Fort Walton Beach Homes under $300,000

Fort Walton Beach Homes under $300,000

Welcome to Fort Walton Beach, Florida, a picturesque gem nestled in Okaloosa County along the stunning Emerald Coast. Known for its pristine white sandy beaches and crystal-clear waters, Fort Walton Beach offers a laid-back coastal lifestyle that is perfect for families, retirees, and anyone looking to embrace the beauty of Florida living. With a rich history and vibrant community spirit, this charming area is not just a vacation destination but a wonderful place to call home.

One of the most appealing aspects of Fort Walton Beach is the diverse range of housing options available, particularly for those seeking homes under $300,000. Whether you’re a first-time homebuyer or looking for a cozy beach retreat, you’ll find a variety of charming properties that fit your budget. From quaint single-family homes to modern townhouses, the real estate market here offers something for everyone without sacrificing quality or location.

Living in Fort Walton Beach means enjoying a plethora of outdoor activities, including boating, fishing, and exploring the nearby parks. The area is also home to excellent schools, shopping, and dining options, making it an ideal place to raise a family or settle into a relaxing retirement. With its friendly community and stunning natural beauty, Fort Walton Beach is truly a hidden treasure on Florida’s Gulf Coast.

Discover your dream home in Fort Walton Beach today, and embrace a lifestyle filled with sunshine, adventure, and the soothing sounds of the ocean. Your coastal paradise awaits!

Newest Fort Walton Beach Homes under $300,000

145 4th Ave Unit E-1, Shalimar
$200,000
2 Beds ⋅ 2 Baths ⋅ 1011722 MLS
COMING SOON in Shalimar! Discover the location, convenience, and easy lifestyle offered by this 2-bedroom, 1.5-bath end-unit townhome. This home puts you close to military bases, recreation, boating, golf, tennis, parks, and the beautiful white-sand beaches of Okaloosa Island. Inside, the townhome features a spacious living and dining area, kitchen with pantry and updated backsplash, convenient attached laundry room, and a half bath on the first floor. Upstairs, both bedrooms offer comfortable living space, with carpet throughout the stairs and second floor. The master bedroom features a walk-in closet and your own updated covered balcony overlooking the community pool, creating a relaxing outdoor retreat. Location is a standout feature, with Eglin Air Force Base approximately 3.5 miles away, while Hurlburt Field, Duke Field, Meigs Park, and the public boat launch are also conveniently nearby. Enjoy easy access to Shalimar Pointe Golf Club and Tennis Club, Shalimar Community Park, the Shalimar/Port Dixie Little League Ball Park, and the stunning beaches of Okaloosa Island. Whether you're looking for a primary residence, a convenient home near Eglin AFB, or a property close to boating and Emerald Coast recreation, this Shalimar townhome deserves a closer look. COMING SOON. Additional photos and property details will be added as they become available. Buyer to verify all information and measurements.

145 4th Ave Unit E-1, Shalimar
885 Santa Rosa Blvd Unit Unit 203-C, Fort Walton Beach
$189,990
1 Beds ⋅ 1 Baths ⋅ 1013517 MLS
Imagine having your own place on Okaloosa Island - just steps from the sugar-white sand and emerald-green Gulf waters - for $189,990! This fully furnished, updated condo offers an exceptional opportunity for a personal beach getaway, second home, or short-term rental investment. Inside, you'll find luxury vinyl plank flooring, refreshed bathrooms with updated tile and vanities, updated lighting, newer kitchen appliances, and HVAC improvements. Step outside onto your private balcony and enjoy the coastal atmosphere, then take advantage of community amenities, including a pool, tennis courts, and BBQ and picnic areas. Located in the heart of Okaloosa Island, this condo offers convenient access to the beach, dining, entertainment, and everything the Emerald Coast has to offer. Fully furnished, move-in ready, and priced at just $189,990, this is a rare chance to enjoy the Okaloosa Island lifestyle at an incredible value.

885 Santa Rosa Blvd Unit Unit 203-C, Fort Walton Beach
412 Nw Sea Rover Ln Unit B, Fort Walton Beach
$215,000
2 Beds ⋅ 2 Baths ⋅ 1013254 MLS
Welcome home to this charming 2-bedroom, 1.5-bathroom townhome tucked away two streets behind Hollywood Blvd. Conveniently located a short distance from Ft Walton Beach High School and EdwinS Elementary School. Have peace of mind knowing the roof is 2020, Rheem HVAC system 2020, Rheem 40 gallon 2021 water heater. Washer & dryer convey. Inside, you'll find LVP flooring, a functional floor plan, large kitchen with ample freshly painted cabinets, 2025 stainless steel appliances and indoor laundry room. Step outside to your private patio with a newly fenced backyard. There's plenty of room for a pet, grilling and relaxing outdoors. Bonus: NO HOA.

412 Nw Sea Rover Ln Unit B, Fort Walton Beach
2533 Georgetown Ln, Fort Walton Beach
$225,000
3 Beds ⋅ 3 Baths ⋅ 1013491 MLS
This house is sold 'As Is' The kitchen needs new cabinets and some appliances, the A/C unit needs replacement and some flooring. Master bedroom doitnstairs, eat- in kitchen with Bay window. Located at the end of the cul-de-sac with fenced yard.

2533 Georgetown Ln, Fort Walton Beach
862 Scallop Court, Unit 105, Fort Walton Beach
$292,900
1 Beds ⋅ 2 Baths ⋅ 1013249 MLS
Discover what makes Okaloosa Island such a sought-after place to own. This inviting ground-floor condo is nestled within a quaint 27-unit beachfront community. Just steps from the beach off your private patio, this location puts the Gulf, community pool, and outdoor amenities within easy reach. The ground-floor setting adds convenience, while the beautiful Gulf setting creates the perfect backdrop for rental income, a second home, or a full-time residence. Community features include a refreshing pool, grilling area, picnic space, assigned parking, and well-kept grounds. When you're ready to venture out, restaurants, shopping, entertainment, and island attractions are all nearby. Whether you're looking for a property to add to your portfolio or a place to enjoy your own time by the Gulf, this Okaloosa Island condo offers plenty of possibilities.

862 Scallop Court, Unit 105, Fort Walton Beach
215 Ne Hwy Avenue Ft, Fort Walton Beach
$194,000
3 Beds ⋅ 1 Baths ⋅ 1013235 MLS
Bring your renovation plans to this 3-bedroom, 1-bath home in Fort Walton Beach, offering approximately 1,360 square feet. The home features living and dining areas, a kitchen with white cabinetry, an attached garage and an established yard with mature trees. Interior updates and repairs are needed, including visible ceiling damage in the living area. Roof age is reported at approximately 11 years and HVAC at approximately 6 years. An opportunity to personalize the finishes within the existing home.

215 Ne Hwy Avenue Ft, Fort Walton Beach
303 N Beal Pkwy, Fort Walton Beach
$250,000
2 Beds ⋅ 1 Baths ⋅ 1013209 MLS
Great little home in a park like setting. November 2022 NEW ROOF, August 2026 NEW PLUMBING, October 2026 NEW AC/HEAT. This home has an open concept. When you enter from the front door you are in the family room. To your right is your fireplace and large screen TV, to your left is a is your two bedrooms and your bathroom. In front of you is your dining and kitchen. If you go to the door in the family room to your right, that leads you into your garage. 18 ft x 11 garage. Room for your vehicle, freezer and your washer and dryer. Inside in the kitchen you have an open view into the family room. The door in the kitchen leads out to the 18.10x11.10 ft screened in porch. Your back yard is full of fruit trees-grapefruit, peaches, plums, and lemons. You also have separate living quarters in your 15x15 man cave. Has a toilet and sink. This is sold as is. With a little imagination, you can make this into a great Father-n -law suite. Well and sprinkler system to help keep your gardens growing with little work.

303 N Beal Pkwy, Fort Walton Beach
900 Bryn Mawr Blvd, Mary Esther
$299,000
4 Beds ⋅ 2 Baths ⋅ 1013091 MLS
Come see this updated 4-bedroom, 2-bath home with extensive improvements already completed, including a new roof in 2026, copper wiring, new water heater, and adjustable dimmable lighting. Inside, you'll find new flooring, fresh paint, and updated finishes that give the home a clean, refreshed look. The functional floor plan provides comfortable living space with four bedrooms and two full baths. With easy access to both Eglin Air Force Base and Hurlburt Field, the home is also conveniently located near shopping, dining, schools, and the beautiful white sand beaches of the Emerald Coast. With these major renovations complete, this property is ready for its next owner and offers a great opportunity as either a primary residence or investment property. Schedule an appointment to see all this home has to offer.

900 Bryn Mawr Blvd, Mary Esther
1090 5th Ave, Shalimar
$249,900
2 Beds ⋅ 2 Baths ⋅ 1012942 MLS
There's a moment when a home just feels easy and 1090 5th Avenue is designed for exactly that. Tucked into the Green Arbor townhome community in Shalimar, this move-in-ready home gives you the comfort of defined spaces, the convenience of low-maintenance living, and the kind of location that keeps everyday life close to where you want to be. Step inside and the first thing you notice is how naturally the main level works: tile flooring keeps things clean and practical, the living area feels open enough to relax or entertain, and the kitchen and dining spaces sit right where they should for conversation, weeknight dinners, or a slow Saturday morning. The kitchen is a space you can actually enjoy using, with granite countertops, recessed lighting, plenty of workspace, and the appliances already in place. From there, the dining area flows back into the living room, making the main floor feel connected without losing the sense that each space has its own purpose. A conveniently located downstairs bath makes hosting easier, while extra storage helps keep the everyday clutter out of sight. Then there is the bonus space above the garage, a finished area that gives you flexibility most townhomes simply do not. Turn it into the home office you have been missing, a workout room, hobby space, media room, or the organized storage zone you have always wished you had. The attached garage adds another layer of convenience, with room for protected parking and the beach gear, bikes, tools, and extras that come with life on the Emerald Coast. Upstairs feels more private and restful. The primary bedroom offers a walk-in closet, while the Jack-and-Jill bath features a double vanity that helps make everyday routines more functional. The additional bedroom can adapt to whatever your next chapter needs, guest space, workspace, creative room, or simply a quiet place to unwind. Outside, the covered patio and partially fenced outdoor space give you a place for morning coffee, grilling, plants, or an evening outdoors without taking on the upkeep of a large yard. And when the Florida afternoon calls for a swim, the Green Arbor community pool is right there. Then there is Shalimar itself. Living here puts you close to the places that shape everyday life in this part of Okaloosa County, with convenient access toward Eglin Air Force Base, Hurlburt Field, Fort Walton Beach, shopping, services, and the water. Nearby Meigs Park gives you access to Choctawhatchee Bay for launching a small boat, fishing, swimming, enjoying the sandy shoreline, or simply spending an afternoon by the water. When you are ready for a Gulf day, the Fort Walton Beach and Destin corridor is within easy reach. This is the kind of home that makes sense for someone who wants more freedom and less maintenance without giving up useful space. Pull into your own garage, leave the day behind, and settle into a home that feels manageable, comfortable, and ready for real life. Whether your priority is a convenient commute, flexible work-from-home space, a home base near the coast, or simply a place that is easier to own and enjoy, 1090 5th Avenue delivers the everyday features that make a home feel good long after move-in day.

1090 5th Ave, Shalimar
494 Aleta Ave, Mary Esther
$229,900
2 Beds ⋅ 2 Baths ⋅ 1012872 MLS
New roof! This one-owner ranch-style home, situated on two lots, is being sold as-is and requires some TLC. With a bit of renovation, it has the potential to become a cozy retreat or an investment property. The house boasts a spacious screened porch that leads to the entryway, which includes a sizable dining area, a functional kitchen with a breakfast bar, a living room with a gas fireplace, and a split bedroom layout. The primary bath features a new walk-in shower. For added convenience, a whole house Generac Gas Generator provides electricity in case of power outages. Additionally, there's a sun porch or a large storage room that leads out to the backyard. The property also includes a spacious detached garage and a smaller workshop. Conveniently located a short distance west of Hurlburt Air Force Base, it's also a short drive to the beaches and shopping. Buyer incentives may be available with an acceptable offer..

494 Aleta Ave, Mary Esther
371 Nw Oakland Circle Ft, Fort Walton Beach
$260,000
3 Beds ⋅ 2 Baths ⋅ 1012841 MLS
BRAND NEW ROOF 2026. REWIRED 2026. This 3-bedroom, 1.5-bath residence in Fort Walton Beach, with an expansive and functional layout, filled with natural light throughout the entire home. With comfortable living spaces and flexible room options, this home is ready to accommodate a variety of needs. The spacious living room offers a comfortable gathering space with LVP flooring, fresh interior paint, and extra storage space. The kitchen features classic wood cabinetry with ample storage and connects seamlessly to the dining area, creating a convenient space for everyday living. All bedrooms also feature LVP flooring, fresh interior paint, generous closet space, and versatile spaces for furnishings and personal touches. This home features a versatile extra room that offers plenty of flexibility for a home office, den, playroom, or additional living/storage space which features laminate flooring. Stepping outdoors to your fenced-in/covered patio/breezeway with expansive space for either luxury outdoor seating or extra storage. The generously-sized backyard includes two storage sheds.

371 Nw Oakland Circle Ft, Fort Walton Beach
210 Pelham Rd Unit C211, Fort Walton Beach
$115,000
1 Beds ⋅ 1 Baths ⋅ 1012703 MLS
Waterfront unit directly on Cinco Bayou. Great view from the balcony and bedroom overlooking the bayou and a natural preserve area. Boat slips are available, at no cost, on a first come first serve basis. There is a dry storage area available as space allows. The complex offers a dock, boat slips, fishing, fish cleaning station, pool, tennis/basketball court and on-site laundry facility. Large living/dining room opens to kitchen. Kitchen offers breakfast bar, built-in microwave, pantry cabinet and tile backsplash. Large bedroom on the water with access to the balcony. The bathroom features a tile walk-in shower and separate vanity area. Tile flooring throughout the unit. The HVAC was installed in 2021 and the hot water heater was installed in August 2026. This unit is move-in ready.

210 Pelham Rd Unit C211, Fort Walton Beach
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