Fort Walton Beach Homes under $400,000

Fort Walton Beach Homes under $400,000

Welcome to Fort Walton Beach, Florida – a hidden gem nestled in the heart of Okaloosa County! Known for its stunning white-sand beaches and emerald-green waters, Fort Walton Beach offers a unique blend of coastal charm and vibrant community living. Whether you’re looking for a peaceful retreat or an active lifestyle, this coastal paradise has something for everyone.

Fort Walton Beach boasts a rich history and a welcoming atmosphere, making it an ideal place for families, retirees, and young professionals alike. With a variety of parks, recreational activities, and cultural events, residents enjoy a balanced lifestyle filled with outdoor adventures and community engagement. The nearby Gulf Islands National Seashore offers breathtaking views and endless opportunities for hiking, fishing, and kayaking.

For those considering a move to this beautiful region, you’ll be delighted to know that Fort Walton Beach features an array of homes priced under $400,000. From charming single-family homes to modern condos with stunning ocean views, there’s something to fit every taste and budget. Many of these properties are conveniently located near local amenities, schools, and, of course, the beach, allowing you to enjoy the best of coastal living without breaking the bank.

Investing in a home in Fort Walton Beach means more than just finding a place to live; it’s about embracing a lifestyle filled with sun, sea, and community spirit. Discover your dream home in this idyllic coastal town and experience the magic of Fort Walton Beach for yourself!

Newest Fort Walton Beach Homes under $400,000

145 4th Ave Unit E-1, Shalimar
$200,000
2 Beds ⋅ 2 Baths ⋅ 1011722 MLS
COMING SOON in Shalimar! Discover the location, convenience, and easy lifestyle offered by this 2-bedroom, 1.5-bath end-unit townhome. This home puts you close to military bases, recreation, boating, golf, tennis, parks, and the beautiful white-sand beaches of Okaloosa Island. Inside, the townhome features a spacious living and dining area, kitchen with pantry and updated backsplash, convenient attached laundry room, and a half bath on the first floor. Upstairs, both bedrooms offer comfortable living space, with carpet throughout the stairs and second floor. The master bedroom features a walk-in closet and your own updated covered balcony overlooking the community pool, creating a relaxing outdoor retreat. Location is a standout feature, with Eglin Air Force Base approximately 3.5 miles away, while Hurlburt Field, Duke Field, Meigs Park, and the public boat launch are also conveniently nearby. Enjoy easy access to Shalimar Pointe Golf Club and Tennis Club, Shalimar Community Park, the Shalimar/Port Dixie Little League Ball Park, and the stunning beaches of Okaloosa Island. Whether you're looking for a primary residence, a convenient home near Eglin AFB, or a property close to boating and Emerald Coast recreation, this Shalimar townhome deserves a closer look. COMING SOON. Additional photos and property details will be added as they become available. Buyer to verify all information and measurements.

145 4th Ave Unit E-1, Shalimar
938 Claeven Circle Ft, Fort Walton Beach
$325,900
3 Beds ⋅ 2 Baths ⋅ 1013597 MLS
100% MOVE-IN READY grab it quick! 3 Beds 2.5 Baths • 1,600 Sq Ft 2-Car Garage Upgrades & Features: 2016 Metal Roof, 2016 AC, 2016 Hot Water Heater, New interior paint throughout; New fans and lights; New flooring - no carpet anywhere; New doors, knobs, and hinges; Updated kitchen with granite countertops; New Stainless-steel appliances; Fully cleaned and ready for immediate move-in; Fresh, modern, and durable - zero work needed on day one.

938 Claeven Circle Ft, Fort Walton Beach
112 Austin Ct, Mary Esther
$339,000
3 Beds ⋅ 2 Baths ⋅ 1013595 MLS
A well maintained 3 bedroom home with a beautiful in-ground swimming pool for family fun and entertaining surrounded with a privacy fenced back yard. The home features a split bedroom floor plan. The kitchen offers wood cabinets and a breakfast bar that adjoins the large open family room. This is a well built home and has been greatly cared for by the owners. The A/C was replaced in 2010, new garage door opener 2011. This is a turnkey home; with most of the furniture & lawn items being sold (all are negotiable). Square footage was taken from the Property Appraiser site.

112 Austin Ct, Mary Esther
885 Santa Rosa Blvd Unit Unit 203-C, Fort Walton Beach
$189,990
1 Beds ⋅ 1 Baths ⋅ 1013517 MLS
Imagine having your own place on Okaloosa Island - just steps from the sugar-white sand and emerald-green Gulf waters - for $189,990! This fully furnished, updated condo offers an exceptional opportunity for a personal beach getaway, second home, or short-term rental investment. Inside, you'll find luxury vinyl plank flooring, refreshed bathrooms with updated tile and vanities, updated lighting, newer kitchen appliances, and HVAC improvements. Step outside onto your private balcony and enjoy the coastal atmosphere, then take advantage of community amenities, including a pool, tennis courts, and BBQ and picnic areas. Located in the heart of Okaloosa Island, this condo offers convenient access to the beach, dining, entertainment, and everything the Emerald Coast has to offer. Fully furnished, move-in ready, and priced at just $189,990, this is a rare chance to enjoy the Okaloosa Island lifestyle at an incredible value.

885 Santa Rosa Blvd Unit Unit 203-C, Fort Walton Beach
412 Nw Sea Rover Ln Unit B, Fort Walton Beach
$215,000
2 Beds ⋅ 2 Baths ⋅ 1013254 MLS
Welcome home to this charming 2-bedroom, 1.5-bathroom townhome tucked away two streets behind Hollywood Blvd. Conveniently located a short distance from Ft Walton Beach High School and EdwinS Elementary School. Have peace of mind knowing the roof is 2020, Rheem HVAC system 2020, Rheem 40 gallon 2021 water heater. Washer & dryer convey. Inside, you'll find LVP flooring, a functional floor plan, large kitchen with ample freshly painted cabinets, 2025 stainless steel appliances and indoor laundry room. Step outside to your private patio with a newly fenced backyard. There's plenty of room for a pet, grilling and relaxing outdoors. Bonus: NO HOA.

412 Nw Sea Rover Ln Unit B, Fort Walton Beach
2533 Georgetown Ln, Fort Walton Beach
$225,000
3 Beds ⋅ 3 Baths ⋅ 1013491 MLS
This house is sold 'As Is' The kitchen needs new cabinets and some appliances, the A/C unit needs replacement and some flooring. Master bedroom doitnstairs, eat- in kitchen with Bay window. Located at the end of the cul-de-sac with fenced yard.

2533 Georgetown Ln, Fort Walton Beach
950 Pacific Silver Ct, Fort Walton Beach
$345,000
3 Beds ⋅ 3 Baths ⋅ 1012936 MLS
Welcome to 950 Pacific Silver Court, where location, value, and move in ready all come together! Priced at just $345,000, this 3 bedroom, 2.5 bathroom home puts you right in the heart of Fort Walton Beach, just minutes from Hurlburt Field, Eglin AFB, the beautiful white sand beaches, shopping, restaurants, and everyday conveniences. Walmart and Lowe's are even just around the corner! Step inside to a spacious and inviting floor plan with plenty of room to spread out. One of the best features is the primary suite located on the first floor, while two additional bedrooms and a full bathroom are upstairs. Brand new carpet was just installed, giving the home a fresh start for its new owners. The living room, dining area, kitchen, and Florida room flow together nicely, creating a great setup for everyday living and entertaining. Outside, the fenced backyard offers a covered patio, deck, and plenty of space to relax, grill, let the pets play, or enjoy Florida evenings. You will also love the convenience of the two car garage and the washer and dryer convey with the home. Major updates include a roof replaced in 2020 and a brand new water heater in 2026. HVAC is 2014. Three bedrooms, 2.5 bathrooms, a downstairs primary suite, two car garage, fresh carpet, fenced backyard, and an incredibly convenient Fort Walton Beach location, all for under $350,000! This one offers a whole lot of home for the price. Come see it for yourself!

950 Pacific Silver Ct, Fort Walton Beach
862 Scallop Court, Unit 105, Fort Walton Beach
$292,900
1 Beds ⋅ 2 Baths ⋅ 1013249 MLS
Discover what makes Okaloosa Island such a sought-after place to own. This inviting ground-floor condo is nestled within a quaint 27-unit beachfront community. Just steps from the beach off your private patio, this location puts the Gulf, community pool, and outdoor amenities within easy reach. The ground-floor setting adds convenience, while the beautiful Gulf setting creates the perfect backdrop for rental income, a second home, or a full-time residence. Community features include a refreshing pool, grilling area, picnic space, assigned parking, and well-kept grounds. When you're ready to venture out, restaurants, shopping, entertainment, and island attractions are all nearby. Whether you're looking for a property to add to your portfolio or a place to enjoy your own time by the Gulf, this Okaloosa Island condo offers plenty of possibilities.

862 Scallop Court, Unit 105, Fort Walton Beach
215 Ne Hwy Avenue Ft, Fort Walton Beach
$194,000
3 Beds ⋅ 1 Baths ⋅ 1013235 MLS
Bring your renovation plans to this 3-bedroom, 1-bath home in Fort Walton Beach, offering approximately 1,360 square feet. The home features living and dining areas, a kitchen with white cabinetry, an attached garage and an established yard with mature trees. Interior updates and repairs are needed, including visible ceiling damage in the living area. Roof age is reported at approximately 11 years and HVAC at approximately 6 years. An opportunity to personalize the finishes within the existing home.

215 Ne Hwy Avenue Ft, Fort Walton Beach
303 N Beal Pkwy, Fort Walton Beach
$250,000
2 Beds ⋅ 1 Baths ⋅ 1013209 MLS
Great little home in a park like setting. November 2022 NEW ROOF, August 2026 NEW PLUMBING, October 2026 NEW AC/HEAT. This home has an open concept. When you enter from the front door you are in the family room. To your right is your fireplace and large screen TV, to your left is a is your two bedrooms and your bathroom. In front of you is your dining and kitchen. If you go to the door in the family room to your right, that leads you into your garage. 18 ft x 11 garage. Room for your vehicle, freezer and your washer and dryer. Inside in the kitchen you have an open view into the family room. The door in the kitchen leads out to the 18.10x11.10 ft screened in porch. Your back yard is full of fruit trees-grapefruit, peaches, plums, and lemons. You also have separate living quarters in your 15x15 man cave. Has a toilet and sink. This is sold as is. With a little imagination, you can make this into a great Father-n -law suite. Well and sprinkler system to help keep your gardens growing with little work.

303 N Beal Pkwy, Fort Walton Beach
770 Sundial Court, Unit 104, Fort Walton Beach
$348,950
1 Beds ⋅ 2 Baths ⋅ 1013173 MLS
BEACHFRONT living on beautiful Okaloosa Island! This well-cared-for, updated, and FULLY FURNISHED, TURN-KEY 1-bedroom condo with bunks offers the perfect combination of comfort, convenience, and income-producing potential--just steps from the sugar-white sand and emerald waters of the Gulf. Currently operating as a popular vacation rental that stays consistently booked throughout the year, this unit offers projected annual rental income of approximately $45,000-55,000, making it an excellent opportunity for buyers looking for both a beach retreat and investment property. Located on the first floor with no stairs or elevators needed, the condo comfortably sleeps six with a king-size bed, built-in bunk setup, and sleeper sofa with an upgraded mattress. Inside, you'll find new luxury vinyl plank flooring, an updated kitchen and bathrooms with modern finishes, a fully stocked kitchen, and an additional sink in the bunk area--an especially convenient feature when hosting family and guests. Two storage units provide additional space for beach gear and owner belongings. Milestone and SIRS Inspections Complete! Emerald Isle Resort has undergone more than $4.5 MILLION in recent renovations, with associated special assessments already paid by the owners. Recent improvements include extensive building renovations, a resurfaced parking lot, refreshed pool furnishings, and an updated grilling and picnic area. Resort-style amenities include private beach access, a Gulf-front pool heated during the cooler months, tennis and pickleball court, grilling and picnic areas, beach service available for owners and guests, and a community clubhouse/party room available for owners to reserve for gatherings and special occasions. The property also offers six conveniently located laundry rooms with multiple washers and dryers, one reserved parking space, and ample overflow parking. Located on sought-after Okaloosa Island, you'll enjoy a quieter, more relaxed coastal setting while remaining just minutes from Destin. The Okaloosa Island Pier, restaurants, ice cream, entertainment, and local attractions are just a short walk or drive away. Whether you're searching for a turn-key vacation rental, personal beach getaway, or a little of both, this condo offers the opportunity to own an income-producing slice of paradise just steps from the Gulf!

770 Sundial Court, Unit 104, Fort Walton Beach
704 Ferguson Dr Unit 6, Fort Walton Beach
$337,000
4 Beds ⋅ 3 Baths ⋅ 1013137 MLS
New Construction! Builder is offering to pay for 2-1 buy down rate reducing interest rate by 2% in year 1 & 1% in year 2 + $5,000 towards buyers closing costs with full price offer for qualified buyer using builder's preferred lender. This equates to $13,000 in anyway money! 2-10 Builder Warranty & Termite Bond. INTERIOR UNIT. This is only 1 of the units available with 4 interior finishes to choose from. Luxury Vinyl Plank throughout. Upstairs enjoys 4 bedrooms, 2 full guest bathrooms, 1 of which is an on-suite bath for primary, & laundry room. Quartz counters in all baths with modern finishes. Downstairs foyer leads to ½ bath, kitchen w/ breakfast peninsula & Stainless Appliances to include side by side refrigerator, Self-Cleaning Convection Stove, built-in microwave/range hood & dishwasher. Kitchen has quartz counters & on trend tiled backsplash. Kitchen opens to the living & dining room. Elevated lighting & mirrors finish off the home. Back door leads to privately fenced backyard with a gate which opens to a water retention area brilliantly used as an unofficial dog park for owners. Apoxy Sealed Garage Flooring for a final touch.

704 Ferguson Dr Unit 6, Fort Walton Beach
Start Your Search

Vendor Member Number : 28166