miller Dog Park is also right down the street. Inside, you'll find beautiful modern finishes, including quartz countertops, a farmhouse sink, LVP flooring, and white shaker soft-close cabinets, just to name a few. Impact windows and doors provide added energy efficiency and a quieter living environment. For those needing a longer timeframe, select finishes may be available to customize your townhome. Come experience all that Sawgrass Reserve has to offer! **Prices, plans, features, and options are subject to change without notice. Additional restrictions may apply. Sq. footages are approximate. Home information including features and available options are subject to change without notice. Artist renderings, photos, colors, features and sizes are for illustration purposes only and will vary from the homes as they are built. Elevations, exterior/interior colors, available upgrades, options, and standard features may vary and may include select options, elevations, and upgrades that require an additional charge.**

75 Old Barn Way, Santa Rosa Beach

55 Old Barn Way, Santa Rosa Beach
$374,900
3 Beds ⋅ 3 Baths ⋅ 1013506 MLS
$15,000 FLEX MONEY + WASHER, DRYER & BLINDS INCLUDED! Welcome to Sawgrass Reserve, a charming townhome community featuring beautifully designed residences and a community pool perfect for relaxing and socializing. These modern townhomes showcase stylish exteriors and thoughtfully designed interior finishes, offering 3 bedrooms and 2.5 baths with comfortable, functional living spaces. Ideally located just a 5-minute drive to the beach or an easy golf cart ride or walk to local favorites like North Beach Social, Farm & Fire, and The Bay restaurants. JD Miller dog park is also right down the street. As you enter, you will notice beautiful modern finishes such as quartz countertops, a farm house sink in the kitchen, LVP flooring and white shaker soft close cabinets just to name a few. These units also come with impact windows and doors making these units energy efficient and quiet. For those needing a longer timeframe, we have finishes that you can choose from to customize your unit. Come experience coastal living at its best at Sawgrass Reserve, where modern comfort meets unbeatable convenience. **Prices, plans, features, and options are subject to change without notice. Additional restrictions may apply. Sq. footages are approximate. Home information including features and available options are subject to change without notice. Artist renderings, photos, colors, features and sizes are for illustration purposes only and will vary from the homes as they are built. Elevations, exterior/interior colors, available upgrades, options, and standard features may vary and may include select options, elevations, and upgrades that require an additional charge.**

55 Old Barn Way, Santa Rosa Beach

51 Old Barn Way, Santa Rosa Beach
$374,900
3 Beds ⋅ 3 Baths ⋅ 1013505 MLS
$15,000 FLEX MONEY + WASHER, DRYER & BLINDS INCLUDED! Welcome to Sawgrass Reserve, a charming townhome community featuring beautifully designed residences and a community pool perfect for relaxing and socializing. These modern townhomes showcase stylish exteriors and thoughtfully designed interior finishes, offering 3 bedrooms and 2.5 baths with comfortable, functional living spaces. Ideally located just a 5-minute drive to the beach or an easy golf cart ride or walk to local favorites like North Beach Social, Farm & Fire, and The Bay restaurants. JD Miller dog park is also right down the street. As you enter, you will notice beautiful modern finishes such as quartz countertops, a farm house sink in the kitchen, LVP flooring and white shaker soft close cabinets just to name a few. These units also come with impact windows and doors making these units energy efficient and quiet. For those needing a longer timeframe, we have finishes that you can choose from to customize your unit. Come experience coastal living at its best at Sawgrass Reserve, where modern comfort meets unbeatable convenience. **Prices, plans, features, and options are subject to change without notice. Additional restrictions may apply. Sq. footages are approximate. Home information including features and available options are subject to change without notice. Artist renderings, photos, colors, features and sizes are for illustration purposes only and will vary from the homes as they are built. Elevations, exterior/interior colors, available upgrades, options, and standard features may vary and may include select options, elevations, and upgrades that require an additional charge.**

51 Old Barn Way, Santa Rosa Beach

249 Golf Villa Dr, Santa Rosa Beach
$675,000
3 Beds ⋅ 2 Baths ⋅ 1013484 MLS
Turnkey and completely finished, this coastal bungalow pairs cottage charm with an airy, well-designed layout in the highly sought-after West 30A area. Situated just a 1/2 mile from Dune Allen Beach Access--with bikes included for an easy ride to the gulf--the home welcomes you on a corner lot featuring covered front and rear porches, a private backyard patio, and custom under-house storage with built-in access doors. A street-ready EV-registered golf cart can be negotiated to make your coastal cruising completely effortless! Inside, hardwood flooring, elegant tray ceilings, and plantation shutters set a relaxed coastal tone throughout the open main living area. The kitchen features sleek granite countertops, updated fixtures, and a new refrigerator, leading seamlessly into a bright living space designed for effortless entertaining. Comfort continues in the bedrooms, where all walk-in closets feature upgraded custom shelving. Baths have been thoughtfully updated with a modern vanity, porcelain tile, updated faucets, and a frameless glass shower door in the primary suite. Key structural and mechanical enhancements include updated HVAC, a paver driveway, updated porch stairs and railings, refreshed ceiling fans and lighting, and Kevlar hurricane window covers. Located directly across from the community pool in a quiet 38-home neighborhood, residents enjoy a seasonally heated pool (Thanksgiving, Christmas, and Spring Break) complete with a gas fire pit, outdoor kitchen sink, and and gas grill. Beyond the community, you have incredible convenience with three additional beach access points with parking within 1.5 miles, plus Topsail Hill Preserve State Park within 2 miles for pristine beach access and miles of walking and biking trails. Sold fully furnished--ideal as a primary residence, vacation retreat, or rental investment.

249 Golf Villa Dr, Santa Rosa Beach

10 Fairway Dr, Santa Rosa Beach
$1,195,000
4 Beds ⋅ 2 Baths ⋅ 1013460 MLS
If you've been searching for an exceptional coastal estate with room to spread out, a short distance to the beach, no HOA, and a private pool -- you found it. This freshly painted, recently remodeled coastal charmer sits in the exclusive community of Santa Rosa Ridge, just minutes from the beach. A generous 1/2 acre corner lot allows space between neighbors and a room-to-breathe feel that's increasingly hard to find this close to 30A. New interior photos will be added soon showcasing the recent thoughtful remodel of the kitchen and laundry room, and reconfiguration of the fourth bedroom in the main house making the hard work behind you. A detached garage adds flexible bonus space, ideal as a private office, bunk room, or MIL suite. Topped with a brand-new custom-color metal roof installed in May 2026, this home is offered fully-furnished and move-in ready. But the showstopper of this home is the incredible backyard - a true coastal oasis. Imagine fishing in the backyard with a natural, self-sustaining dune pond stocked with bass, bream, and catfish, perfect for a quiet John-boat ride or a morning of fishing off your private dock. A resort-style heated private pool, custom-built fire pit, mature landscaping, and 8 foot privacy fence surrounding the property make this a truly private, coastal retreat, ideal as a primary residence, investment property or second home just minutes to the turquoise water and beaches of 30A. The seller is offering a 3-1 rate buy down incentive that can potentially save the buyer nearly $40,000 and locks in interest rates of 4.875% for the first year; 5.875% in year two and 6.875% in year three. For investors seeking a turnkey short or long-term investment, this property qualifies eligible buyers for DSCR financing. Recent AirDNA reports project short-term rental income potential of $146,800 in projected gross rental income.

10 Fairway Dr, Santa Rosa Beach

31 Hornbeam Way, Santa Rosa Beach
$399,000
4 Beds ⋅ 3 Baths ⋅ 1013429 MLS
Thoughtfully updated from the inside out, this four-bedroom, three-bath home in Plantation at Santa Rosa offers 1,812 square feet of comfortable living space complemented by extensive improvements to its interiors, major systems, and outdoor areas. Meticulously maintained by the current owners, the home pairs a fresh, move-in-ready feel with practical upgrades designed for everyday living. Fresh paint throughout, wood-look tile flooring in the main living areas, updated carpet in the hallway and on the stairs, upgraded baseboards, and updated lighting give the interior a refreshed feel. The kitchen features white cabinetry, granite countertops, a custom designer backsplash, an upgraded refrigerator and dishwasher, and a newer microwave. The downstairs bathroom includes an upgraded vanity, while the upstairs bathroom cabinetry features custom faux finishing for added character. The primary bath also features updated shower fixtures. Ceiling fans with lighting have been added to the bedrooms, and a custom wood accent wall brings warmth and character to the primary suite. The improvements extend well beyond cosmetic finishes. The air conditioning system and water heater have been replaced, along with a brand-new irrigation pump. A Nest thermostat and upgraded smoke alarm system integrated with the home security system add modern functionality. Additional cabinetry and installed shelving in the laundry room provide extra organization, while a wall-mounted Rubbermaid garage storage system maximizes garage storage space. Outside, the backyard has been transformed into a private extension of the living space. A new fence and gate enclose the yard, where a paver patio creates an inviting setting for grilling, dining and gathering outdoors. Zoysia grass and river rock landscaping complete the space, while an extended paver driveway adds additional functionality at the front of the property. The home's exterior and trim have been repainted, and the replaced exterior and porch lighting further refresh the home's curb appeal. Association fees include landscaping, adding another measure of convenience to ownership. Residents also enjoy access to a community pool and dog park. With significant mechanical improvements, refreshed interiors, added storage and a fenced backyard designed to be enjoyed, this turnkey home is ready for its next chapter. The location puts everyday conveniences within easy reach, with Sacred Heart Hospital and Grand Boulevard's shopping, dining and services nearby, along with convenient access to U.S. Highway 98 and the white sand beaches of South Walton.

31 Hornbeam Way, Santa Rosa Beach

110 Conner Cir, Santa Rosa Beach
$679,000
5 Beds ⋅ 3 Baths ⋅ 1013426 MLS
Flood insurance not required! Fresh, spacious, and minutes from both the beach and the bay, 110 Conner Circle offers nearly 3,200 square feet of single story living in the desirable Peach Creek community. Built in 2020, this all brick home features 5 bedrooms, 3 full baths, plus a large flex space and has recently been refreshed by the sellers with fresh paint and additional touch ups throughout. The result is a bright, clean, move in ready home with plenty of room to spread out. The large flex space at the front of the home gives you options for a home office, playroom, workout room, media room, or additional guest space and could potentially function as a sixth bedroom. The heart of the home is the open living and kitchen area, offering plenty of space for everyday life and entertaining. The kitchen features granite countertops, painted cabinetry, and generous gathering space. Luxury vinyl plank flooring flows throughout the main living areas, complemented by designer lighting and brushed nickel fixtures. Outside, the spacious backyard offers even more possibilities with plenty of room to enjoy the Florida lifestyle and great potential for a future pool. The location brings it all together. Enjoy easy access to the beaches of 30A, Choctawhatchee Bay, boating, paddleboarding, shopping, dining, and everything Santa Rosa Beach has to offer. Five bedrooms, nearly 3,200 square feet, single story living, and minutes from both the beach and the bay. Schedule your tour today.

110 Conner Cir, Santa Rosa Beach

38 Bayou Landing Rd, Santa Rosa Beach
$399,000
4 Beds ⋅ 2 Baths ⋅ 1013412 MLS
Designed for effortless everyday living, this four-bedroom, two-bath home pairs a bright, open interior with a private backyard offering plenty of room to enjoy the outdoors. With 1,653 square feet arranged entirely on one level, the split floor plan offers comfortable gathering spaces, generous storage and practical finishes throughout. Vaulted ceilings enhance the sense of space in the main living areas, where commercial-grade luxury vinyl plank flooring creates a cohesive foundation for the open living, dining and kitchen spaces. The updated kitchen features abundant cabinetry and counter space, stainless steel appliances, a pantry and a breakfast bar overlooking the adjoining living and dining area. The open configuration keeps the heart of the home connected while providing plenty of room for meals, entertaining and daily routines. The split floor plan provides added privacy for the primary suite, which includes a spacious walk-in closet and an ensuite bath with a dual vanity. Three additional bedrooms offer flexibility for family, guests, a home office or hobby space, while a second full bath serves the remainder of the home. A dedicated laundry room with washer and dryer hookups adds practical convenience. Outside, the fully fenced backyard creates a private extension of the living space. Established landscaping, a screened porch and ample lawn provide room for outdoor dining, entertaining, pets or simply unwinding at the end of the day, with space to add a pool. An attached two-car garage and generous driveway parking further add to the home's functionality. Set north of Highway 98 and close to Choctawhatchee Bay, the home offers convenient access to both the bayfront lifestyle and the area's everyday essentials. Grand Boulevard, Publix, Sacred Heart Hospital, Silver Sands Premium Outlets and Butler Elementary are all within easy reach, while the white-sand beaches of Miramar Beach and the Scenic Highway 30A corridor are just minutes away. An updated kitchen, single-level living, a split floor plan and a private outdoor setting complete a home well positioned for enjoying both sides of the coastal lifestyle.

38 Bayou Landing Rd, Santa Rosa Beach

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