Fort Walton Beach Homes under $300,000

Fort Walton Beach Homes under $300,000

Welcome to Fort Walton Beach, a hidden gem nestled along Florida's stunning Emerald Coast in Okaloosa County. Renowned for its pristine white sandy beaches and crystal-clear waters, this charming city offers a perfect blend of coastal living and vibrant community life. With a rich history and a plethora of recreational activities, Fort Walton Beach is not just a destination; it’s a lifestyle.

One of the most appealing aspects of Fort Walton Beach is its diverse real estate market, particularly for those seeking affordable housing options. Homes under $300,000 are readily available, making it an ideal choice for first-time buyers, retirees, or anyone looking to invest in a piece of paradise without breaking the bank. From cozy beach cottages to modern townhomes, there's something to suit every taste and budget.

Imagine waking up to the sound of waves crashing on the shore, taking a leisurely stroll along the beach, or enjoying a sunset picnic at one of the many local parks. Fort Walton Beach is not just about beautiful scenery; it also boasts an array of dining, shopping, and entertainment options that cater to all lifestyles. Whether you're exploring the vibrant local art scene, indulging in fresh seafood at waterfront restaurants, or engaging in outdoor adventures like fishing, boating, and hiking, this city has it all.

With its friendly atmosphere and a strong sense of community, Fort Walton Beach invites you to discover your dream home in this coastal paradise. Don’t miss out on the opportunity to own a piece of this beautiful city—your new life awaits!

Newest Fort Walton Beach Homes under $300,000

146 Valencia Dr, Fort Walton Beach
$234,900
3 Beds ⋅ 2 Baths ⋅ 1013646 MLS
MOVE-IN READY & BEAUTIFULLY UPDATED! This charming Fort Walton Beach townhome offers stylish upgrades, modern finishes, and an unbeatable location! Recent improvements include a NEW ROOF, NEW HVAC, updated electrical wiring, new windows, gorgeous flooring, fresh interior paint, and beautifully updated bathrooms. The renovated kitchen features new cabinetry, granite countertops, and stainless steel appliances. Step outside to enjoy a covered back porch overlooking a private fenced backyard, perfect for relaxing or entertaining. No HOA. Conveniently located near military bases, beautiful white-sand beaches, shopping, dining, and schools. With all the major updates already completed, this home is ready for its new owner! Schedule your showing today!

146 Valencia Dr, Fort Walton Beach
885 Santa Rosa Blvd Unit Unit 203-C, Fort Walton Beach
$189,990
1 Beds ⋅ 1 Baths ⋅ 1013517 MLS
Imagine having your own place on Okaloosa Island - just steps from the sugar-white sand and emerald-green Gulf waters - for $189,990! This fully furnished, updated condo offers an exceptional opportunity for a personal beach getaway, second home, or short-term rental investment. Inside, you'll find luxury vinyl plank flooring, refreshed bathrooms with updated tile and vanities, updated lighting, newer kitchen appliances, and HVAC improvements. Step outside onto your private balcony and enjoy the coastal atmosphere, then take advantage of community amenities, including a pool, tennis courts, and BBQ and picnic areas. Located in the heart of Okaloosa Island, this condo offers convenient access to the beach, dining, entertainment, and everything the Emerald Coast has to offer. Fully furnished, move-in ready, and priced at just $189,990, this is a rare chance to enjoy the Okaloosa Island lifestyle at an incredible value.

885 Santa Rosa Blvd Unit Unit 203-C, Fort Walton Beach
412 Nw Sea Rover Ln Unit B, Fort Walton Beach
$215,000
2 Beds ⋅ 2 Baths ⋅ 1013254 MLS
Welcome home to this charming 2-bedroom, 1.5-bathroom townhome tucked away two streets behind Hollywood Blvd. Conveniently located a short distance from Ft Walton Beach High School and EdwinS Elementary School. Have peace of mind knowing the roof is 2020, Rheem HVAC system 2020, Rheem 40 gallon 2021 water heater. Washer & dryer convey. Inside, you'll find LVP flooring, a functional floor plan, large kitchen with ample freshly painted cabinets, 2025 stainless steel appliances and indoor laundry room. Step outside to your private patio with a newly fenced backyard. There's plenty of room for a pet, grilling and relaxing outdoors. Bonus: NO HOA.

412 Nw Sea Rover Ln Unit B, Fort Walton Beach
2533 Georgetown Ln, Fort Walton Beach
$225,000
3 Beds ⋅ 3 Baths ⋅ 1013491 MLS
This house is sold 'As Is' The kitchen needs new cabinets and some appliances, the A/C unit needs replacement and some flooring. Master bedroom doitnstairs, eat- in kitchen with Bay window. Located at the end of the cul-de-sac with fenced yard.

2533 Georgetown Ln, Fort Walton Beach
862 Scallop Court, Unit 105, Fort Walton Beach
$292,900
1 Beds ⋅ 2 Baths ⋅ 1013249 MLS
Discover what makes Okaloosa Island such a sought-after place to own. This inviting ground-floor condo is nestled within a quaint 27-unit beachfront community. Just steps from the beach off your private patio, this location puts the Gulf, community pool, and outdoor amenities within easy reach. The ground-floor setting adds convenience, while the beautiful Gulf setting creates the perfect backdrop for rental income, a second home, or a full-time residence. Community features include a refreshing pool, grilling area, picnic space, assigned parking, and well-kept grounds. When you're ready to venture out, restaurants, shopping, entertainment, and island attractions are all nearby. Whether you're looking for a property to add to your portfolio or a place to enjoy your own time by the Gulf, this Okaloosa Island condo offers plenty of possibilities.

862 Scallop Court, Unit 105, Fort Walton Beach
215 Ne Hwy Avenue Ft, Fort Walton Beach
$194,000
3 Beds ⋅ 1 Baths ⋅ 1013235 MLS
Bring your renovation plans to this 3-bedroom, 1-bath home in Fort Walton Beach, offering approximately 1,360 square feet. The home features living and dining areas, a kitchen with white cabinetry, an attached garage and an established yard with mature trees. Interior updates and repairs are needed, including visible ceiling damage in the living area. Roof age is reported at approximately 11 years and HVAC at approximately 6 years. An opportunity to personalize the finishes within the existing home.

215 Ne Hwy Avenue Ft, Fort Walton Beach
303 N Beal Pkwy, Fort Walton Beach
$250,000
2 Beds ⋅ 1 Baths ⋅ 1013209 MLS
Great little home in a park like setting. November 2022 NEW ROOF, August 2026 NEW PLUMBING, October 2026 NEW AC/HEAT. This home has an open concept. When you enter from the front door you are in the family room. To your right is your fireplace and large screen TV, to your left is a is your two bedrooms and your bathroom. In front of you is your dining and kitchen. If you go to the door in the family room to your right, that leads you into your garage. 18 ft x 11 garage. Room for your vehicle, freezer and your washer and dryer. Inside in the kitchen you have an open view into the family room. The door in the kitchen leads out to the 18.10x11.10 ft screened in porch. Your back yard is full of fruit trees-grapefruit, peaches, plums, and lemons. You also have separate living quarters in your 15x15 man cave. Has a toilet and sink. This is sold as is. With a little imagination, you can make this into a great Father-n -law suite. Well and sprinkler system to help keep your gardens growing with little work.

303 N Beal Pkwy, Fort Walton Beach
371 Nw Oakland Circle Ft, Fort Walton Beach
$260,000
3 Beds ⋅ 2 Baths ⋅ 1012841 MLS
BRAND NEW ROOF 2026. REWIRED 2026. This 3-bedroom, 1.5-bath residence in Fort Walton Beach, with an expansive and functional layout, filled with natural light throughout the entire home. With comfortable living spaces and flexible room options, this home is ready to accommodate a variety of needs. The spacious living room offers a comfortable gathering space with LVP flooring, fresh interior paint, and extra storage space. The kitchen features classic wood cabinetry with ample storage and connects seamlessly to the dining area, creating a convenient space for everyday living. All bedrooms also feature LVP flooring, fresh interior paint, generous closet space, and versatile spaces for furnishings and personal touches. This home features a versatile extra room that offers plenty of flexibility for a home office, den, playroom, or additional living/storage space which features laminate flooring. Stepping outdoors to your fenced-in/covered patio/breezeway with expansive space for either luxury outdoor seating or extra storage. The generously-sized backyard includes two storage sheds.

371 Nw Oakland Circle Ft, Fort Walton Beach
210 Pelham Rd Unit C211, Fort Walton Beach
$115,000
1 Beds ⋅ 1 Baths ⋅ 1012703 MLS
Waterfront unit directly on Cinco Bayou. Great view from the balcony and bedroom overlooking the bayou and a natural preserve area. Boat slips are available, at no cost, on a first come first serve basis. There is a dry storage area available as space allows. The complex offers a dock, boat slips, fishing, fish cleaning station, pool, tennis/basketball court and on-site laundry facility. Large living/dining room opens to kitchen. Kitchen offers breakfast bar, built-in microwave, pantry cabinet and tile backsplash. Large bedroom on the water with access to the balcony. The bathroom features a tile walk-in shower and separate vanity area. Tile flooring throughout the unit. The HVAC was installed in 2021 and the hot water heater was installed in August 2026. This unit is move-in ready.

210 Pelham Rd Unit C211, Fort Walton Beach
26 Eglin St, Fort Walton Beach
$205,000
3 Beds ⋅ 4 Baths ⋅ 1012098 MLS
BIG VISION? BRING IT. TOOL BELT? PACK IT. This 2,013 SF Fort Walton Beach home brings the SPACE: 3 bedrooms, 4 full bathrooms, TWO living areas, a flex room/office, and inside laundry. Let's be clear--she NEEDS updates, TLC, and a NEW ROOF. But the footprint and possibilities are here. New gas water heater (2025), gas heat, and AC currently running cold. Sold AS IS. Bring your contractor, your imagination, and your measuring tape. The pretty part comes later. The opportunity is already here.

26 Eglin St, Fort Walton Beach
210 Pelham Rd Unit 214 A, Fort Walton Beach
$129,000
2 Beds ⋅ 2 Baths ⋅ 1012673 MLS
REO Property. Waterfront corner unit condo offering water views from the kitchen, balcony, AND master bedroom! This spacious 2 bedroom, 2 bath unit is located in a sought-after waterfront community featuring a sparkling pool, tennis courts, and convenient on-site laundry facilities. Enjoy waterfront activities just steps from your front door -- no need to drive to the beach when resort-style living is right outside! Ideally situated near shopping, schools, and offering an easy commute for work. Just a short drive to Hurlburt Field and Eglin AFB, making this a prime location for military families. Local beaches are also just minutes away for those sunny weekend getaways. Corner unit placement provides added privacy.

210 Pelham Rd Unit 214 A, Fort Walton Beach
803 Holbrook Circle Ft, Fort Walton Beach
$265,000
3 Beds ⋅ 2 Baths ⋅ 1012102 MLS
Spacious 3-bedroom, 2-bath townhome offering over 2,400 sq ft with NO HOA fees! Features a downstairs primary suite, open kitchen with vaulted ceilings, flexible upstairs loft, and 2-car garage. Roof replaced in 2023 and water heater in 2025. Conveniently located near Fort Walton Beach Medical Center, Eglin AFB, Hurlburt Field, shopping, dining, and more. Great layout with plenty of space and potential!

803 Holbrook Circle Ft, Fort Walton Beach
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Vendor Member Number : 28166