Panama City Beach Homes under $800,000

Panama City Beach Homes under $800,000

Welcome to Panama City Beach, Florida, a stunning coastal gem nestled in Bay County, where the sun-kissed shores meet vibrant community life. Known for its crystal-clear waters and sugar-white sandy beaches, Panama City Beach is not just a vacation destination; it’s a place to call home. With a perfect blend of natural beauty and modern amenities, this charming city offers residents a laid-back lifestyle surrounded by breathtaking scenery.

For those seeking their dream home in this idyllic setting, you’ll be delighted to discover an array of options under $800,000. From cozy beach cottages to spacious family homes, the real estate market here caters to a variety of tastes and budgets. Imagine waking up to the sound of waves crashing, enjoying your morning coffee with panoramic ocean views, or taking a leisurely stroll along the shore—all within reach of your new home.

Panama City Beach is also known for its vibrant community events, delicious dining options, and endless recreational activities. Whether you’re into fishing, boating, or simply soaking up the sun, there’s something for everyone. The area boasts top-notch schools, beautiful parks, and a welcoming atmosphere, making it an ideal place for families and individuals alike.

With homes available under $800,000, now is the perfect time to explore the enchanting lifestyle that Panama City Beach has to offer. Don’t miss your chance to own a piece of paradise in this thriving coastal community!

Newest Panama City Beach Homes under $800,000

10901 Front Beach Rd Unit UNIT 1103, Panama City Beach
$625,000
3 Beds ⋅ 2 Baths ⋅ 1013740 MLS
Welcome to Majestic Beach Resort Tower 1, Unit 1103--A beautifully updated 3-bedroom Gulf-front condo offering the beachfront lifestyle today's Panama City Beach buyers are looking for. Strong HOA with low quarterly dues! Perfectly positioned on the 11th floor, this residence delivers sweeping Gulf views from a comfortable, livable height--not too high, not too low--with direct balcony access from both the living area and Gulf-front owner's suite. And, it is so pretty!! Inside, the condo feels fresh, coastal, and rental-ready, with recent improvements that include luxury vinyl plank flooring, wall baseboards, full interior paint, upgraded lighting fixtures, and kitchen backsplash. There are quality furnishings and a new couch, chair, and living room curtains. Big expenses are done; 2024 HVAC system, 2022 water heater, and newer stainless appliances. The result is a clean, stylish beach retreat that is easy to enjoy from day one. The open living area offers plenty of seating, a queen sleeper sofa, coastal decor, and an effortless flow to the private balcony overlooking the sugar-white sand and emerald water. The Gulf-front owner's suite features a king bed, balcony access, soaking tub, and a walk-in shower. Guests will appreciate the queen guest bedroom with access to the second full bathroom, plus a third bedroom with bunk beds--creating flexible sleeping space for families, friends, and vacation rental guests. Max guest occupancy is 7.

10901 Front Beach Rd Unit UNIT 1103, Panama City Beach
9900 S Thomas Dr Unit 1718, Panama City Beach
$359,900
2 Beds ⋅ 3 Baths ⋅ 1013663 MLS
Enjoy Gulf views from the 17th floor at Shores of Panama #1718. This furnished two-bedroom, two-and-a-half-bath condominium includes a bunk area, an open living and dining space, a kitchen with breakfast bar, and a private balcony overlooking the Gulf. A washer and dryer add everyday convenience. The primary bedroom has Gulf views and an en suite bath. Resort amenities include beach access, a lagoon-style outdoor pool, heated indoor pool, indoor and outdoor hot tubs, fitness center, poolside dining, coffee shop, grilling and picnic areas, meeting facilities, and a covered parking garage. Located beside Pineapple Willy's in central Panama City Beach. Furnishings convey as provided in the listing agreement. Buyer to verify measurements, fees, assessments, rental rules, and all property details.

9900 S Thomas Dr Unit 1718, Panama City Beach
7205 Thomas Dr Unit 1205, Panama City Beach
$469,000
2 Beds ⋅ 2 Baths ⋅ 1013662 MLS
Wake up to sweeping Gulf views from this beautifully furnished 12th-floor residence in Dunes of Panama Phase V. This two-bedroom, two-bath condominium offers approximately 1,000 square feet and has been thoughtfully remodeled with custom cabinetry, quartz countertops, stainless appliances, refreshed baths, and updated lighting. The spacious 24-foot balcony is positioned for memorable sunsets and coastal breezes, while the primary suite enjoys Gulf views, balcony access, and a private bath. A stacked washer and dryer adds everyday convenience. This gated beachfront community offers direct beach access, pools, tennis courts, grilling areas, community spaces, 24-hour security, and ample parking. Ideally located on Thomas Drive near dining, boating, shopping, and entertainment, this furnished retreat is ready to enjoy as a beach getaway, second home, or vacation-rental opportunity. Community highlights include three Gulf-front pools, pickleball and tennis courts, basketball, shuffleboard, a fitness room, picnic and grilling areas, beach swings, and convenient poolside dining options. All measurements, room dimensions, square footage, features, restrictions, and other information are approximate, not guaranteed, and subject to error or change. Buyers and buyers' agents are responsible for independently verifying all information deemed material to their purchase decision.

7205 Thomas Dr Unit 1205, Panama City Beach
15928 Front Beach Rd Unit # 32005, Panama City Beach
$399,900
1 Beds ⋅ 2 Baths ⋅ 1013644 MLS
***COLUMBUS HOLIDAY SPECIAL. - SELLER OFFERING $5000, with an acceptable offer, to go toward closing costs, rate buydown or prepaids *** From the 20th floor of Calypso Tower III, sweeping Gulf views and spectacular sunsets take center stage, with a front-row vantage point overlooking the Pier Park pier and seasonal fireworks lighting up the coastline. Step onto the oversized private balcony and you may quickly decide this is your favorite seat in Panama City Beach. Located in one of PCB's most sought-after resort destinations, this beautifully appointed condo combines an exceptional beach lifestyle with strong short-term rental appeal. Just a five-minute walk from Pier Park and approximately 400 feet from deeded beach access, owners and guests can enjoy the Gulf, dining, shopping and entertainment without ever needing to get in the car. Designed to comfortably accommodate six, the spacious floor plan includes a private king primary suite, custom-built hall bunks and a sleeper sofa, along with two full bathrooms, a feature that makes a noticeable difference when hosting family, friends or vacation guests. Inside, thoughtful upgrades set this residence apart from the typical rental condo. Quartz countertops in the kitchen and baths, custom lighting, custom window treatments and wainscoting throughout create a polished coastal feel, while the open-concept kitchen with GE stainless steel appliances keeps the space comfortable and functional for everything from a quick beach-day breakfast to dinner after sunset. Offered fully furnished and turnkey, the condo is ready to enjoy personally or place into a rental program with no additional setup required. Completed in 2020, Tower III also offers the benefit of newer construction and modern systems compared with many established beachfront properties in the area. Calypso Tower III delivers the resort experience buyers and vacationers are looking for, including a seasonally heated zero-entry pool, hot tub, fitness center, fire pit, tiki bars, rentable cabanas and on-site dining. And with Pier Park just steps away, Topgolf, the SkyWheel, movie theater, restaurants, shopping and family entertainment are all within easy reach. Whether you are looking for a Gulf Coast getaway, an income-producing vacation property, or a little of both, this 20th-floor residence delivers a combination that is increasingly hard to duplicate, unforgettable views, a premier location and the ability to walk from your door to some of the best of Panama City Beach. Coastal living meets sky-high serenity, where every sunset feels like your own private show.

15928 Front Beach Rd Unit # 32005, Panama City Beach
9003 Banyan Beach Dr, Panama City Beach
$310,000
3 Beds ⋅ 3 Baths ⋅ 1013626 MLS
Beautifully Updated Townhome Near the Beaches of Panama City Beach! Welcome to this beautifully updated 3-bedroom, 2.5-bathroom townhome offering a comfortable layout, modern finishes, and a convenient location close to the beach, shopping, dining, and the Naval Base. Whether you're searching for a primary residence, a second home, or an investment opportunity, this home offers a great combination of style, functionality, and location. The kitchen features crisp white cabinetry, granite countertops, and stainless steel appliances, creating a clean, timeless look with plenty of appeal. Gray plank laminate flooring extends throughout the downstairs living area, providing a modern feel and an easy-to-maintain space for everyday living and entertaining. Upstairs, you'll find three bedrooms with carpeted flooring, offering a comfortable retreat at the end of the day. The spacious primary suite features a walk-in closet and a private bathroom with dual sinks, providing added convenience and functionality. Two additional bedrooms offer flexibility for guests, a home office, or other needs. With 2.5 bathrooms and an upstairs laundry area, this home is designed to make everyday living a little easier. Additional features include a one-car garage and a practical floor plan that makes the most of its living space. Conveniently located near beautiful beaches, local restaurants, shopping, and the Naval Base, you'll have easy access to many of the area's most popular destinations!

9003 Banyan Beach Dr, Panama City Beach
232 Wisteria Ln, Panama City Beach
$711,000
3 Beds ⋅ 2 Baths ⋅ 1013624 MLS
Experience the coastal charm in this brand-new beach home, ideally located just a short walk from the sugar-white sand and emerald waters of the Gulf. Designed with an open, airy floor plan, the home features 10-foot ceilings that enhance the spacious feel throughout. A welcoming front porch invites you to relax with your morning coffee or unwind after a day at the beach. The two-car garage provides ample storage for vehicles, golf carts, and beach gear. Whether you're spending your days at the beach, exploring nearby restaurants and shops, or simply enjoying the laid-back coastal lifestyle, this home offers the perfect place to make lasting memories. Information contained within this listing such as lot dimensions, is deemed to be accurate but is not guaranteed. Buyer to verify.

232 Wisteria Ln, Panama City Beach
404 Geneva Ave, Panama City Beach
$643,000
4 Beds ⋅ 3 Baths ⋅ 1013601 MLS
**$10,000 SELLER INCENTIVE! Seller offering up to $10,000 toward Buyer's allowable closing costs, prepaid expenses and/or interest-rate buydown, with an acceptable offer. Take advantage of this opportunity to reduce the cash needed at closing or to potentially lower your monthly payment** Walk to the beach without giving up the neighborhood feel that makes Tapestry Park so special. Located in the original phase of the community, this beautifully maintained 4-bedroom, 2.5-bath home offers the perfect balance of coastal convenience, privacy, and everyday comfort. Filled with natural light, the home features LVP flooring throughout, a desirable first-floor primary suite, and an open kitchen, dining, and living area designed for both everyday living and entertaining. The kitchen includes marble countertops and backsplash, custom soft-close cabinetry, an oversized island with additional seating, Samsung stainless steel appliances, a GE refrigerator, and quiet Bosch dishwasher. Custom lighting, Roman shades, and shiplap accents add warmth and character throughout. The primary suite offers a spa-inspired bath with double quartz vanities, a vintage-style cast iron clawfoot soaking tub, separate water closet, and an updated walk-in shower with marble flooring completed in 2025. Upstairs are three additional bedrooms with tray ceilings, a full bath, and flexible bonus space ideal for an office, den, or playroom. Outdoor living is just as inviting, with a spacious covered front porch and private covered back patio overlooking the fenced backyard. Photoelectric lighting, a large ceiling fan, and room for an outdoor TV make it an ideal place to relax or entertain, with additional space to add a plunge pool or hot tub. Recent improvements include new Zoysia sod installed in April 2026, a freshly washed exterior, and pressure-washed fencing. Additional features include two AC units, spray foam insulation, an 80-gallon Rheem Smart Water Heater, Chamberlain Smart Garage Door system, SimpliSafe security with three cameras, an impact-rated front door, and Kevlar hurricane shutter screens. Tapestry Park offers the kind of neighborhood lifestyle buyers are looking for, with sidewalks, mature landscaping, vintage-style streetlights, underground utilities, and an exceptional collection of amenities. Residents enjoy Brunswick Hall clubhouse and resort-style pool, a second children's pool, Peacock Park, pickleball, tennis and basketball courts, recreational green space, and scenic walking paths around the neighborhood ponds. All of this is just minutes from Pier Park, the Gulf, schools, shopping, dining, and everything Panama City Beach has to offer.

404 Geneva Ave, Panama City Beach
251 Breakwater Blvd, Panama City Beach
$759,900
3 Beds ⋅ 3 Baths ⋅ 1013535 MLS
Backing to a natural preserve and distinguished by more than $76,000 in builder-selected options and upgrades, this newly completed 2025 home offers an elevated take on the Hathaway floor plan. As the only finished two-story Hathaway currently available in gated Breakwater at Ward Creek, the three-bedroom, three-bath residence pairs 2,548 square feet with a first-floor primary suite, flex room, spacious upstairs loft and two-car garage. Inside, an open layout is enhanced by wide-plank LVP flooring extending through the foyer, flex room, great room, kitchen, primary bedroom and closet, main staircase and upstairs loft. An upgraded open-rail staircase adds architectural interest while maintaining the home's light, airy feel. Recessed lighting, dimmer switches and thoughtfully placed electrical upgrades further refine the living spaces. The kitchen makes a polished statement with Sinclair White cabinetry, Calacatta Miraggio Cove quartz countertops and a herringbone tile backsplash. A Kohler apron-front farmhouse sink, pot-and-pan drawer storage and an upgraded Whirlpool appliance package add both style and function, with a 36-inch five-burner gas cooktop, combination wall oven and third-rack dishwasher among the highlights. The first-floor primary suite provides a private retreat with a walk-in closet and a richly finished bath. Calacatta Miraggio Cove quartz tops the raised-height vanity while matte-black Kohler fixtures complement a frameless glass shower with full-height tile, a recessed niche and herringbone mosaic flooring. A flex room and full hall bath add versatility on the main level, while two additional bedrooms and a generous loft upstairs provide comfortable accommodations for guests, a media room or secondary living space. The secondary baths feature adult-height vanities with quartz tops and tile surrounds extending to the ceiling, while the laundry room includes additional cabinetry and a quartz countertop. Designed to extend everyday living outdoors, a 9-by-8 multi-slide stacked glass door opens the great room to a screened covered lanai overlooking the preserve. The lanai is already roughed in for a future outdoor kitchen, making it easy to create a fully equipped entertaining space. The Breakwater at Ward Creek community offers access to a pool, fitness center, playground, tennis and pickleball courts, along with convenient access to Panama City Beach, Pier Park and the white-sand beaches of the gulf. With its preserve setting, extensive designer upgrades and move-in-ready Hathaway floor plan, the property stands apart as a thoughtfully finished option for both full-time and second-home living.

251 Breakwater Blvd, Panama City Beach
128 Fairway Blvd, Panama City Beach
$629,900
4 Beds ⋅ 3 Baths ⋅ 1013522 MLS
Welcome to this lovely home located in Colony Club, situated on an oversized lot with views of the golf course. This home has 4 bedrooms, 3 bathrooms, and an additional flex room that could be an office or bonus space. The living room has built-in bookshelves and a gas log fireplace. The kitchen has granite countertops and a pantry, with the breakfast nook including a built-in granite-top breakfast table with storage. The living room and primary bedroom have doors that access the screened-in porch and pool. The additional bedroom at the back has private access to the pool as well. In addition to the attached 2-car garage, there is an additional 2-car detached garage/workshop. Lots of parking in addition to the garages would be perfect for your RV, boat, or both!

128 Fairway Blvd, Panama City Beach
14825 Front Beach Rd Unit UNIT 2408, Panama City Beach
$509,900
2 Beds ⋅ 2 Baths ⋅ 1013489 MLS
PRIME 24th-Floor Gulf-Front Condo at Sunrise Beach Resort! High above the shoreline, Unit 2408 looks down on the sandbars and turquoise shallows of the Gulf, with wide views of the emerald water and sugar-white sand. Upper floors mean bigger views and more privacy. This 2BR/2BA has a separate bunk room with its own door and a twin-over-full bunk, so it lives like a 3-bedroom. It's sold fully furnished and rental-ready. 9' ceilings and floor-to-ceiling sliding glass doors fill the living area with light. They open to an oversized covered balcony, which you can also reach from the Gulf-front primary suite. The primary bath has a double vanity and garden tub/shower combo, and a second full bath serves the guest areas. Tile and luxury vinyl plank flooring throughout. The kitchen offers granite countertops, GE appliances including a side-by-side refrigerator with ice and water, and a breakfast bar.

14825 Front Beach Rd Unit UNIT 2408, Panama City Beach
200 Turtle Cv, Panama City Beach
$565,000
3 Beds ⋅ 3 Baths ⋅ 1013483 MLS
Charming 3 bedroom 3 full bath home offers 2140 sqft of comfortable living space in the desirable Turtle Cove neighborhood nestled along Lake Powell. As you enter the well maintained home you will find on the first floor one full bathroom and bedroom. The separate dining room is perfect for hosting. Upstairs is another guest bedroom, full bathroom with large extra storage room. The laundry room is conveniently located upstairs next to the master bedroom. This large master has 2 closets to choose from and a sitting area. The master bath has a double vanity, separate tub and shower. If you enjoy entertaining the outdoor space is exactly what you need, outdoor kitchen and a fire pit area or relax in the screened in porch. The fenced in backyard is just the right size to easily maintain with a shed to hold your lawnmower and all the extras. The yard backs up to the green space and amphitheater catch a movie or some tunes. Just down the street you can find the multipurpose courts which can be used for pickleball, tennis or basketball. The clubhouse, pool & exercise room are located next to the courts. The clubhouse is available to rent for private events or join in for monthly Bunco. There is plenty of space to spread out on the pool deck. Don't forget your fishing poles, the dock on Lake Powell is just behind the pool. New gas water heater and gas stove replaced in 2026, New HVAC Units x2 2024. Just 5 mins from 30A and 10 minutes to Pier Park makes this an ideal location.

200 Turtle Cv, Panama City Beach
14825 Front Beach Rd Unit 2102, Panama City Beach
$520,000
2 Beds ⋅ 2 Baths ⋅ 1013474 MLS
3-bedroom Function at a 2-bedroom price AND sold with a RARE STORAGE UNIT S-086. Unit 2102 combines a highly functional 2-bedroom layout with a separate enclosed bunk room with window, giving owners and guests the sleeping capacity and flexibility buyers often seek in a larger unit. Highly prized upper floor unit offers expansive Gulf and horizon views, added privacy, and a full-width Gulf-front balcony measuring approximately 23' wide for dining, sunset watching, or entertaining. Ample closets throughout, full size in-unit laundry Room, and additional locked owner's closet provide valuable space for beach gear, owner items, and rental supplies. Offered furnished and rental-ready, with a strong five-star guest history. Practical updates include a replaced refrigerator, range, microwave, faucets throughout, an upgraded living-room ceiling fan, and a newer primary-bedroom mattress. Existing finishes and furnishings convey, making the condo ready to enjoy as-is while still giving the next owner the opportunity to refresh flooring, paint, window treatments, artwork, rugs, and furnishings over time to suit their own taste. Optimum choice to personalize colors or furniture in time to relaunch on rental market and have back in service before December 31, 2026. Well loved Airbnb with excellent renter satisfaction: https://www.airbnb.com/rooms/678333199474658295?unique_share_id=72e05ef3-415b-4c76-9054-1df8ec5b0793&viralityEntryPoint=1&s=76 Sunrise Beach Resort offers approximately 346 feet of Gulf frontage, two Gulf-front pools including one seasonally heated, two hot tubs, a children's splash area, Gulf-front fitness center, owners' lounge/clubhouse, grilling areas, high-speed elevators, and covered parking on the Gulf side of Front Beach Road--no pedestrian bridge required. Sunrise Beach is governed by a unit-owner-controlled condominium association, giving owners a direct voice in budgeting, reserves, rules, maintenance and the long-term stewardship of the property. HOA services include cable TV, internet, water/sewer, trash, association management, common-area maintenance, insurance, recreation facilities and pest control. Pets are allowed subject to association rules and restrictions. Located less than a mile from Pier Park and close to dining, shopping and entertainment.

14825 Front Beach Rd Unit 2102, Panama City Beach
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