Miramar Beach Homes under $400,000

Miramar Beach Homes under $400,000

Welcome to Miramar Beach, Florida—where coastal charm meets vibrant community living! Nestled in the picturesque Walton County, this stunning beach town is renowned for its pristine white sandy beaches and crystal-clear emerald waters. With a relaxed atmosphere and a plethora of recreational activities, Miramar Beach is the perfect destination for families, retirees, and anyone looking to embrace the laid-back Florida lifestyle.

One of the most appealing aspects of Miramar Beach is its diverse real estate market, particularly for those seeking homes under $400,000. Here, you can find a variety of options that cater to different tastes and needs, from cozy beach cottages to modern townhomes. This affordability allows you to enjoy the benefits of living in a coastal paradise without breaking the bank.

Imagine waking up to the sound of waves crashing and the scent of salt in the air. With numerous parks, golf courses, and outdoor activities at your doorstep, every day feels like a vacation. The community is also rich in dining and shopping options, with charming boutiques and seafood restaurants that capture the essence of coastal living.

Whether you’re looking for a vacation home, an investment property, or a full-time residence, Miramar Beach offers the perfect blend of affordability and lifestyle. Discover your dream home in this idyllic setting, where sunshine and serenity await you. Come experience the magic of Miramar Beach—your coastal haven is just a visit away!

Newest Miramar Beach Homes under $400,000

2830 Scenic Gulf Dr Unit 203, Miramar Beach
$325,000
1 Beds ⋅ 1 Baths ⋅ 1013608 MLS
Private deeded beach access is just a short walk away! Enjoy Gulf views from the living room and private balcony of this fully furnished 1BR/1BA condo with bunk beds. Recent renovations include **new sliding doors**, a new bedroom window, fresh paint, and a new HVAC system with both indoor and outdoor units. Located on Scenic Hwy 98, Unit 203 is one of the best-priced Gulf-view condos in the area. Turnkey and rental-ready, its open layout and comfortable coastal appeal make it an inviting second home or investment opportunity, with gross rental income potential of $40K+ annually. Community amenities include a heated pool, hot tub, outdoor shower, grilling area, and on-site laundry. Unit 203 delivers Gulf views, value, and a prime coastal location.

2830 Scenic Gulf Dr Unit 203, Miramar Beach
9300 Baytowne Wharf Blvd Unit UNIT 408, Miramar Beach
$315,000
1 Beds ⋅ 1 Baths ⋅ 1013498 MLS
Experience the best of the Sandestin lifestyle from this spacious fourth-floor condo in Pilot House at the Village of Baytowne Wharf. Offering 808 square feet, this one-bedroom residence features an enclosed den currently used as a bunk room, providing flexible additional sleeping space for guests. The open living area flows into a well-appointed kitchen, while durable wood-look tile flooring adds warmth and easy maintenance throughout. Step outside onto the private balcony overlooking the beautifully landscaped amenity terrace and resort-style pool, with additional balcony access directly from the bedroom. Pilot House owners enjoy access to an impressive collection of amenities, including a resort-style pool, hot tub, fitness center, grilling area, landscaped lawn, and the Founders Club with a game room, bar area, and balcony overlooking the Village events plaza. Just steps from dining, shopping, entertainment, and nightlife in Baytowne Wharf, this condo offers a convenient retreat in the heart of Sandestin Golf and Beach Resort. Whether you're searching for a vacation getaway, investment opportunity, or your own place to enjoy the resort lifestyle, Unit 408 offers space, flexibility, and an unbeatable location.

9300 Baytowne Wharf Blvd Unit UNIT 408, Miramar Beach
1096 Scenic Gulf Dr Unit Unit G21, Miramar Beach
$349,900
1 Beds ⋅ 1 Baths ⋅ 1013416 MLS
Turnkey and rental ready at Surfside Resort! This fully furnished 1-bedroom, 1-bath condo offers an excellent opportunity for buyers seeking a proven short-term rental investment, second home, or full-time residence in the heart of Miramar Beach. Located on the ground floor near the parking garage, this unit offers the convenience vacation guests appreciate--no waiting on elevators and easy access for luggage, groceries, and beach gear. With sleeping accommodations for up to six guests, a good rental history, and convenient access to the sugar-white sands of the Emerald Coast, this condo is well positioned for vacation rental use. Inside, you'll find stainless-steel kitchen appliances, granite countertops throughout, and stylish shiplap accents in the kitchen, living room, and bathroom that add coastal character and charm. One of the standout features is the large walkout patio, providing valuable outdoor living space and direct access to the resort's BBQ and picnic area. It's an ideal spot for morning coffee, outdoor dining, or relaxing after a day at the beach. Surfside Resort offers an impressive lineup of amenities designed to appeal to owners and vacation guests alike, including private beach access via the only elevated beach walkover on Scenic Gulf Drive, a full-service restaurant and bar, beach bar, day spa, beauty salon..... heated pool, hot tubs, expansive sun deck, fitness center, tennis and pickleball courts, shuffleboard, basketball courts, and an owner's room with a full kitchen. The resort also features separate owner and guest parking garages, along with on-site vacation rental management and HOA services, making ownership especially convenient for investors. Owner pets are welcome. Whether you're looking to expand your vacation rental portfolio or own a furnished beach getaway that can generate income while you're away, this spacious 1-bedroom unit offers the combination of rental history, ground-floor convenience, guest capacity, and resort amenities that short-term rental buyers are looking for.

1096 Scenic Gulf Dr Unit Unit G21, Miramar Beach
1096 Scenic Gulf Dr Unit Unit G24, Miramar Beach
$280,000
1 Baths ⋅ 1013417 MLS
BEST-PRICED CONDO IN SURFSIDE RESORT! An excellent opportunity for investors looking to enter one of the Emerald Coast's popular vacation-rental destinations at an attractive price point. This fully furnished, rental-ready ground-floor studio is currently operating in a vacation rental program and offers the added convenience of on-site vacation rental management, making ownership and guest turnover simple for both local and out-of-area investors. The ground-floor location is a major advantage for vacation guests--no waiting on elevators and no hauling luggage, groceries, or beach gear up and down the building. Simply walk out your door and enjoy convenient access to the parking garage, resort amenities, and the white-sand beaches of the Emerald Coast. Inside, the condo features quartz countertops, stainless-steel appliances, a king-size bed, and a queen sleeper sofa, providing comfortable accommodations for up to four guests. The updated full bathroom includes the added convenience of an in-unit washer and dryer. A spacious private patio provides additional outdoor living space for morning coffee, grilling, and convenient ground floor access to the beach. Surfside Resort offers an impressive collection of amenities designed to attract vacationers year after year, including private beach access via the only elevated beach walkover on Scenic Gulf Drive, a full-service restaurant and bar, beach bar, heated pool, hot tubs, expansive sun deck, fitness center, day spa..... beauty salon, tennis and pickleball courts, shuffleboard, basketball courts, and an owner's lounge with kitchen. Separate parking garages are available for owners and guests, and both on-site vacation rental management and HOA services add convenience for investment owners. Owner pets are also welcome. Whether you're looking for a turnkey short-term rental investment, an affordable second home, or a personal beach retreat that can generate rental income when you're away, this unit offers exceptional flexibility. With its desirable ground-floor access, established resort amenities, rental-ready condition, and position as the best-priced condo currently available in the building, this is a compelling opportunity at Surfside Resort.

1096 Scenic Gulf Dr Unit Unit G24, Miramar Beach
285 Payne St Unit UNIT 8B, Miramar Beach
$399,000
2 Beds ⋅ 2 Baths ⋅ 1013363 MLS
This top floor and highly updated, fully furnished unit at Crystal Village located just 2.5 blocks from the spectacular South Walton beaches and Pompano Joe's beachfront restaurant! Enjoy the views with a spacious private deck overlooking perfectly manicured grounds and a community pool, one of two at Crystal Village. This unit is the perfect vacation rental as the second bedroom includes bunks and an owner's closet as well. Crystal Village is perfectly located between Scenic Hwy 98 and the main Hwy 98, with easy access to all of the restaurants, shopping, and of course the world class beaches that this area is famous for! Come take a look. Roof was replaced in 2023 and all new stairways and balconies added in 2025 as well. Buyer to please verify all information.

285 Payne St Unit UNIT 8B, Miramar Beach
9100 Baytowne Wharf Blvd Unit 451, Miramar Beach
$399,500
2 Beds ⋅ 2 Baths ⋅ 1013215 MLS
A 2-bedroom in The Village of Baytowne Wharf for $399,500! Discover an exceptional opportunity in the heart of Sandestin Golf and Beach Resort®, where resort living is just outside your door, yet home feels private and peaceful. Welcome to 451 Observation Point, a delightful 2-bedroom, 2-bath condo ideally positioned at the end of the building overlooking the amenity terrace. Step outside and you're moments from Baytowne Wharf dining, shopping, entertainment and events; step onto the oversized covered balcony and enjoy lushl landscaping and a tucked-away setting. Inside, abundant windows fill the open living and dining areas with natural light. The coastal-inspired kitchen features a granite breakfast bar and stainless appliances. Recent updates include new appliances, washer/dryer, lighting, ceiling fans and door hardware in 2026, plus newer furnishings and interior paint. Gateway owners enjoy covered parking, pool, hot tub, fitness center and grilling areas, plus the Founders Club overlooking the Events Plaza with a community room and pool table. Beyond the Village, enjoy the Sandestin® lifestyle with beach access, golf, tennis, pickleball, Baytowne Marina, walking and biking paths, dining and entertainment. Beach. Golf. Marina. Baytowne. And your own peaceful retreat in the middle of it all-for $399,500.

9100 Baytowne Wharf Blvd Unit 451, Miramar Beach
5000 S Sandestin Blvd Unit 7406, Miramar Beach
$389,900
1 Beds ⋅ 1 Baths ⋅ 1013147 MLS
Enjoy elevated resort living from the 14th floor of Luau, perfectly positioned on the beachside of Sandestin Golf and Beach Resort. This well-maintained 1-bedroom, 1-bath residence offers 708 square feet of comfortable living space along with beautiful views overlooking the lake and resort-style pool, with glimpses of both the Gulf and Choctawhatchee Bay adding to the coastal setting. The inviting floor plan offers everything needed for a relaxing beach retreat, full-time residence, or vacation rental opportunity. Luau offers an impressive collection of amenities, including a tropical lagoon-style pool, fitness center, and beautifully landscaped surroundings. Spend the day relaxing poolside, stay active in the on-site fitness center, or simply unwind and enjoy everything this coastal haven has to offer. Perfectly positioned on the beachside of Sandestin Golf and Beach Resort, Luau is just a short stroll from the sugar-white sand beaches of the Emerald Coast, while still providing convenient access to all that Sandestin has to offer-from golf and tennis to dining, shopping, entertainment, the marina, and The Village of Baytowne Wharf. Whether you're searching for a personal beach getaway or an investment property in one of the Emerald Coast's most sought-after resort communities, this 14th-floor Luau residence offers an exceptional opportunity to experience the Sandestin lifestyle. As an introduction to the Sandestin lifestyle, we invite our new owners to explore amenities that make Sandestin special. The listing brokerage and seller(s) are presenting the buyer(s) of this property with (2) 90-minute rounds of Tennis court time, a golf foursome at one of our three championship courses, and a round of golf for up to four (4) players at the unrivaled Burnt Pine Golf Club. Sandestin Golf and Beach Resort features more than seven miles of beaches and pristine bay front, four championship golf courses, 15 world-class tennis courts, a 226-slip marina, a fitness center, spa and celebrity chef dining. Shop, dine and play at the charming pedestrian village, The Village of Baytowne Wharf and more. Inside the gates of the resort, residents enjoy a balanced lifestyle of high-class living, spanning the 2,400 acres from the beach to the bay. Everything within the gates of the resort is accessible by golf cart or bicycle. The entire resort is interconnected by miles of pedestrian, bike and golf cart paths that weave through groves of live oaks, meandering past natural lagoons, fountains, man-made lakes, and meticulously landscaped fairways.

5000 S Sandestin Blvd Unit 7406, Miramar Beach
320 Scenic Gulf Dr Unit 123, Miramar Beach
$349,000
2 Beds ⋅ 2 Baths ⋅ 1013060 MLS
Brand New Roof, Seller to cover Special Assesment fees

320 Scenic Gulf Dr Unit 123, Miramar Beach
9100 Baytowne Wharf Blvd Unit UNIT 562, Miramar Beach
$349,000
2 Beds ⋅ 2 Baths ⋅ 1012977 MLS
Million dollar view on the top. Bay views from the private balcony that overlooks the Village of Baytowne Wharf's event plaza, where you can take in the seasonal weekly concerts or a display of fireworks without ever leaving the comfort of your condo. The kitchen is fully stocked. The bonus room features bunkbeds and a TV. Observation Point owners have exclusive access to the lushly landscaped amenities terrace featuring a resort style pool, fitness center, lawn, and lovely grilling area as well as to the Founders Club, featuring a game room with pool table & bar with a balcony overlooking the events plaza.

9100 Baytowne Wharf Blvd Unit UNIT 562, Miramar Beach
200 Sandestin Ln Unit APT 622, Miramar Beach
$199,500
1 Beds ⋅ 1 Baths ⋅ 1012822 MLS
Beautifully renovated second-story unit showcasing stylish, modern finishes throughout. The interior features high-gloss marble-style porcelain tile flooring, complemented by shaker-style cabinetry with updated hardware and elegant quartz countertops. The beautifully redesigned bathroom features a custom-tiled shower, creating a clean, upscale feel. Thoughtful updates and contemporary finishes continue throughout the home, offering a truly move-in-ready property just minutes from Grand Boulevard, Publix, Sacred Heart Hospital, the area's beautiful beaches, dining, shopping, and entertainment. Community amenities include a refreshing pool with pool house and a fitness room, adding convenience to the relaxed coastal lifestyle. Showings by appointment only.

200 Sandestin Ln Unit APT 622, Miramar Beach
60 Sandprints Dr Unit C1, Miramar Beach
$334,000
1 Beds ⋅ 1 Baths ⋅ 1012701 MLS
Just a short stroll from the beach and Pompano Joe's, this fully furnished, turnkey one-bedroom, one-bath Sandprints condo is ready to enjoy or continue operating as a short-term rental. The approximately 650-square-foot layout features an open kitchen and living area, a covered patio, an in-unit washer and dryer, and a walk-in shower with glass enclosure. Updates completed in 2023 include opening the kitchen to the living area, new countertops and backsplash, updated flooring, and the shower conversion. Sandprints offers a community pool and grilling area with one assigned parking space directly in front of the entrance. $28,500 in gross rental revenue for 2025 and $32,300 from January 1 through September 24, 2026, with some dates reserved for personal use. Reservations are already on the books for 2027. Whether you're looking for a beach retreat or a rental property, Unit C1 puts the shoreline, dining, and the best of Miramar Beach close at hand

60 Sandprints Dr Unit C1, Miramar Beach
24 Breakwater Bay Unit 7E, Miramar Beach
$364,000
2 Beds ⋅ 2 Baths ⋅ 1012677 MLS
Discover coastal living at its finest in this inviting condo nestled within the gated Seascape Golf, Beach & Tennis Resort. This well-located unit in the sought-after Golf Villas / Garden Villas community offers the perfect blend of relaxation and recreation on Florida's Emerald Coast. Enjoy convenient access to Seascape's outstanding amenities, including approximately 2,000 feet of private sugar-white sand beach with emerald Gulf waters, multiple community pools, an on-site championship golf course, tennis and pickleball courts, playgrounds, walking paths, and on-site dining options such as the popular Whale's Tail Beach Bar & Grill. The resort's central Miramar Beach location places you near shopping, restaurants, and attractions, with easy proximity to Destin and Scenic Highway 30A. Typical of the Breakwater Bay Garden Villas (low-rise buildings with a handful of units), this unit features a comfortable 2-bedroom, 2-bathroom layout, open living/dining areas, a full kitchen, and private patio. This unit overlooks resort grounds providing a peaceful setting just a short stroll or quick ride to the beach. Whether you're seeking a primary residence, vacation getaway, or investment property with strong rental potential in a full-amenity gated community, Unit 7E at 24 Breakwater Bay delivers the classic Seascape lifestyle. Any information contained in this listing is believed to be accurate but is not guaranteed and should be verified by buyer and agent.

24 Breakwater Bay Unit 7E, Miramar Beach
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