Okaloosa County Homes under $400,000

Okaloosa County Homes under $400,000

Welcome to Okaloosa County, Florida – a hidden gem nestled along the stunning Emerald Coast. Known for its pristine beaches, lush landscapes, and vibrant communities, Okaloosa County offers a perfect blend of relaxation and adventure. With its captivating coastal charm, this area is ideal for families, retirees, and anyone seeking a slice of paradise.

One of the most enticing aspects of Okaloosa County is the availability of homes under $400,000. Whether you’re a first-time homebuyer, looking to downsize, or seeking a vacation getaway, you’ll find a diverse range of properties that fit your budget without compromising on quality or location. From cozy single-family homes in friendly neighborhoods to modern condos with breathtaking views, there’s something for everyone.

Imagine waking up to the sound of waves crashing and the scent of salt in the air, all while living in a beautiful home that won’t break the bank. The local real estate market is thriving, making it an opportune time to invest in your dream home. With easy access to top-rated schools, recreational parks, and a plethora of dining and shopping options, Okaloosa County is not just a place to live; it’s a lifestyle.

Explore the inviting communities of Fort Walton Beach, Niceville, and Destin, where the warm Florida sun shines year-round. Whether you’re drawn to the outdoor activities, the friendly atmosphere, or the stunning natural beauty, Okaloosa County is ready to welcome you home. Discover your perfect property today and start making memories in this enchanting coastal haven!

Newest Okaloosa County Homes under $400,000

130 Big Oaks Ln, Niceville
$310,000
3 Beds ⋅ 3 Baths ⋅ 1013637 MLS
Welcome to 130 Big Oaks Lane, a ''newly painted'' 3-bedroom, 2.5-bath home offering 1,646 square feet of comfortable living space in a convenient location. With a low-maintenance design, functional split-level floor plan, and easy access to major area destinations, this property is an excellent opportunity for a primary residence or long-term investment property. The main living areas are located on the first level, creating a comfortable gathering space for everyday living and entertaining, while all three bedrooms are situated upstairs for added privacy. Located just down the road from Turkey Creek and only minutes from Eglin Air Force Base and Northwest Florida State College, the property offers convenient access to employment, education, shopping, dining, recreation, and everyday amenities. Its proximity to military installations, Destin-Ft Walton Airport, and other major destinations also makes it an attractive option for long-term rental demand!

130 Big Oaks Ln, Niceville
4276 Calinda Ln Unit APT 114, Niceville
$200,000
2 Beds ⋅ 2 Baths ⋅ 1013458 MLS
*Interior professional pictures coming soon* The community's amenities add to the appeal. Residents enjoy a swimming pool, hot tub, fitness center, clubhouse with community room, grilling and picnic areas, and well-maintained grounds. The Florida Club is conveniently located near shopping, dining, medical facilities, golf, and outdoor recreation, with easy access to the EOD school, Niceville, the Mid-Bay Bridge, Destin and Eglin AFB. Whether you are looking for a full-time residence, a comfortable second home, or a long-term rental investment, an appealing combination of space, convenience, community amenities, and a peaceful setting.

4276 Calinda Ln Unit APT 114, Niceville
327 Lakeview Dr, Crestview
$260,000
3 Beds ⋅ 2 Baths ⋅ 1013612 MLS
Welcome home to this beautifully refreshed home that feels like new! Offering 1,248 square feet of thoughtfully updated living space, this home combines modern updates, comfortable living, and a spacious .42-acre lot with room to enjoy the outdoors. Step inside to discover fresh paint throughout, new blinds, brand-new flooring, and new bedroom carpeting. Even the baseboards have been replaced, giving the home a clean, crisp, finished look from top to bottom. Trey ceilings in the bedrooms add an elegant touch, while the functional floor plan offers comfortable spaces for everyday living. The kitchen is ready for its new owners, featuring all new appliances -just four months old, and a newly replaced kitchen sink. Major updates provide added peace of mind, including a new water heater and an HVAC system just four years old, with both the interior and exterior units replaced. The HVAC system has also been recently serviced to help ensure reliable performance. Looking for even more value? A new roof will be installed prior to closing with an acceptable offer, giving buyers another important update to look forward to. Security cameras will also remain with the property for the new homeowner to connect to their own hard drive. Outside, the generous .42-acre fenced lot offers space to relax, entertain, garden, or simply enjoy having a little extra room to spread out. A convenient two-car garage adds valuable storage and parking space. With extensive cosmetic updates, newer appliances, a well-maintained HVAC system, and a new roof planned with an acceptable offer, this home is ready for its next chapter. Beautifully updated, move-in ready, and refreshed with care--this is one you won't want to miss! Schedule your showing today.

327 Lakeview Dr, Crestview
145 4th Ave Unit E-1, Shalimar
$200,000
2 Beds ⋅ 2 Baths ⋅ 1011722 MLS
COMING SOON in Shalimar! Discover the location, convenience, and easy lifestyle offered by this 2-bedroom, 1.5-bath end-unit townhome. This home puts you close to military bases, recreation, boating, golf, tennis, parks, and the beautiful white-sand beaches of Okaloosa Island. Inside, the townhome features a spacious living and dining area, kitchen with pantry and updated backsplash, convenient attached laundry room, and a half bath on the first floor. Upstairs, both bedrooms offer comfortable living space, with carpet throughout the stairs and second floor. The master bedroom features a walk-in closet and your own updated covered balcony overlooking the community pool, creating a relaxing outdoor retreat. Location is a standout feature, with Eglin Air Force Base approximately 3.5 miles away, while Hurlburt Field, Duke Field, Meigs Park, and the public boat launch are also conveniently nearby. Enjoy easy access to Shalimar Pointe Golf Club and Tennis Club, Shalimar Community Park, the Shalimar/Port Dixie Little League Ball Park, and the stunning beaches of Okaloosa Island. Whether you're looking for a primary residence, a convenient home near Eglin AFB, or a property close to boating and Emerald Coast recreation, this Shalimar townhome deserves a closer look. COMING SOON. Additional photos and property details will be added as they become available. Buyer to verify all information and measurements.

145 4th Ave Unit E-1, Shalimar
3869 Second Ave, Laurel Hill
$210,000
2 Beds ⋅ 2 Baths ⋅ 1013598 MLS
Super Cute Nearly New 2-Bedroom, 2-Bath Home in the Heart of Laurel Hill! This charming home features an open floor plan with neutral colors and luxury vinyl plank (LVP) flooring throughout. The bright, inviting kitchen boasts crisp white cabinetry, beautiful quartz countertops, and a spacious center island--perfect for cooking and entertaining. Both bedrooms offer comfortable space, while the private, fully fenced backyard provides the perfect spot to relax, entertain, or enjoy the outdoors. With its modern finishes, functional layout, and cozy charm, this home is a must-see!

3869 Second Ave, Laurel Hill
938 Claeven Circle Ft, Fort Walton Beach
$325,900
3 Beds ⋅ 2 Baths ⋅ 1013597 MLS
100% MOVE-IN READY grab it quick! 3 Beds 2.5 Baths • 1,600 Sq Ft 2-Car Garage Upgrades & Features: 2016 Metal Roof, 2016 AC, 2016 Hot Water Heater, New interior paint throughout; New fans and lights; New flooring - no carpet anywhere; New doors, knobs, and hinges; Updated kitchen with granite countertops; New Stainless-steel appliances; Fully cleaned and ready for immediate move-in; Fresh, modern, and durable - zero work needed on day one.

938 Claeven Circle Ft, Fort Walton Beach
112 Austin Ct, Mary Esther
$339,000
3 Beds ⋅ 2 Baths ⋅ 1013595 MLS
A well maintained 3 bedroom home with a beautiful in-ground swimming pool for family fun and entertaining surrounded with a privacy fenced back yard. The home features a split bedroom floor plan. The kitchen offers wood cabinets and a breakfast bar that adjoins the large open family room. This is a well built home and has been greatly cared for by the owners. The A/C was replaced in 2010, new garage door opener 2011. This is a turnkey home; with most of the furniture & lawn items being sold (all are negotiable). Square footage was taken from the Property Appraiser site.

112 Austin Ct, Mary Esther
126 Summit Ct, Niceville
$399,900
3 Beds ⋅ 2 Baths ⋅ 1013591 MLS
Recently updated 3-bedroom, 2-bath home in Niceville featuring a 2024 roof, new LVP flooring, an updated kitchen, refreshed primary bath, split-bedroom floor plan, covered back patio, and community pool. The kitchen has been updated with painted white cabinetry, granite countertops, stainless steel appliances, and all kitchen appliances convey with the home. New LVP flooring extends throughout the bedrooms and living areas for a clean, cohesive look. The primary suite features an updated bath with a new vanity, mirror, and tile shower. Additional improvements include ceiling fans in the bedrooms, a 2021 water heater, and a 2020 HVAC air handler. The split floor plan provides separation between the primary suite and additional bedrooms while making efficient use of the home's 1,418 square feet. Outside, the covered back patio provides additional space for outdoor living, while a separate storage shed adds convenient storage for lawn equipment, tools, and more. The property also includes a one-car garage and sits on a 0.19-acre lot. Community amenities include a neighborhood pool with HOA dues currently listed at $90 per quarter. Fred Gannon Rocky Bayou State Park, with boating access, camping, trails, and outdoor recreation, is nearby. The home is also approximately 10 minutes from Eglin Air Force Base and approximately 10 minutes from Destin and the area's Gulf Coast beaches.

126 Summit Ct, Niceville
105 Horizon Way, Crestview
$275,000
3 Beds ⋅ 2 Baths ⋅ 1013587 MLS
READY NOW - UP TO $20,000 TOWARDS BUYERS CLOSING COSTS (BUILDER'S PREFERRED LENDER) - ''Austin'' floor plan, for this new one street subdivision ''LONGVIEW ESTATES''. All brick with cozy front porch, finished 2-car-garage and fully landscaped yard. Open family gathering space, breakfast bar in kitchen + cozy dining nook, pantry space and quartz countertops. Owner's suite has walk-in closet; bath has double vanities and linen storage. Two additional bedrooms and full bath located off family room, BONUS: MUD ROOM + LAUNDRY ROOM. PHOTOS OF SIMILAR SOLD HOME.

105 Horizon Way, Crestview
6022 Hidden Valley Rd, Crestview
$337,000
4 Beds ⋅ 2 Baths ⋅ 1013558 MLS
Featuring a brand-new 2025 HVAC system for years of worry-free living! This open-concept home offers 9-foot ceilings, a gourmet granite and stainless steel kitchen, and a private primary retreat with a tray ceiling and spa bath. The fully fenced yard features a double gate, making boat or RV parking effortless. Located in a charming neighborhood with sidewalks and streetlights. Schedule your showing today!

6022 Hidden Valley Rd, Crestview
312 Hillcrest Ave, Valparaiso
$180,000
3 Beds ⋅ 2 Baths ⋅ 1013552 MLS
Great potential to renovate this Florida ranch style, 3 bedroom, 2 bath home built in 1956, giving it its rustic charm, but having an effective year built of 1980, giving it modern day vibes. All windows were replaced with vinyl. All major components have been updated. Roof is 2017. Water heater is 2023. HVAC is 2020. Termite bond in place. 2 full bathrooms. Each bedroom has large, walk-in closets. There is even an attached Laundry room. The detached Workshop has electric. The home conveys ''As Is,'' as well as the refrigerator, washer and dryer. Make this your dream home, investment property, or, according to the City of Valparaiso Planning and Zoning, you can even build a duplex. Buyer's should as usual, verity all pertinent information.

312 Hillcrest Ave, Valparaiso
6285 Buccaneer Way Unit HS 3F, Laurel Hill
$294,240
4 Beds ⋅ 2 Baths ⋅ 1013551 MLS
Welcome to Yellow River Plantation, Lennar's premier community offering beautifully crafted all-brick homes designed for modern living in a convenient location close to shopping, dining, schools, and major roadways. The Springsteen floor plan offers 4 bedrooms, 2 full bathrooms, a versatile flex room, and a 2-car garage, providing approximately 2,000 square feet of thoughtfully designed living space. The open-concept layout is ideal for everyday living and entertaining, while the covered rear patio creates the perfect space to relax and enjoy the outdoors. The well-appointed kitchen features quartz countertops, white shaker-style cabinetry, stainless steel appliances, and ample workspace. The private owner's suite offers a spacious walk-in closet and a beautifully designed en-suite bath, while the flex room is perfect for a home office, playroom, or fitness space. This home features a durable four-sided brick exterior, delivering timeless curb appeal and low-maintenance living. This home is currently under construction. Photos are for illustrative purposes only. Actual colors, finishes, features, options, and layout may vary. Schedule your private tour today or visit our on-site Welcome Home Center to learn more about this exceptional home and current builder incentives. Information is deemed reliable but not guaranteed. Buyer or buyer's agent should verify all information. Prices, specifications, features, and availability are subject to change without notice.

6285 Buccaneer Way Unit HS 3F, Laurel Hill
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