Gulf Breeze Homes under $400,000

Gulf Breeze Homes under $400,000

Welcome to Gulf Breeze, Florida—a hidden gem nestled in the heart of Santa Rosa County. This charming coastal city is renowned for its stunning waterfront views, lush parks, and a vibrant community spirit. With its prime location just across the bay from Pensacola, Gulf Breeze offers residents the perfect blend of serene suburban living and easy access to urban amenities.

Gulf Breeze boasts a rich tapestry of outdoor activities, making it a haven for nature lovers and adventure seekers alike. From the breathtaking beaches of the Gulf of Mexico to the scenic trails of the Gulf Islands National Seashore, residents can enjoy year-round sunshine and a plethora of recreational opportunities. The city is also home to top-rated schools, making it an ideal place for families looking to settle down.

For those searching for their dream home without breaking the bank, Gulf Breeze has an impressive selection of homes priced under $400,000. Whether you’re looking for a cozy cottage, a modern townhouse, or a spacious family home, you’ll find diverse options that cater to various lifestyles and preferences. These affordable homes often feature charming architectural details, spacious yards, and easy access to local amenities, ensuring you can enjoy the best of Gulf Breeze without compromising on quality.

Come explore Gulf Breeze, where you can find not just a house, but a place to call home. With its welcoming community, stunning surroundings, and affordable housing options, it’s no wonder this city is quickly becoming one of Florida's most sought-after destinations. Discover your perfect piece of paradise today!

Newest Gulf Breeze Homes under $400,000

1953 Justice Cir, Gulf Breeze
$315,000
3 Beds ⋅ 2 Baths ⋅ 1013218 MLS
Welcome home to the Adeline, a thoughtfully designed 3-bedroom, 2-bath new construction home offering 1,336 sq. ft. of comfortable living space in Gulf Breeze. Nine-foot ceilings enhance the open feel throughout the home, while LVP flooring, quartz countertops, and nickel hardware create a clean, modern finish that's both stylish and easy to maintain. The open-concept kitchen, dining, and living areas create a natural gathering place for everyday living and entertaining. The kitchen features a generous island, abundant cabinetry, pantry storage, and stainless steel electric appliances. The split-bedroom design provides welcome privacy, with the primary suite featuring a walk-in closet, dual-sink vanity, and separate shower. Two additional bedrooms and a full bath on the opposite side offer flexible space for family, guests, or a home office. A two-car garage adds convenient parking and storage. Enjoy Gulf Breeze living with convenient access to shopping, dining, area military installations, and the beaches and waterways of Northwest Florida. ****PHOTO DISCLAIMER: Photos are of a similar completed home and are for illustrative purposes only. Colors, finishes, fixtures, materials, and selections may vary.****

1953 Justice Cir, Gulf Breeze
5609 Monument Ct, Gulf Breeze
$369,500
4 Beds ⋅ 2 Baths ⋅ 1013029 MLS
Welcome home to the Sierra by CJL Homes, a thoughtfully designed 4-bedroom, 2-bath new construction home offering 1,757 sq. ft. of comfortable and versatile living space. Nine-foot ceilings enhance the open feel throughout the home, while LVP flooring, quartz countertops, and nickel hardware provide a clean, modern finish. The open-concept living, dining, and kitchen areas come together as the heart of the home, creating an inviting space for everything from everyday meals and quiet evenings to entertaining friends and family. The kitchen features a spacious island, generous cabinetry, pantry storage, and stainless steel electric appliances. The split-bedroom layout provides welcome privacy, with the Owner's Suite tucked away from the secondary bedrooms and featuring a large walk-in closet, dual-sink vanity, and walk-in shower. On the opposite side of the home, three additional bedrooms and a full bath offer flexible space for family, guests, a home office, or hobbies. A two-car garage, dedicated mudroom and laundry area, welcoming front porch, and covered rear porch add practical spaces both inside and out. With its spacious single-story layout and modern finishes, the Sierra is designed to make everyday living feel easy. ***PHOTO DISCLAIMER: Photos are of a similar completed home and are for illustrative purposes only. Colors, finishes, fixtures, materials, and selections may vary.***

5609 Monument Ct, Gulf Breeze
5606 Monument Ct, Gulf Breeze
$345,000
3 Beds ⋅ 2 Baths ⋅ 1013027 MLS
Welcome home to the Maybell II, a brand new 3-bedroom, 2-bath home situated on a spacious .62 acre homesite in Navarre. Just 20 minutes from the sugar white sands of Navarre Beach, this thoughtfully designed home pairs comfortable everyday living with the relaxed Gulf Coast lifestyle. Inside, 9-foot ceilings create an open, airy feel, while LVP flooring throughout, quartz countertops, and nickel hardware provide a clean, modern finish. The kitchen features electric appliances, pantry storage, and easy access to the open family and dining areas, creating a natural gathering place for casual meals, entertaining, or simply unwinding at home. Step outside to the rear porch for morning coffee or an evening spent enjoying the extra room this homesite provides. The split-bedroom layout offers welcome privacy, with the owner's suite featuring a spacious walk-in closet and private en suite bath. Two additional bedrooms on the opposite side provide flexible space for family, guests, or a home office. A dedicated laundry room, 2-car garage with attic access, and generous homesite add everyday functionality and room to make the property your own. Enjoy Navarre's beaches, fishing, and laid-back coastal lifestyle, with convenient access to Hurlburt Field, Pensacola, and Fort Walton Beach. PHOTO DISCLAIMER: Photos are of a similar completed home and are for illustrative purposes only. Colors, finishes, fixtures, materials, and selections may vary. MUST CALL LISTING AGENT FOR SHOWING

5606 Monument Ct, Gulf Breeze
1957 Shadow Lake Dr, Gulf Breeze
$372,500
3 Beds ⋅ 2 Baths ⋅ 1012806 MLS
**ASSUMABLE MORTGAGE @ 4.65% for VETERANS and NON-VETERAN qualified buyers** Step into a home where many of the big-ticket updates are already done--and the potential monthly savings are hard to overlook. Offered at $372,500, this 3-bedroom, 2-bath Gulf Breeze home features fully paid-off solar panels, with the seller reporting electric bills averaging approximately $35 per month. The home is also zoned for the new Soundside High School. Major improvements completed in 2019 include the roof, HVAC system, water heater, windows, and solar panels, giving the next owner the benefit of significant updates already in place. The kitchen features granite countertops and stainless steel appliances updated in 2025, including a stove with built-in air fryer feature. Thoughtful extras include a wall safe and a newer storage shed added in 2025, providing additional convenience and storage. A full house water filtration system will go with an acceptable offer. From the paid-off solar and low reported electric costs to the extensive updates, Soundside High School zoning, and potential savings of an assumable 4.65% loan, this home offers buyers an opportunity to enjoy both comfort and value in Gulf Breeze. Schedule your private showing today!

1957 Shadow Lake Dr, Gulf Breeze
2427 Privet Berry Dr, Gulf Breeze
$354,900
3 Beds ⋅ 2 Baths ⋅ 1012032 MLS
This inviting 3-bedroom, 2-bath home offers a comfortable open floor plan designed for easy everyday living and entertaining. The spacious layout creates a seamless flow between the living, dining, and kitchen areas, providing plenty of room to gather with family and friends. The large master bedroom offers a relaxing retreat with plenty of space to unwind. Step outside and enjoy the expansive backyard, offering endless possibilities for outdoor activities, gardening, entertaining, or simply enjoying the Florida sunshine. The screened-in patio provides the perfect spot for morning coffee, evening relaxation, or year-round outdoor dining without the worry of the elements. With its open living spaces, generously sized master bedroom, screened-in patio, and large backyard, this Gulf Breeze home is ready to welcome its next owners. Special features include; GRANITE COUNTER TOPS tops in the kitchen and bathrooms with under mount sinks, STAINLESS STEEL APPLIANCES in the kitchen, UPGRADED FLOORING in the common and wet areas and carpet in the bedrooms. Separate TILE SHOWER in the master bathroom, covered back porches and much more.

2427 Privet Berry Dr, Gulf Breeze
4852 Martina Way, Gulf Breeze
$325,000
3 Beds ⋅ 2 Baths ⋅ 1010922 MLS
Your future Home! This appealing 3-bed/2-bath single-family home in desirable Gulf Breeze, setting between Pensacola & Navarre beaches, has No HOA to be concerned about. Park your boat/RV at the side of your home which includes two 50-amp RV hook ups. Built in 2015, this 1,124 sq ft home boasts modern finishes including granite countertops in the kitchen and bathrooms. New luxury LVP flooring throughout, and fresh paint for a bright, move-in ready feel. The home was previously used as an Airbnb short term rental. Immaculately maintained. Enjoy an open floor plan with natural light, one-car garage, and relaxing back yard/patio. Additionally; your elementary, middle, and high schools are within ten-minute drive. Medical facilities, local restaurants, military bases, and the Gulf Breeze Zoo close by. Florida Coastal living at its best! Note: Seller is open for negotiations to leave all furniture, fully furnished, as-is to the buyer.

4852 Martina Way, Gulf Breeze
5658 Charter Cir, Gulf Breeze
$238,000
3 Beds ⋅ 2 Baths ⋅ 1010890 MLS
Welcome home to this charming **3-bedroom, 2-bath manufactured home** tucked away on a **secluded lot surrounded by beautiful, mature Live Oak trees** and conveniently located near the new **Soundside High School**. Step onto the inviting **front porch**, a perfect spot to relax and enjoy the peaceful setting. Inside, you'll find a functional **split floor plan** with **LVP flooring throughout** the home. The spacious owner's suite features a **ceiling fan, walk-in closet**, and private ensuite bath complete with a **double vanity, garden tub, and separate shower**. Outside, the **fenced front yard** provides added privacy and space to enjoy the outdoors, while the backyard includes a **16' x 10' storage shed** for lawn equipment, tools, and additional storage. Major updates include a **2023 roof** and **2022 HVAC system**, with the **water heater replaced in 2016**. With its peaceful setting, gorgeous Live Oaks, comfortable split floor plan, and convenient location, this home is ready for its next owner!

5658 Charter Cir, Gulf Breeze
1918 Church St, Gulf Breeze
$86,900
3 Beds ⋅ 2 Baths ⋅ 1010365 MLS
Sold AS IS ( buyer pays title and doc stamps) with Celebration 4403C, 2006 Model Double wide Mobile Home; 3 bedroom, 2 Bath with 1080 SF that needs repair and 1 Car Detached Garage. 1/2 Acres (0.496). Cash Only Sale. Flood Zone X. No Utilities turned on; Midway Water & Septic. Zoning R1-Single Family.

1918 Church St, Gulf Breeze
3594 Morningtide Dr, Gulf Breeze
$334,900
3 Beds ⋅ 2 Baths ⋅ 1010027 MLS
Welcome home to this inviting **3-bedroom, 2-bathroom home offering 1,621 square feet** of comfortable living space, situated on a spacious **0.34-acre corner lot**. A covered front porch welcomes you inside to an **open floor plan** designed for easy everyday living and entertaining. The kitchen features **stainless steel appliances, a smooth-top range, and vent hood**, while a convenient **wet bar/coffee bar area** provides the perfect spot for morning coffee, evening drinks, or additional entertaining space. **Tile flooring extends throughout most of the home**, with different flooring in the spacious great room. Step outside to enjoy the **fully fenced backyard**, offering plenty of room for pets, play, gardening, or outdoor gatherings. A **detached shed** provides additional storage for lawn equipment, tools, and more. Major updates include a **new HVAC system installed in 2025**, **water heater replaced in 2023**, and **roof installed in 2015**. With its generous corner lot, covered front porch, open layout, fenced backyard, and valuable recent updates, this home offers a great combination of space, functionality, and outdoor living.

3594 Morningtide Dr, Gulf Breeze
4728 Bay Breeze Dr, Gulf Breeze
$359,800
4 Beds ⋅ 2 Baths ⋅ 1009997 MLS
Ask about our preferred lender's lower-rate buydown! BRAND NEW, MOVE-IN READY, AND NO HOA! Welcome to 4728 Bay Breeze Drive, where modern new construction meets the relaxed Gulf Breeze lifestyle. This beautifully finished home offers 3 bedrooms PLUS a versatile bonus room, 2 full bathrooms, 1,726 square feet, and an attached side-entry 2-car garage. Step inside to an open, light-filled floor plan featuring vaulted ceilings, durable LVP flooring, a spacious kitchen with quartz countertops, large center island, white cabinetry, stainless appliances, and plenty of room for entertaining. The flexible bonus room is perfect for a home office, playroom, guest room, or additional bedroom space. The primary suite features a beautifully tiled walk-in shower with frameless glass and modern finishes. Outside is where this property really separates itself from typical new construction. Step out onto the large covered back patio, perfect for relaxing, grilling, or entertaining while overlooking the large, park-like yard shaded by beautiful mature oak trees. The side-entry 2-car garage adds to the home's attractive curb appeal while providing plenty of parking and storage. With approximately a quarter-acre lot and NO HOA, you'll have room to enjoy your property without the restrictions and fees of an association. Conveniently located in Gulf Breeze with easy access to shopping, dining, schools, and the beautiful Gulf Coast beaches. If you've been looking for the low-maintenance benefits of new construction without sacrificing yard space, mature trees, covered outdoor living, or flexibility, this is the one. Schedule your showing today!

4728 Bay Breeze Dr, Gulf Breeze
5872 Senate Ct, Gulf Breeze
$120,000
2 Beds ⋅ 2 Baths ⋅ 1009205 MLS
Investment Opportunity with Immediate Income! Looking to grow your real estate portfolio? This oversized lot offers the perfect combination of current cash flow and future potential! Situated on a quiet street in a desirable neighborhood, this property features a leased mobile home (as is /repairs needed), providing immediate rental income from day one. Whether you're an experienced investor or looking to purchase your first income-producing property, this is a fantastic opportunity. The large lot offers plenty of room for future possibilities while the convenient location puts you just minutes from shopping, restaurants, and the area's new high school. With easy access to everyday amenities and a peaceful setting, this property is attractive to both tenants and future buyers. Property Highlights: Income producing property with a leased mobile home, large lot with future potential, established neighborhood minutes from shopping, dining, and everyday conveniences, and near the new high school! Excellent opportunity for investors or those seeking passive rental income Don't miss your chance to own a property that generates income today while offering long term investment potential.

5872 Senate Ct, Gulf Breeze
2354 Cliff Hollow Cir, Gulf Breeze
$301,900
3 Beds ⋅ 3 Baths ⋅ 1008434 MLS
Welcome to your dream coastal retreat! Nestled in an ideal location across from the Gulf Breeze Zoo, Soundview Point Villas is only a short drive from the pristine beaches of Pensacola and Navarre. This New Townhome community will feature a gorgeous community pool, cabana, playground, and have streetlights. The Palm Interior Unit is a 2-story townhome that boasts 3 bedrooms, 2.5 baths with an open design that is perfect for entertaining. The kitchen is presented with quartz countertops, a large island bar, pantry and all stainless-steel appliances offering style and functionality. Bedroom 1 is located on the second floor as a private retreat with a spacious walk-in closet and a beautiful adjoining bath. Interior features also include EVP flooring with frieze carpet in the bedrooms. ALL LISTING pictures, colors, features, and size may vary. Square footages are approximate.

2354 Cliff Hollow Cir, Gulf Breeze
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