Destin Homes under $300,000

Destin Homes under $300,000

Welcome to Destin, Florida, a stunning coastal gem nestled in Okaloosa County that offers a perfect blend of breathtaking natural beauty and vibrant community life. Known as the "Emerald Coast," Destin is renowned for its sugar-white sandy beaches and crystal-clear waters, making it a premier destination for beach lovers and outdoor enthusiasts alike. Whether you're looking to soak up the sun, enjoy water sports, or explore the lush parks and nature trails, Destin has something for everyone.

For those seeking a slice of paradise without breaking the bank, the real estate market in Destin includes a variety of charming homes priced under $300,000. These affordable options provide a fantastic opportunity for first-time buyers, retirees, or anyone looking to invest in a vacation property. From cozy condos with stunning ocean views to quaint single-family homes nestled in friendly neighborhoods, you’ll find that your dream home in this picturesque city is within reach.

Living in Destin means embracing a lifestyle filled with outdoor adventures, delicious dining options, and a welcoming community atmosphere. Enjoy fresh seafood at local restaurants, explore the nearby state parks, or indulge in the vibrant nightlife that this coastal town has to offer. With its unique charm and affordable housing options, Destin is not just a place to live; it’s a lifestyle waiting to be embraced. Discover your perfect home in this coastal paradise today, and start building memories in the heart of Florida's Emerald Coast!

Newest Destin Homes under $300,000

4000 Gulf Terrace Dr Unit UNIT 122, Destin
$250,000
2 Beds ⋅ 1 Baths ⋅ 1013697 MLS
INVESTOR OPPORTUNITY IN THE HEART OF DESTIN! Unit 122 at Gulf Terrace offers an exciting opportunity for first-time investors or savvy buyers looking to create value in one of the Emerald Coast's most popular vacation destinations. Bring your vision and add your personal touch to this condo while exploring its potential to build equity and generate vacation rental income. Updated comparable units have demonstrated **proven gross rental income of approximately $67K annually**, offering an attractive benchmark for investors considering the possibilities here. 2025 Actual Gross Income $55,790 2026 Actual Gross Income YTD over $51K Ideally located in the heart of Destin, Gulf Terrace puts you close to the area's most popular attractions, including Big Kahuna's Water & Adventure Park, the Destin Harbor, world-class fishing, beautiful Gulf beaches, shopping, dining, and entertainment. The gated community features 3 swimming pools (1 heated), tennis courts, pickleball and beautifully maintained grounds, adding to its appeal for vacation guests and owners alike. Whether you're purchasing your first investment property, expanding your portfolio, or looking for a beach getaway with income-producing potential, this is your chance to enter the Destin market at an appealing price point and make it your own. Bring your vision and discover the possibilities at Gulf Terrace!

4000 Gulf Terrace Dr Unit UNIT 122, Destin
279 Mattie M Kelly Blvd Unit 279, Destin
$285,000
3 Beds ⋅ 3 Baths ⋅ 1013194 MLS
Discover convenient Destin living at 279 Mattie M Kelly Boulevard! Located in Old Bay Townhomes, this three-bedroom townhome offers approximately 1,543 square feet across two stories, plus a garage for parking and storage. Situated off Airport Road with easy access to Highway 98, the property puts Destin's beaches, shopping, dining, and harbor attractions within reach. Spend your days enjoying the Emerald Coast, exploring local shops, or dining at your favorite seafood restaurant before returning home. The three-bedroom layout provides flexibility for guests, a home office, or everyday living. With a central Destin location and space to make your own, this townhome is an inviting opportunity to enjoy the coastal lifestyle. Schedule your private showing today!

279 Mattie M Kelly Blvd Unit 279, Destin
3857 Indian Trl Unit 108, Destin
$228,900
1 Beds ⋅ 2 Baths ⋅ 1013196 MLS
Bayfront living--an opportunity that rarely becomes available. This beautifully updated first-floor 1-bedroom, 1.5-bath condo with a bonus room offers a turnkey opportunity in Destin, with thoughtful updates throughout and a fresh, modern feel. The condo has been fully remodeled with brand-new appliances, a new in-unit washer, new kitchen countertops, new flooring, a new bathroom vanity, and a new toilet. Located in a highly desirable bayfront setting, this first-floor residence offers the convenience of easy access with no stairs and a layout that provides more flexibility than a typical one-bedroom condo. Whether you're looking for a coastal getaway, investment property, or a place to call home, this beautifully refreshed condo is ready for immediate enjoyment. The enclosed porch adds valuable extra living space (bonus room) and offers easy walk-out access to the parking area, eliminating the need for stairs or elevators. A private storage unit is also included for added convenience. HVAC and water heater are approx. 5 years old! Residents enjoy access to a large community pool, generous parking, and a community room. Centrally located, this condo places you close to the new Publix, post office, Destin's renowned fishing harbor, and the area's iconic sugar-white beaches bringing the best of coastal living right to your doorstep.

3857 Indian Trl Unit 108, Destin
4080 Dancing Cloud Court, Unit 232, Destin
$289,900
2 Beds ⋅ 2 Baths ⋅ 949934 MLS
Just totally remodeled unit with all new flooring, appliances, fixtures, just repainted throughout. Well maintained complex with short walk to the beach access and proximity to shopping, entertainment and recreation. City Dog Walk Park and Recreation complex across the street. Great for an income investment or residence, solid rental hisory. City of Destin proposed Pickleball Court Complex, consisting of 12 Lighted Pickleball Courts, plus playground, basketball court, improved parking and new restrooms, along with two multi-use courts across Indian Bayou Trail from Indian Lakes. Seller intends to perform an IRC Section 1031 tax-deferred exchange and buyer will be required to cooperate in such an exchange.

4080 Dancing Cloud Court, Unit 232, Destin
215 Ann Cir Unit UNIT 3, Destin
$299,000
3 Beds ⋅ 2 Baths ⋅ 1012587 MLS
Welcome to your delightful townhouse, it offers a cozy and comfortable living space, perfect for those seeking a tranquil coastal retreat. Boasting 3 bedrooms and 2 bathrooms, this remodeled home features an inviting interior with a craftsman interior style and a modern kitchen. Home includes new stainless steel appliances, new white shaker cabinets, shiplapped ceilings in living area, LED lighting, HVAC and water heater replaced 2023, and new tiled showers. Enjoy the convenience of living in the emerald beaches, shopping centers, and restaurants. With its ideal location and serene ambiance, this townhouse presents a wonderful opportunity for homeownership or as an investment property. Don't miss your chance to own a piece of paradise in beautiful Destin.

215 Ann Cir Unit UNIT 3, Destin
4070 Dancing Cloud Ct Unit 180, Destin
$174,900
1 Beds ⋅ 1 Baths ⋅ 1012307 MLS
Prime Location-Welcome to 4070 Dancing Cloud Ct Unit 180--your opportunity to own a beautifully located condo in the heart of Destin, just minutes from the world-famous Emerald Coast beaches. This beautifully maintained 1-bedroom, 1-bath condo offers the perfect combination of comfort, convenience, and coastal living. Featuring a thoughtfully designed space, this unit provides an open and inviting layout ideal for both full-time living or as an investment property. The functional kitchen features elegant Calacatta Monaco quartz countertops that add a sophisticated coastal feel while providing a durable, low-maintenance surface. The spacious bedroom and comfortable living area create a cozy yet versatile environment. Step outside to your private balcony--ideal for morning coffee, evening unwinding, or enjoying Florida's coastal breeze. Located in the desirable Indian Lake community, residents enjoy access to a pool, clubhouse, gym, playground, and scenic outdoor areas. The community is known for its peaceful setting while still being just minutes from Destin's world-famous beaches, shopping, dining, and entertainment. Whether you're looking for a primary residence, vacation getaway, or rental opportunity, this property checks all the boxes. Want it furnished? No problem! The furnishings are available and can be included with the sale. With its prime location and strong rental potential, it's an excellent opportunity to own one in the heart of Destin!!

4070 Dancing Cloud Ct Unit 180, Destin
4000 Gulf Terrace Dr Unit UNIT 131, Destin
$225,000
1 Beds ⋅ 1 Baths ⋅ 1012278 MLS
Profitable Short-Term Rental - No Milestone Inspections Required! Looking for an investment property that actually makes financial sense? This turnkey one-bedroom condo in Gulf Terrace rents very well and sits right on the lake. Located in the heart of Destin, Gulf Terrace offers an unbeatable location with 26 acres of beautifully manicured grounds, featuring three pools, two tennis courts, and a spring-fed lake for a fantastic view. This fully furnished condo comfortably accommodates up to six guests with a king bed in the master and a queen sleeper sofa in the living room. Enjoy lake views from the spacious patio, easy access to the pool, and a bright, open living area. Whether you're looking for a high-performing rental, a second home, or your own affordable home here along the coast, make sure to check this one out!

4000 Gulf Terrace Dr Unit UNIT 131, Destin
4040 Dancing Cloud Ct Unit UNIT 325, Destin
$212,000
1 Beds ⋅ 1 Baths ⋅ 1012267 MLS
Adorable, Affordable & Upgraded in the Heart of Destin! This ground-floor 1BR/1BA condo is move-in ready and packed with upgrades that set it apart! Enjoy granite countertops, professionally leveled LVP flooring, modern lighting, fresh paint, and a stylish designer vanity. A built-in queen Murphy bed provides flexible sleeping space for guests, while the in-unit washer and dryer convey for added convenience. The spacious primary suite includes a walk-in closet with California Closets built-ins, offering fantastic storage and organization. Indian Lake Condominiums offers great amenities, including a community pool, clubhouse, fitness center, picnic area, and dog park right across the street. Plus, you're just minutes from Destin's best restaurants, shopping, entertainment, and beach access -- approximately a 5-minute drive or 15-minute walk to the Gulf! The building is VA/FHA approved, making this a great option for first-time buyers, investors, or anyone ready to trade renting for owning. Affordable Destin living this close to the beach is hard to beat. Schedule your showing today!

4040 Dancing Cloud Ct Unit UNIT 325, Destin
4000 Gulf Terrace Dr Unit 257, Destin
$245,000
2 Beds ⋅ 1 Baths ⋅ 1011307 MLS
Lake Views, Proven Rental Income, Close to the Beach, Amenities & Turnkey Ease -WOW- Wake up to peaceful views, coffee in hand, and a front-row seat to the daily show of turtles, ducks, & the fountains dancing water spray from your private balcony. Beautifully decorated and sold fully furnished, this condo is ready to enjoy, rent, or do both--with all appliances plus a washer and dryer already in place. An active VRBO rental and proven rental history are already established, giving you the opportunity to step in and start generating income from day one. And when you're ready for some beach time, you're only 0.8 miles from public beach access and minutes from the sugar-white sands, local restaurants, shopping, entertainment, and endless outdoor fun. But you may find yourself spending more time at Gulf Terrace than you expected! This pet-friendly community offers 3 swimming pools, including a heated pool, a large dog park, 2 tennis and pickleball courts, EV chargers, BBQ grills, picnic areas, and a beautiful lake with a fountain where fishing is welcome on a catch-and-release basis. Two gated entrances--one from Highway 98 and another from Airport Road--make coming and going a breeze, while free parking includes spaces for boats, trailers, and golf carts. And for an added bonus, the property is located outside the flood zone. Whether you're looking for a full-time residence, a beach getaway, or an investment property that already has a rental history, this one brings together the features buyers are looking for: lake views, convenient beach access, resort-style amenities, turnkey furnishings, and established short-term rental income. This is one you'll want to see in person--the views, décor, and overall feel simply don't come through in photos. Schedule your private showing and come see what makes this one stand out!

4000 Gulf Terrace Dr Unit 257, Destin
4080 Dancing Cloud Court, Unit 226, Destin
$221,750
2 Beds ⋅ 2 Baths ⋅ 1010907 MLS
Indian Lake Condomuniums are located in the heart of Destin! With the shopping, restaurants and beaches just minutes away, you have so much to do! In addition, Morgan's Sports Complex, The Track and Big Kahuna's are all just around the corner. This second floor 2 bedroom/ 2 bathroom unit is located towards the back of the complex in one of the most desirable buildings in Indian Lake Condominiums. With the covered balcony overlooking green space and a pond with a beautiful fountain, it is a perfectly peaceful place to enjoy your morning coffee or wind down after a long day. The community pool, clubhouse, fitness center and playground make this condo perfect as a second home, rental investment or a primary residence.

4080 Dancing Cloud Court, Unit 226, Destin
734 Legion Dr Unit #94, Destin
$249,000
2 Beds ⋅ 2 Baths ⋅ 1010773 MLS
Low HOA Fees! 2 bedroom townhome in Destin. Perfect for primary home or investment property. Features include granite counter tops, tile backsplash, new bathroom vanity, crown molding throughout, smooth ceilings. Even more appealing is the location-in the back, end unit with low traffic and large lot. Pride of ownership shows in this well maintained home. Centrally located in the heart of Destin, this property is within walking distance to shopping, grocery stores, banks, churches, retail stores, restaurants, entertainment and just a short drive to the several nearby beach accesses and the Destin Harbor. Community park right next door offers playground equipment and basketball and tennis courts. Don't forget the community pool for those hot summer days!

734 Legion Dr Unit #94, Destin
4000 Gulf Terrace Dr Unit 1001, Destin
$199,900
1 Beds ⋅ 1 Baths ⋅ 1010764 MLS
Motivated Seller! Easy Access Ground Floor condo 1 BR 1 BA, patio & laundry room, used as Short Term rental, sold fully furnished. Located just 0.8 miles from public beach access. Clean and upkept, LVP and tile floors, stainless steel appliances, ready for next owner. Locals & Tourists Love the Place and the amenities that are available in the complex. Gulf Terrace is a Pet Friendly Community, Free Parking, No Flood Zone, NO RENTAL RESTRICTIONS! Community Features: two gated entrances from HWY 98 and Airport Rd, Access to 3 swimming pools, Tennis/Pickleball court, Dog Park, EV chargers, maintained green areas, BBQ, picnic tables & a lake. No special assessments, the HOA is $602/ Month Includes: building insurance and exterior maintenance, water, internet, sewer, trash, landscaping, and maintenance of pools and gates.

4000 Gulf Terrace Dr Unit 1001, Destin
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