Fort Walton Beach Homes under $1.5 million

Fort Walton Beach Homes under $1.5 million

Welcome to Fort Walton Beach, a hidden gem nestled on Florida's stunning Emerald Coast in Okaloosa County. This vibrant city is renowned for its breathtaking white sandy beaches, crystal-clear waters, and a laid-back atmosphere that invites both relaxation and adventure. Whether you're strolling along the picturesque boardwalk, indulging in fresh seafood at local eateries, or exploring the nearby attractions, Fort Walton Beach offers an idyllic coastal lifestyle that feels like a permanent vacation.

For those seeking a new home in this beautiful locale, you'll be delighted to discover a variety of stunning properties available for under $1.5 million. From charming beach cottages to modern waterfront condos, the real estate market in Fort Walton Beach caters to diverse tastes and budgets. Imagine waking up to the soothing sounds of the ocean, with your morning coffee enjoyed on a sun-drenched balcony overlooking the Gulf.

Families and retirees alike are drawn to Fort Walton Beach for its excellent schools, friendly community, and an array of recreational activities, including fishing, boating, and golfing. The nearby parks and nature reserves provide ample opportunities for outdoor enthusiasts to explore Florida's natural beauty.

With its perfect blend of coastal charm, vibrant culture, and accessible real estate options, Fort Walton Beach is not just a place to live—it's a lifestyle waiting to be embraced. Discover your dream home in this enchanting city and experience the magic of beachside living every day!

Newest Fort Walton Beach Homes under $1.5 million

909 Santa Rosa Blvd Unit 265, Fort Walton Beach
$349,900
1 Beds ⋅ 1 Baths ⋅ 1013648 MLS
TOP-FLOOR • FULLY RENOVATED • PROVEN RENTAL PERFORMER! Exceptional turnkey 1BR/1BA condo with gorgeous Gulf views, oversized private balcony and room for 5. Generated over $40K in rental revenue in both 2024 and 2025, plus $36K year-to-date in 2026, with additional reservations scheduled. Extensive upgrades include windows, sliding glass doors, HVAC, water heater, kitchen, flooring, ceilings, interior doors and fixtures. A rare opportunity combining coastal living, personal enjoyment and proven rental income potential!

909 Santa Rosa Blvd Unit 265, Fort Walton Beach
146 Valencia Dr, Fort Walton Beach
$234,900
3 Beds ⋅ 2 Baths ⋅ 1013646 MLS
MOVE-IN READY & BEAUTIFULLY UPDATED! This charming Fort Walton Beach townhome offers stylish upgrades, modern finishes, and an unbeatable location! Recent improvements include a NEW ROOF, NEW HVAC, updated electrical wiring, new windows, gorgeous flooring, fresh interior paint, and beautifully updated bathrooms. The renovated kitchen features new cabinetry, granite countertops, and stainless steel appliances. Step outside to enjoy a covered back porch overlooking a private fenced backyard, perfect for relaxing or entertaining. No HOA. Conveniently located near military bases, beautiful white-sand beaches, shopping, dining, and schools. With all the major updates already completed, this home is ready for its new owner! Schedule your showing today!

146 Valencia Dr, Fort Walton Beach
924 Tanager Road Ft, Fort Walton Beach
$439,000
3 Beds ⋅ 3 Baths ⋅ 1011876 MLS
LOCATION, CONVENIENCE & NO HOA! Welcome to Tanager Oaks, an established Fort Walton Beach neighborhood offering easy access to Hurlburt Field, Eglin AFB, Fort Walton Beach Medical Center, shopping, dining, and the beautiful beaches of the Emerald Coast. Whether relocating to the area or simply looking for a place to call home, this inviting two-story residence offers the space, comfort, and flexibility to enjoy everyday living. A charming covered entry, mature oak trees, and established landscaping create a welcoming first impression. Inside, tile flooring extends throughout the main level, where a spacious living area opens to the dining space and kitchen, making everyday living and entertaining effortless. The kitchen features maple cabinetry, crown molding, granite countertops, stainless steel appliances, a breakfast bar, and a generous walk-in pantry. Step outside to a spacious patio overlooking the fully fenced backyard with an irrigation system--ideal for weekend cookouts, outdoor entertaining, pets, or simply unwinding after a long day. Upstairs, the primary suite offers two generous closets, dual vanities, a jetted garden tub, and a separate shower. Additional bedrooms and a conveniently located upstairs laundry area complete the second level. Situated on a corner lot with a two-car garage, public water and sewer, and NO HOA, this home offers the convenience of an established neighborhood without the added association fees. From the military installations to Uptown Station, the harbor, and the sugar-white beaches, so much of the Emerald Coast lifestyle is within easy reach. Come discover the possibilities at 924 Tanager Road!

924 Tanager Road Ft, Fort Walton Beach
938 Claeven Circle Ft, Fort Walton Beach
$325,900
3 Beds ⋅ 2 Baths ⋅ 1013597 MLS
100% MOVE-IN READY grab it quick! 3 Beds 2.5 Baths • 1,600 Sq Ft 2-Car Garage Upgrades & Features: 2016 Metal Roof, 2016 AC, 2016 Hot Water Heater, New interior paint throughout; New fans and lights; New flooring - no carpet anywhere; New doors, knobs, and hinges; Updated kitchen with granite countertops; New Stainless-steel appliances; Fully cleaned and ready for immediate move-in; Fresh, modern, and durable - zero work needed on day one.

938 Claeven Circle Ft, Fort Walton Beach
909 Santa Rosa Blvd Unit 237, Fort Walton Beach
$425,000
2 Beds ⋅ 2 Baths ⋅ 1013588 MLS
Welcome to this beautifully remodeled condo on the Emerald Coast! Fully renovated in 2022. The open-concept kitchen is perfect for entertaining while neutral tones create a relaxing atmosphere. Enjoy the convenience of an in-unit laundry, two modern walk-in showers and new furniture added in 2024 completes the inviting interior. This condo offers the perfect blend of comfort, style, and convenience for enjoying all that the Emerald Coast has to offer! Enjoy an impressive array of amenities, including two swimming pools (one seasonally heated), tennis and pickleball courts, basketball courts, a fitness center, whirlpools, saunas, and meeting rooms. Conveniently located near unique shopping destinations, fine dining, and a variety of exciting water sports, El Matador is the perfect setting for a memorable beach getaway.

909 Santa Rosa Blvd Unit 237, Fort Walton Beach
885 Santa Rosa Blvd Unit Unit 203-C, Fort Walton Beach
$189,990
1 Beds ⋅ 1 Baths ⋅ 1013517 MLS
Imagine having your own place on Okaloosa Island - just steps from the sugar-white sand and emerald-green Gulf waters - for $189,990! This fully furnished, updated condo offers an exceptional opportunity for a personal beach getaway, second home, or short-term rental investment. Inside, you'll find luxury vinyl plank flooring, refreshed bathrooms with updated tile and vanities, updated lighting, newer kitchen appliances, and HVAC improvements. Step outside onto your private balcony and enjoy the coastal atmosphere, then take advantage of community amenities, including a pool, tennis courts, and BBQ and picnic areas. Located in the heart of Okaloosa Island, this condo offers convenient access to the beach, dining, entertainment, and everything the Emerald Coast has to offer. Fully furnished, move-in ready, and priced at just $189,990, this is a rare chance to enjoy the Okaloosa Island lifestyle at an incredible value.

885 Santa Rosa Blvd Unit Unit 203-C, Fort Walton Beach
412 Nw Sea Rover Ln Unit B, Fort Walton Beach
$215,000
2 Beds ⋅ 2 Baths ⋅ 1013254 MLS
Welcome home to this charming 2-bedroom, 1.5-bathroom townhome tucked away two streets behind Hollywood Blvd. Conveniently located a short distance from Ft Walton Beach High School and EdwinS Elementary School. Have peace of mind knowing the roof is 2020, Rheem HVAC system 2020, Rheem 40 gallon 2021 water heater. Washer & dryer convey. Inside, you'll find LVP flooring, a functional floor plan, large kitchen with ample freshly painted cabinets, 2025 stainless steel appliances and indoor laundry room. Step outside to your private patio with a newly fenced backyard. There's plenty of room for a pet, grilling and relaxing outdoors. Bonus: NO HOA.

412 Nw Sea Rover Ln Unit B, Fort Walton Beach
2533 Georgetown Ln, Fort Walton Beach
$225,000
3 Beds ⋅ 3 Baths ⋅ 1013491 MLS
This house is sold 'As Is' The kitchen needs new cabinets and some appliances, the A/C unit needs replacement and some flooring. Master bedroom doitnstairs, eat- in kitchen with Bay window. Located at the end of the cul-de-sac with fenced yard.

2533 Georgetown Ln, Fort Walton Beach
600 Russell Blvd, Fort Walton Beach
$1,100,000
4 Beds ⋅ 3 Baths ⋅ 1013475 MLS
Waterfront living at its best on Cinco Bayou! This beautifully maintained 4-bedroom, 2.5-bath home offers a wonderful combination of comfort, convenience, and direct waterfront access in the heart of Fort Walton Beach. The main level features a spacious living room with soaring cathedral ceilings, an adjacent kitchen with plenty of space for everyday living and entertaining, and a private primary suite complete with an ensuite bathroom and walk-in closet. A convenient half bath is also located downstairs. Step outside to the expansive covered back porch that spans the length of the home, creating the perfect place to enjoy peaceful water views, beautiful sunrises, and evening sunsets. Upstairs, you'll find three additional bedrooms, including two generously sized bedrooms, along with a full bathroom. The home has been thoughtfully maintained and features a 2024 roof, newer HVAC system, updated appliances, new insulation, new flooring, a newer lawn pump, fresh interior paint, and more. A detailed list of updates is available in the feature sheet included in the listing documents. For those who love life on the water, this property offers exceptional convenience. Enjoy direct access to Cinco Bayou from your private boathouse and 2 boat lifts, along with ample storage underneath the home for paddle boards, kayaks, and other water toys. An outdoor shower and added paver areas make rinsing off and relaxing after a day on the water easy. (more) Ideally located in Fort Walton Beach, this home is close to local dining, shopping, beaches, and everything this coastal community has to offer. From your own backyard, enjoy boating to Crab Island, Destin, waterfront restaurants, the Santa Rosa Sound, and beyond. Come experience the waterfront lifestyle this Cinco Bayou home has to offer and schedule your private showing today!

600 Russell Blvd, Fort Walton Beach
950 Pacific Silver Ct, Fort Walton Beach
$345,000
3 Beds ⋅ 3 Baths ⋅ 1012936 MLS
5.625% VA INTEREST RATE! Welcome to 950 Pacific Silver Court, where location, value, and move in ready all come together! Priced at just $345,000, this 3 bedroom, 2.5 bathroom home puts you right in the heart of Fort Walton Beach, just minutes from Hurlburt Field, Eglin AFB, the beautiful white sand beaches, shopping, restaurants, and everyday conveniences. Walmart and Lowe's are even just around the corner! Step inside to a spacious and inviting floor plan with plenty of room to spread out. One of the best features is the primary suite located on the first floor, while two additional bedrooms and a full bathroom are upstairs. Brand new carpet was just installed, giving the home a fresh start for its new owners. The living room, dining area, kitchen, and Florida room flow together nicely, creating a great setup for everyday living and entertaining. Outside, the fenced backyard offers a covered patio, deck, and plenty of space to relax, grill, let the pets play, or enjoy Florida evenings. You will also love the convenience of the two car garage and the washer and dryer convey with the home. Major updates include a roof replaced in 2020 and a brand new water heater in 2026. HVAC is 2014. Three bedrooms, 2.5 bathrooms, a downstairs primary suite, two car garage, fresh carpet, fenced backyard, and an incredibly convenient Fort Walton Beach location, all for under $350,000! This one offers a whole lot of home for the price. Come see it for yourself!

950 Pacific Silver Ct, Fort Walton Beach
670 Nautilus Court Unit 202, Fort Walton Beach
$599,000
2 Beds ⋅ 2 Baths ⋅ 1013366 MLS
Experience elevated coastal living in this beautifully remodeled 2BR/2BA residence on prestigious Okaloosa Island. Located in an exclusive boutique community of only 23 residences, this 1,091 sq. ft. condo offers privacy, tranquility, and a desirable low-density island lifestyle just steps from the sugar-white sands and emerald waters of the Gulf. The thoughtfully updated interior features modern finishes, stylish design elements, and a bright, open layout ideal for both relaxing and entertaining. Enjoy added peace of mind with significant building improvements already completed, including a new roof in October 2025, new HVAC system in 2023, and new water heater in 2023. Previous major capital improvements have also been fully paid and include upgraded windows, doors, and balcony enhancements. This turnkey coastal retreat offers the perfect combination of modern comfort, low-density living, and an exceptional island location. Whether you're looking for a vacation getaway, investment opportunity, or personal beach retreat, this beautifully maintained residence puts you just steps from the Gulf and everything Okaloosa Island has to offer. Seller is highly motivated--bring your offer!

670 Nautilus Court Unit 202, Fort Walton Beach
862 Scallop Court, Unit 105, Fort Walton Beach
$292,900
1 Beds ⋅ 2 Baths ⋅ 1013249 MLS
Discover what makes Okaloosa Island such a sought-after place to own. This inviting ground-floor condo is nestled within a quaint 27-unit beachfront community. Just steps from the beach off your private patio, this location puts the Gulf, community pool, and outdoor amenities within easy reach. The ground-floor setting adds convenience, while the beautiful Gulf setting creates the perfect backdrop for rental income, a second home, or a full-time residence. Community features include a refreshing pool, grilling area, picnic space, assigned parking, and well-kept grounds. When you're ready to venture out, restaurants, shopping, entertainment, and island attractions are all nearby. Whether you're looking for a property to add to your portfolio or a place to enjoy your own time by the Gulf, this Okaloosa Island condo offers plenty of possibilities.

862 Scallop Court, Unit 105, Fort Walton Beach
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