Okaloosa County Homes under $1.5 million

Okaloosa County Homes under $1.5 million

Welcome to Okaloosa County, Florida, a hidden gem nestled in the heart of the Emerald Coast! Known for its stunning white-sand beaches, crystal-clear waters, and vibrant community, Okaloosa County offers a unique blend of natural beauty and modern conveniences. From the bustling city of Fort Walton Beach to the serene charm of Niceville, this area is perfect for families, retirees, and anyone seeking a slice of paradise.

One of the most appealing aspects of Okaloosa County is the diverse range of homes available, particularly those priced under $1.5 million. Whether you’re searching for a cozy beach cottage, a spacious family home, or a luxurious waterfront property, the real estate market here has something for everyone. Many of these homes boast breathtaking views, open floor plans, and easy access to local amenities, making them ideal for both full-time residents and vacationers alike.

In addition to its stunning properties, Okaloosa County is rich in recreational opportunities. Residents can enjoy outdoor activities ranging from fishing and boating to hiking and golfing. The county is also home to top-rated schools, a thriving arts scene, and a variety of dining options that cater to every palate.

With its friendly atmosphere, beautiful landscapes, and affordable housing options, Okaloosa County is truly a wonderful place to call home. Explore the possibilities today and discover why so many are choosing to make this enchanting part of Florida their own!

Newest Okaloosa County Homes under $1.5 million

6056 Garden City Rd, Crestview
$440,000
3 Beds ⋅ 4 Baths ⋅ 1013614 MLS
Welcome to a property that offers something a little different! Situated on approximately 1 acre in North Crestview, this spacious 3-bedroom, 3.5-bath plus flexroom and bonus living room area this home combines room to spread out with a versatile floor plan, an in-ground pool, and a powered workshop. While the home's original year built is 1978, it was extensively rebuilt with an effective year built of 1999, giving buyers a home that offers far more than its original construction date may suggest. Inside, you'll find two separate living areas, providing plenty of flexibility for today's needs. The additional living space could be ideal for a mother-in-law setup, guest area, home office, or in-home business, depending on your needs. The kitchen features quartz countertops, stainless steel appliances, a farmhouse-style sink, and plenty of space for everyday living and entertaining. Step outside and the property continues to impress. Sitting on a full acre, there's room to enjoy the outdoors along with an in-ground swimming pool with a liner replaced in 2025. A detached shop with power provides additional space for hobbies, projects, equipment, or storage. Several important improvements have already been completed, including a new drain field in 2025 and one of the home's two HVAC systems replaced in 2024. The second HVAC system dates to approximately 2004, and the roof is believed to date to approximately 2005.

6056 Garden City Rd, Crestview
4276 Calinda Ln Unit APT 114, Niceville
$200,000
2 Beds ⋅ 2 Baths ⋅ 1013458 MLS
*Interior professional pictures coming soon* The community's amenities add to the appeal. Residents enjoy a swimming pool, hot tub, fitness center, clubhouse with community room, grilling and picnic areas, and well-maintained grounds. The Florida Club is conveniently located near shopping, dining, medical facilities, golf, and outdoor recreation, with easy access to the EOD school, Niceville, the Mid-Bay Bridge, Destin and Eglin AFB. Whether you are looking for a full-time residence, a comfortable second home, or a long-term rental investment, an appealing combination of space, convenience, community amenities, and a peaceful setting.

4276 Calinda Ln Unit APT 114, Niceville
6019 Old River Rd, Baker
$524,900
4 Beds ⋅ 4 Baths ⋅ 1013613 MLS
STUNNING CUSTOM FARMHOUSE STYLE HOME ON 11.51 ACRES -- PRIVATE GATED HOMESTEAD WITH POOL, POLE BARN & RV STORAGE! COUNTRY LIVING AT ITS FINEST! Welcome to this impressive 4-bedroom, 3.5-bathroom Deer Valley custom farmhouse-style home, situated on 11.51 beautiful acres with electronic gated access, an asphalt driveway, a massive 5-car covered parking area, a 30' x 60' pole barn, multiple outbuildings, and exceptional privacy! Surrounded by water management land, this remarkable property offers the perfect combination of quality construction, spacious living, outdoor recreation, and country freedom. NOT YOUR TYPICAL MANUFACTURED HOME! Built by Deer Valley, this home showcases superior construction standards and attention to detail that set it apart. Quality features include 2x6 exterior walls, 2x8 floor joists, double perimeter rails, double-studded headers over windows and doors, 23/32'' OSB floor decking, primarily #1 and #2 grade lumber, R-19 insulation, Low-E windows, insulated ductwork, radiant heat barrier roof decking, drywall interior walls, and upscale trim and finishes throughout. Step inside and discover a MASSIVE OPEN-CONCEPT FLOOR PLAN designed for comfortable everyday living and entertaining! This spacious home features TWO SEPARATE LIVING AREAS, including an inviting living room with a beautiful fireplace and a generously sized family room, providing plenty of room for everyone to spread out and relax. At the heart of the home is an impressive GOURMET KITCHEN that is sure to delight! Perfectly positioned between the two living areas, this kitchen offers abundant cabinetry, a large center island, commercial-size refrigerator, built-in wall oven, smooth-top range with custom vent hood, dishwasher, and microwave. A LARGE WALK-IN PANTRY WITH WOOD SHELVING provides exceptional additional storage. Just off the kitchen, the spacious dining area features beautiful decorative ceiling beams, adding warmth and classic farmhouse character. The expansive MASTER SUITE offers a peaceful private retreat, complete with a beautiful tray ceiling, crown molding, ceiling fan, dedicated mini-split HVAC system, and windows overlooking the backyard. The luxurious master bathroom features an oversized double vanity, large walk-in tiled shower, relaxing soaking tub, and spacious walk-in closet. Three additional generously sized bedrooms offer ceiling fans and ample closet space. The home also features TWO ADDITIONAL FULL BATHROOMS, a convenient half bathroom for guests, and a large interior laundry room with additional cabinetry. OUTDOOR LIVING & ENTERTAINING AT ITS BEST! Enjoy the peaceful country setting from the impressive 5' x 55' covered front porch, complete with a grand staircase and separate side ramp leading to the massive 30' x 50' covered asphalt parking area--ideal for vehicles, boats, recreational equipment, and more! Out back, an OVERSIZED ENTERTAINMENT DECK overlooks the expansive cleared backyard, creating the perfect setting for cookouts, family gatherings, or simply enjoying the surrounding natural beauty. An ABOVE-GROUND SWIMMING POOL provides a refreshing escape on warm Florida days, while a 10' x 10' covered pergola area offers an inviting space for a future hot tub or outdoor relaxation area. ROOM FOR ALL YOUR TOYS, EQUIPMENT & HOBBIES! This incredible property features an outstanding collection of additional structures and amenities, including: 30' x 60' POLE BARN ideal for RV, boat, tractor, and equipment storage, with access to water, electricity, and septic. 40-FOOT MILVAN SHIPPING CONTAINER for substantial additional storage. 12' x 34' STORAGE BUILDING with convenient roll-up door. 10' x 20' ADDITIONAL STORAGE SHED. DEDICATED PUMP HOUSE with pump serving the deep-water well. TWO SEPARATE ELECTRIC METERS on the property. TWO 50-AMP ELECTRICAL CONNECTIONS, ideal for RV hookups or welding equipment in a future workshop or garage. 11.51 ACRES OF PRIVACY, FREEDOM & POSSIBILITIES! The property offers a substantial cleared area surrounding the home, along with approximately 6+ acres of additional wooded land extending toward the rear property boundary. Whether you envision a private homestead, hobby farm, recreational retreat, or simply room to enjoy the outdoors, this property offers tremendous versatility. With ample acreage for livestock and farm animals, space for gardening, and opportunities for outdoor recreation and hunting--including deer, turkey, and wild hogs--this property is a true outdoor enthusiast's dream! EXCEPTIONAL PRIVACY! The property is surrounded by water management land, providing a remarkable sense of seclusion and a beautiful natural setting. Enjoy peaceful country living with plenty of room between you and the outside world. AFFORDABLE COUNTRY LIVING! Additional advantages include LOW COUNTY PROPERTY TAXES, A PRIVATE DEEP-WATER WELL, AND CHELCO ELECTRIC SERVICE, offering the potential for reduced ongoing ownership expenses. HOME is equipped with Vivant Security system and Starlink equipment ready for you to setup access accounts! PROPERTIES LIKE THIS ARE BECOMING HARDER AND HARDER TO FIND! With its superior Deer Valley construction, spacious farmhouse design, 11.51 acres, gated entrance, swimming pool, expansive outdoor entertaining areas, enormous covered parking, pole barn, RV accommodations, and multiple storage buildings, this one-of-a-kind property offers an incredible opportunity to enjoy the country lifestyle you've been dreaming about. DON'T LET THIS AMAZING PRIVATE HOMESTEAD SLIP AWAY--SCHEDULE YOUR PRIVATE SHOWING TODAY!

6019 Old River Rd, Baker
327 Lakeview Dr, Crestview
$260,000
3 Beds ⋅ 2 Baths ⋅ 1013612 MLS
Welcome home to this beautifully refreshed home that feels like new! Offering 1,248 square feet of thoughtfully updated living space, this home combines modern updates, comfortable living, and a spacious .42-acre lot with room to enjoy the outdoors. Step inside to discover fresh paint throughout, new blinds, brand-new flooring, and new bedroom carpeting. Even the baseboards have been replaced, giving the home a clean, crisp, finished look from top to bottom. Trey ceilings in the bedrooms add an elegant touch, while the functional floor plan offers comfortable spaces for everyday living. The kitchen is ready for its new owners, featuring all new appliances -just four months old, and a newly replaced kitchen sink. Major updates provide added peace of mind, including a new water heater and an HVAC system just four years old, with both the interior and exterior units replaced. The HVAC system has also been recently serviced to help ensure reliable performance. Looking for even more value? A new roof will be installed prior to closing with an acceptable offer, giving buyers another important update to look forward to. Security cameras will also remain with the property for the new homeowner to connect to their own hard drive. Outside, the generous .42-acre fenced lot offers space to relax, entertain, garden, or simply enjoy having a little extra room to spread out. A convenient two-car garage adds valuable storage and parking space. With extensive cosmetic updates, newer appliances, a well-maintained HVAC system, and a new roof planned with an acceptable offer, this home is ready for its next chapter. Beautifully updated, move-in ready, and refreshed with care--this is one you won't want to miss! Schedule your showing today.

327 Lakeview Dr, Crestview
150 Gulf Shore Dr Unit 201, Destin
$1,450,000
3 Beds ⋅ 2 Baths ⋅ 1013602 MLS
Discover an exceptional waterfront retreat at Destin's exclusive Waterview Towers, where the emerald waters of the Gulf meet the entrance to Destin Harbor. Perfectly positioned to capture the beauty and energy of the Emerald Coast, this remarkable three-bedroom residence showcases sweeping panoramic views of the Gulf, the pass, and the ever-changing maritime activity of the inlet. A dramatic wall of inlet facing windows bathes the interior in natural light, creating a stunning backdrop of shimmering water and passing vessels. From the spacious waterfront balcony or the comfort of the living room, enjoy front-row views of one of Destin's most captivating coastal settings. Two of the three bedrooms feature expansive sliding glass doors that open directly onto the balcony, inviting the waterfront scenery and coastal breezes into everyday living. The thoughtfully designed floor plan features a private primary suite with an ensuite bath, complemented by two generously sized guest bedrooms connected by a Jack-and-Jill bathroom with a dedicated makeup vanity. Whether envisioned as an exclusive personal retreat or a luxurious income-producing investment, this residence offers a rare combination of comfort, location, and lifestyle. For the boating enthusiast, an exceptional amenity sets this property apart: a dedicated 25' x 13.5' boat slip in the community marina. From your own slip, Destin Harbor is just seconds away by boat, placing the area's celebrated waterfront dining, fishing charters, and vibrant harbor scene within effortless reach. By car, the harbor's renowned attractions are only minutes away. Already established in the short-term rental market with a strong booking history, this property presents an enticing opportunity to enjoy the best of waterfront living while benefiting from established vacation-rental demand.

150 Gulf Shore Dr Unit 201, Destin
266 Florida Ave, Valparaiso
$699,000
4 Beds ⋅ 3 Baths ⋅ 1013599 MLS
CUSTOM-BUILT, NO HOA & AN OVERSIZED 3-CAR GARAGE-this Valp home offers the space, flexibility, & location that are hard to find all in one property! Just 0.1 mile from Florida Park & minutes from Eglin AFB, you'll enjoy convenient access to both work & waterfront lifestyle. Florida Park offers a public boat launch, fishing dock, playground, waterfront pavilions, & access to Boggy Bayou-perfect for launching the boat, dropping a kayak/paddleboard, fishing, or enjoying an afternoon by the water. Back home, the oversized 3-car garage w/ half bath provides exceptional space for vehicles, a workshop, home/gym/hobbies/recreational gear, or additional storage. With NO HOA & additional parking, there's also room for your boat/RV. Inside, this lightly lived-in custom home features 4 bedrooms plus versatile bonus space that can adapt as your needs change-home office, guest space, playroom, media room, gym, or hobby room. Soaring vaulted ceilings, an open split-bedroom floor plan, impact resistant windows, spray foam insulation, tankless water heater, & thoughtful custom details add comfort & efficiency throughout. Convenient to Niceville, shopping, dining, recreation, & approximately 0.9 mile from Eglin AFB's East Gate, this home delivers something increasingly difficult to find: custom construction, serious garage space, freedom from an HOA, & water access just down the street. Bring the boat, bring the RV, bring the hobbies-& come see what makes this Valp home different.

266 Florida Ave, Valparaiso
145 4th Ave Unit E-1, Shalimar
$200,000
2 Beds ⋅ 2 Baths ⋅ 1011722 MLS
COMING SOON in Shalimar! Discover the location, convenience, and easy lifestyle offered by this 2-bedroom, 1.5-bath end-unit townhome. This home puts you close to military bases, recreation, boating, golf, tennis, parks, and the beautiful white-sand beaches of Okaloosa Island. Inside, the townhome features a spacious living and dining area, kitchen with pantry and updated backsplash, convenient attached laundry room, and a half bath on the first floor. Upstairs, both bedrooms offer comfortable living space, with carpet throughout the stairs and second floor. The master bedroom features a walk-in closet and your own updated covered balcony overlooking the community pool, creating a relaxing outdoor retreat. Location is a standout feature, with Eglin Air Force Base approximately 3.5 miles away, while Hurlburt Field, Duke Field, Meigs Park, and the public boat launch are also conveniently nearby. Enjoy easy access to Shalimar Pointe Golf Club and Tennis Club, Shalimar Community Park, the Shalimar/Port Dixie Little League Ball Park, and the stunning beaches of Okaloosa Island. Whether you're looking for a primary residence, a convenient home near Eglin AFB, or a property close to boating and Emerald Coast recreation, this Shalimar townhome deserves a closer look. COMING SOON. Additional photos and property details will be added as they become available. Buyer to verify all information and measurements.

145 4th Ave Unit E-1, Shalimar
924 Tanager Road Ft, Fort Walton Beach
$439,000
3 Beds ⋅ 3 Baths ⋅ 1011876 MLS
LOCATION, CONVENIENCE & NO HOA! Welcome to Tanager Oaks, an established Fort Walton Beach neighborhood offering easy access to Hurlburt Field, Eglin AFB, Fort Walton Beach Medical Center, shopping, dining, and the beautiful beaches of the Emerald Coast. Whether relocating to the area or simply looking for a place to call home, this inviting two-story residence offers the space, comfort, and flexibility to enjoy everyday living. A charming covered entry, mature oak trees, and established landscaping create a welcoming first impression. Inside, tile flooring extends throughout the main level, where a spacious living area opens to the dining space and kitchen, making everyday living and entertaining effortless. The kitchen features maple cabinetry, crown molding, granite countertops, stainless steel appliances, a breakfast bar, and a generous walk-in pantry. Step outside to a spacious patio overlooking the fully fenced backyard with an irrigation system--ideal for weekend cookouts, outdoor entertaining, pets, or simply unwinding after a long day. Upstairs, the primary suite offers two generous closets, dual vanities, a jetted garden tub, and a separate shower. Additional bedrooms and a conveniently located upstairs laundry area complete the second level. Situated on a corner lot with a two-car garage, public water and sewer, and NO HOA, this home offers the convenience of an established neighborhood without the added association fees. From the military installations to Uptown Station, the harbor, and the sugar-white beaches, so much of the Emerald Coast lifestyle is within easy reach. Come discover the possibilities at 924 Tanager Road!

924 Tanager Road Ft, Fort Walton Beach
3869 Second Ave, Laurel Hill
$210,000
2 Beds ⋅ 2 Baths ⋅ 1013598 MLS
Super Cute Nearly New 2-Bedroom, 2-Bath Home in the Heart of Laurel Hill! This charming home features an open floor plan with neutral colors and luxury vinyl plank (LVP) flooring throughout. The bright, inviting kitchen boasts crisp white cabinetry, beautiful quartz countertops, and a spacious center island--perfect for cooking and entertaining. Both bedrooms offer comfortable space, while the private, fully fenced backyard provides the perfect spot to relax, entertain, or enjoy the outdoors. With its modern finishes, functional layout, and cozy charm, this home is a must-see!

3869 Second Ave, Laurel Hill
938 Claeven Circle Ft, Fort Walton Beach
$325,900
3 Beds ⋅ 2 Baths ⋅ 1013597 MLS
100% MOVE-IN READY grab it quick! 3 Beds 2.5 Baths • 1,600 Sq Ft 2-Car Garage Upgrades & Features: 2016 Metal Roof, 2016 AC, 2016 Hot Water Heater, New interior paint throughout; New fans and lights; New flooring - no carpet anywhere; New doors, knobs, and hinges; Updated kitchen with granite countertops; New Stainless-steel appliances; Fully cleaned and ready for immediate move-in; Fresh, modern, and durable - zero work needed on day one.

938 Claeven Circle Ft, Fort Walton Beach
112 Austin Ct, Mary Esther
$339,000
3 Beds ⋅ 2 Baths ⋅ 1013595 MLS
A well maintained 3 bedroom home with a beautiful in-ground swimming pool for family fun and entertaining surrounded with a privacy fenced back yard. The home features a split bedroom floor plan. The kitchen offers wood cabinets and a breakfast bar that adjoins the large open family room. This is a well built home and has been greatly cared for by the owners. The A/C was replaced in 2010, new garage door opener 2011. This is a turnkey home; with most of the furniture & lawn items being sold (all are negotiable). Square footage was taken from the Property Appraiser site.

112 Austin Ct, Mary Esther
126 Summit Ct, Niceville
$399,900
3 Beds ⋅ 2 Baths ⋅ 1013591 MLS
Recently updated 3-bedroom, 2-bath home in Niceville featuring a 2024 roof, new LVP flooring, an updated kitchen, refreshed primary bath, split-bedroom floor plan, covered back patio, and community pool. The kitchen has been updated with painted white cabinetry, granite countertops, stainless steel appliances, and all kitchen appliances convey with the home. New LVP flooring extends throughout the bedrooms and living areas for a clean, cohesive look. The primary suite features an updated bath with a new vanity, mirror, and tile shower. Additional improvements include ceiling fans in the bedrooms, a 2021 water heater, and a 2020 HVAC air handler. The split floor plan provides separation between the primary suite and additional bedrooms while making efficient use of the home's 1,418 square feet. Outside, the covered back patio provides additional space for outdoor living, while a separate storage shed adds convenient storage for lawn equipment, tools, and more. The property also includes a one-car garage and sits on a 0.19-acre lot. Community amenities include a neighborhood pool with HOA dues currently listed at $90 per quarter. Fred Gannon Rocky Bayou State Park, with boating access, camping, trails, and outdoor recreation, is nearby. The home is also approximately 10 minutes from Eglin Air Force Base and approximately 10 minutes from Destin and the area's Gulf Coast beaches.

126 Summit Ct, Niceville
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