Okaloosa Homes with Beach House Design

Okaloosa Homes with Beach House Design

Welcome to Okaloosa County, located in the beautiful state of Florida. Known for its stunning beaches, vibrant communities, and endless recreational opportunities, Okaloosa County is a true gem on the Gulf Coast.

If you're dreaming of owning a home with a beach house design, Okaloosa County is the perfect place to turn that dream into reality. With its coastal charm and laid-back atmosphere, this region is dotted with homes that embrace the beach house aesthetic. From pastel-colored exteriors and spacious porches to light-filled interiors and nautical accents, these homes exude a sense of relaxation and tranquility.

Imagine waking up to the sound of waves crashing against the shore, enjoying breakfast on your sun-drenched deck, and spending your days exploring the sandy beaches and crystal-clear waters that Okaloosa County has to offer. Whether you're looking for a cozy cottage by the sea or a luxurious waterfront estate, you'll find a wide range of homes with beach house design to choose from in this idyllic coastal community.

Don't miss the opportunity to own a piece of paradise in Okaloosa County. Let the laid-back beach lifestyle inspire you as you search for your perfect beach house retreat in this sun-soaked corner of Florida.

Newest Okaloosa Homes with Beach House Design

6 Beds ⋅ 5 Baths ⋅ 1011788 MLS

PROVEN $230K+ RENTAL PRODUCER IN DESTIN'S CRYSTAL BEACH! Rare opportunity to own a high-performing vacation rental in one of Destin's most sought-after coastal neighborhoods. 4421 Luke Ave is an exceptional income-producing property with over $230,000 in rental income that has occurred and is currently on the books for 2026. The property also offers a detailed track record of rental income and performance from prior years, allowing prospective buyers to evaluate its proven history as a successful vacation rental. Located in the desirable Crystal Beach area, this spacious property offers the ideal combination of location, guest capacity, and resort-style amenities. With 6 bedrooms and 5 bathrooms, the home is designed to comfortably accommodate large groups and families looking for a memorable Destin getaway. Inside, the generous floor plan provides plenty of room for guests to spread out, relax, and enjoy time together. Multiple living and sleeping areas create flexibility for families and larger groups, while the home's layout provides both shared spaces for gathering and private spaces for retreating after a day at the beach. One standout feature of the home is the private outdoor oasis. The pool and hot tub provide the perfect place to cool off or unwind, while the firepit creates an inviting setting for evenings under the stars. The spacious outdoor area extends the living space and gives guests plenty of room to enjoy the beautiful Gulf Coast weather. The separate carriage house adds another dimension to the property, providing additional accommodations and privacy for guests. Combined with the main home's generous bedroom count and ample parking, the property is exceptionally well suited for family vacations, reunions, and large-group getaways. The location is equally impressive. Situated approximately half a mile from the beach, 4421 Luke Ave offers convenient access to the sugar-white sands and emerald waters that make Destin one of the most sought-after vacation destinations on the Gulf Coast. Guests are also close to the area's restaurants, shopping, entertainment, and outdoor activities. With its spacious accommodations, inviting indoor and outdoor living areas, private pool and hot tub, firepit, carriage house, and highly desirable Crystal Beach location, 4421 Luke Ave delivers the complete Destin vacation experience. It is easy to see why this property continues to attract vacation guests and generate strong rental demand year after year.

4421 Luke Ave, Destin

6 Beds ⋅ 5 Baths ⋅ 1011643 MLS

YES! You CAN have it all! A main living space with 3 BR and 2.5 BA, a private heated pool, AND space for guests or friends in the self-contained cottage out back--all within an easy walk to the white sandy beaches! PROPERTY HIGHLIGHTS INCLUDE: --Fully furnished and ready to rent or enjoy --High ceilings and lots of natural light --Open floor plan for kitchen/dining/living space --Double vanities, jetted tub and separate shower in downstairs master suite --Large pantry/utility room (8.11 x 13.5) --Dining seating for 6 + 4 at bar --Gas fireplace --Plantation shutters --TWO full kitchens (main house and guest house) --TWO washer/dryer areas (main house and guest house) --Curated artwork and decor --Close to terrific shopping and dining options --Flood Zone X! No flood insurance required! Come see this beautiful home today!

99 Shirah St, Destin

2 Beds ⋅ 2 Baths ⋅ 1011302 MLS

Welcome to the famous Nantucket Cottages in the heart of Destin's sought-after Crystal Beach community! Rare opportunity to own your very own Beach Cottage and high earning short term rental! These hardly ever come available. This fully furnished home is just what you have been dreaming of! This charming two-story beach cottage offers 800 square feet of coastal living just a short 100-yard stroll from the sugar-white sands and emerald waters of the Gulf with a view from your balcony. This newly updated cottage features two bedrooms, hallway bunks, two bathrooms, tile flooring, an open living and dining area, and inviting outdoor spaces perfect for enjoying the coastal breeze. This Cottage features a unique two-story layout, ideal for two couples or families who want their own space while sharing a getaway. You may even want to live in one and rent out the other! This is the perfect short-term rental or beach home to settle down and enjoy the slow mornings on the beach while jumping in your golf cart and taking a stroll down scenic highway to the local entertainment and dining nearby. Nantucket Cottages offers a community pool and an unbeatable location near the beach, Destin Commons, restaurants, shopping, golf, and all that Destin has to offer. Whether you're searching for a beach getaway, investment opportunity, or your own place along the Emerald Coast, this adorable cottage #14 puts you right in the middle of it all at an unbeatable price.

69 Crystal Beach Unit 14, Destin

9 Beds ⋅ 11 Baths ⋅ 1011468 MLS

OPEN HOUSE SATURDAY 12-3PM Located in Crystal Beach one-of-a-kind luxury beach estate, NO HOA, where Gulf views, elegance, entertainment, resort-style amenities and cutting-edge smart-home technology come together under one roof. 6700+ sq ft featuring 9 BR 8BA+3 half baths and nearly every room has Gulf views. The home is located Directly Across from Tarpon Beach Access with the beach practically at your doorstep. The Salt Water Heated Pool is 37x20 ft, sauna, jacuzzi and covered pool lounge area with a grill and outdoor bar. The residence is suited for large families, extended stays, multi-generational vacations, and memorable group getaways. The master bathroom includes a separate steam room, creating a true spa-like retreat. The 3rd Level has DJ Booth & Disco Lights, a Mechanical Bull Arena, smoothie machine, mini bar and a balcony overlooking the Gulf. Spray Tanning booth is in the garage next to the work out equipment. The home offers a sophisticated smart-home system with a master control tablet that allows you to manage the pool, sprinklers, air conditioning, stoves, air fryers, the grill, washers & dryers. A dedicated panic room provides an additional layer of security and peace of mind. Luxury finishes and upgrades throughout, designer flooring, floor-to-ceiling tile bathrooms, quartz countertops, gas range with a custom drop-in hood vent. The home is equipped with a full-house generator and 2 golf carts included in the price. No Flood Zone. See More Section Major exterior improvements include a new metal roof, new railings and columns, new siding, and fresh exterior paint. The home is equipped with multiple AC units and a full-house generator, delivering exceptional comfort, convenience, and year-round reliability. One of the home's living spaces incorporates a chapel, offering a serene and intimate setting for worship, reflection, or special gatherings. This unique feature can also be easily adapted back into a traditional living or entertainment space to suit the new owner's vision. Parking is never a concern with 8 dedicated parking spaces, plus two golf carts included with the home. Enjoy everything the beachside lifestyle has to offer. The backyard has shaded areas, privacy fence, and enough space for adding a carriage house. Flood Zone X. This property is a must see! Too many details to list. Okaloosa County website has the effective year built 2010 based on the extensive renovations. (Actual Year Built 1992)

3399 Scenic Hwy 98, Destin

5 Beds ⋅ 4 Baths ⋅ 1011431 MLS

Just a short stroll from the sugar-white sand and emerald waters of the Gulf of Mexico, this three-story Crystal Beach home brings together the features that make Destin living so appealing: generous accommodations, a private heated pool, detached guest quarters and the freedom of ownership without HOA dues. Offering 2,874 square feet with five bedrooms and four full baths, the fully furnished residence is equally suited to memorable beach escapes, extended stays and continued use as a vacation rental. The thoughtfully arranged floor plan provides ample room for family and guests across three levels. The main residence features four bedrooms and three baths, with open living, dining, and kitchen spaces that create a comfortable central gathering place. Gulf views add a distinctly coastal backdrop, while multiple levels let larger groups spread out without sacrificing connection. A detached guest house adds another dimension to the property, offering a private bedroom, full bath and kitchenette separate from the main residence. Ideal for extended family, guests or groups traveling together, this additional space provides privacy and flexibility that can be especially valuable in a vacation home. Outdoors, the private in-ground heated pool serves as the centerpiece of the home's leisure space. An open patio provides room to relax between trips to the beach, dine outdoors or spend an afternoon poolside. The expansive 50-by-150-foot homesite also offers four driveway parking spaces, providing convenient accommodations for owners and guests. Known to vacation guests as Coastal Fantasea, the property has established a strong presence on airBnB. Its location places the beach within an approximately three- to five-minute walk while Henderson Beach State Park, shopping, dining and entertainment are all conveniently nearby. Fully furnished and positioned for continued vacation rental use, the home offers an appealing opportunity for buyers seeking both personal enjoyment and investment potential. With five bedrooms, separate guest accommodations, a private heated pool, gulf views, no HOA dues and the beach just moments away, this Crystal Beach property captures the flexibility and ease of a well-appointed Destin coastal retreat.

81 Mark St, Destin

4 Beds ⋅ 4 Baths ⋅ 1011335 MLS

VALUE-ADD OPPORTUNITY IN THE VILLAGES OF CRYSTAL BEACH! This spacious 4-bedroom, 3.5-bath beach home is being offered fully furnished and presents an excellent opportunity for an investor, vacation-home buyer, or someone ready to make it their own. The home is in need of updating and improvements, and the asking price reflects its current condition. With approximately 1,950 square feet, two primary suites and two separate living areas, the floor plan offers plenty of flexibility for families and vacation rental guests. Located just minutes from Destin's beautiful white-sand beaches, the gated Villages of Crystal Beach is a popular vacation rental community featuring complimentary seasonal trolley service to the beach and an impressive 30,000-square-foot tropical lagoon-style pool with waterfalls, hot tub, tiki bar and more. For the buyer with vision, this is an opportunity to renovate, refresh and create a standout Destin vacation property at an attractive entry point into the community. Seller is motivated and will consider reasonable offers.

235 Kono Way, Destin

3 Beds ⋅ 2 Baths ⋅ 1010999 MLS

Imagine waking up to beautiful harbor views, sipping your morning coffee as the sun rises, and ending the day watching spectacular sunsets from your own expansive wrap-around decks. Then, when evening arrives, settle in and enjoy stunning views of Destin's famous fireworks right from home. This is ''Pearl'' -- a rare opportunity to experience the best of Destin from a home designed for enjoying it all. Ideally located in the heart of Destin and overlooking the Destin Harbor, located within walking distance of restaurants, nightlife, entertainment, and everything that makes this coastal community so special. Whether you're enjoying a quiet morning, hosting friends, or making memories with family, the outdoor living spaces create an incredible backdrop for it all. Inside, you'll find beautiful vaulted ceilings, updated bathrooms, gorgeous sliding glass doors, abundant storage, and SMART home technology that allows you to conveniently control your home. A Honeywell smart thermostat adds even more comfort and efficiency.NO HOA and located in a beautiful neighborhood, The home offers something increasingly hard to find in Destin -- space, privacy, incredible views, location, convenience, and the freedom to truly enjoy your home.This isn't just a place to live. It's a place to make memories. From fireworks over the harbor to sunsets on the deck, it gives you the opportunity to experience Destin every day. A rare find. A remarkable location.

329 Summit Dr, Destin

12 Beds ⋅ 15 Baths ⋅ 1011042 MLS

Some homes are purchased. Others are passed down. Positioned along more than 140 feet of pristine Gulf frontage in Destin's most exclusive guard-gated neighborhood, Destiny by the Sea, this singular three-parcel estate is a rare offering of scale, privacy, and permanence. Listing includes three separate parcels: 4774, 4770, and 4772 Ocean Blvd., offered together as one package. Lovingly assembled over the years and now offered for sale as a complete estate, this extraordinary property encompasses more than 12,000 square feet across three distinct dwellings and 12 bedrooms. Sold fully and fabulously furnished, it is a remarkable Gulf-front compound designed not simply for today, but for generations to come. The estate's elegant design is refined without being pretentious, creating spaces that feel both impressive and wonderfully livable. Throughout, the interiors remain peaceful and serene, while virtually every room draws the eye toward the crystal-clear Gulf waters beyond. Thoughtfully designed and reimagined through the years, the property remains classic while feeling completely current. The main Gulf-front residence encompasses more than 10,000 square feet, including its private attached casita, and offers nine bedrooms, multiple Gulf-front balconies, and an extraordinary collection of spaces designed for both grand entertaining and intimate family life. Upon entering, a dramatic three-story atrium rises overhead, illuminated by sparkling crystal and framed by two levels of graceful circular balconies. A sweeping curved staircase creates a memorable first impression, while an elevator provides access to all three floors. Three full laundry rooms--one on each floor--serve the main residence. The first floor was designed for fun, gathering, and making memories. A six-seat private theater invites starry-night movie watching. The adjacent game/card room--formerly configured as a downstairs bedroom and complete with its own private bath--provides the perfect setting for family game nights, cards, and lively gatherings. A dreamy first-floor powder room becomes a work of art with its hand-painted mural celebrating the beauty of nature. The main living spaces are equally inviting, with generous room for conversation, entertaining, and uninterrupted Gulf-front dreaming. Original artwork and rich mahogany cabinetry add warmth and character, while the expansive redesigned kitchen was thoughtfully conceived around the art of gathering. Two substantial islands command the room, surrounded by soothing cream-toned quartz and quartzite surfaces and an exceptional collection of appliances, including a fully paneled Sub-Zero refrigerator/freezer, dual beverage drawers, Bosch dishwasher, dedicated ice maker, and full-height paneled pantry. Glossy travertine flooring extends throughout the first level. The second floor offers four spacious private bedrooms, each with a sumptuous ensuite bath. Two enjoy direct Gulf frontage and private Gulf-front balconies - wake to the water and fall asleep to the sound of the surf. The third floor is a private retreat unto itself, with two additional whimsical ensuite bedrooms and an exceptional primary suite occupying the eastern corner of the residence. The primary suite features its own Gulf-front balcony with views that capture both sunrise and sunset, along with a full-sized sitting room, luxurious bedding, and an opulent bath appointed with a fainting sofa, soaking tub, and dual shower. It is a space designed to make lingering feel like a privilege. Connected to the main residence by a suspended footbridge, the private casita introduces a lighter, more nautical expression of the estate. Overlooking the resort-style 27,000-gallon pool, it provides two full-sized ensuite bedrooms, an upstairs den, and an oversized downstairs gathering room with large-screen television--perfect for spirited sports watching, family celebrations, and poolside afternoons. The downstairs bath also serves the pool, and the casita includes its own single-car garage. For those seeking even greater privacy, a separate guest home, occupies a quiet corner of the estate overlooking the Gulf. Light, bright, and distinctly coastal, its wood floors and shiplap-paneled walls embrace the relaxed character of beach living. A downstairs ensuite bedroom opens to its own private Gulf-front balcony, ideal for an afternoon nap accompanied by the sound of the waves. An additional ensuite bedroom upstairs overlooks the pool, while the upper level opens toward the Gulf and includes another Gulf-front balcony capable of accommodating a crowd. The guest home's full kitchen carries a relaxed nautical character, highlighted by a reclaimed shipwood island and generous gathering space. A two-car garage is included in the guest house design. Together, the three residences create an exceptionally rare private Gulf-front compound--equally suited to generations of family gatherings, hosting friends, accommodating multiple households, or simply enjoying the freedom and privacy that only a property of this scale can provide. Destiny by the Sea offers approximately one-half mile of neighborhood beaches, guarded entry, and a private neighborhood pool, all within one of Destin's most coveted coastal communities. This is more than a remarkable home. It is an irreplaceable Gulf-front holding--assembled with intention, designed for living, and ready to become part of a family's story for generations to come.

4772 Ocean Blvd, Destin

4 Beds ⋅ 4 Baths ⋅ 1011036 MLS

Welcome to coastal living at its best! This charming home is located in the highly sought-after Terra Cotta Terrace community, just steps from the sugar-white sands and emerald waters of the Gulf. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this property delivers the perfect blend of comfort, convenience, and beachside lifestyle. Inside, you'll find a spacious layout designed for gathering and relaxing, with multiple living spaces ideal for family and friends. The primary suite offers a private retreat complete with a cozy gas fireplace and access to a balcony, the perfect spot to enjoy morning coffee or evening breezes. The third-floor bedroom doubles as a fun entertainment space, featuring plenty of room for guests and a selection of games that make it a favorite hangout for kids and adults alike. Front and back balconies extend the living space outdoors, giving you multiple vantage points to soak up the coastal air. As a resident of Terra Cotta Terrace, you'll have access to wonderful community amenities including a private deeded beach access, swimming pool, tennis courts, and sand volleyball. The neighborhood is golf cart-friendly, making beach runs and exploring the area a breeze. The location is unbeatable just a short stroll or quick ride to the Gulf, and minutes from some of Destin's best dining, shopping, and entertainment. From fresh seafood at beachfront restaurants to family fun at Destin Commons, Henderson Beach State Park, and world-class golf courses, everything you love about the Emerald Coast is right at your fingertips.

48 Terra Cotta Way, Destin

5 Beds ⋅ 4 Baths ⋅ 1010596 MLS

INVESTMENT OPPORTUNITY IN THE HEART OF DESTIN! Located just three homes from the lagoon-style resort pool, this fully furnished five-bedroom, four-bath vacation home offers the space, location and amenities investors and second-home buyers are looking for. Situated within the gated Villages of Crystal Beach community, the three-story residence provides 2,769 square feet of thoughtfully designed living space with two primary suites, two separate living areas and multiple covered balconies. The flexible layout gives owners and guests room to gather while still providing privacy across all three levels. The main level features an open living and dining area, a fully equipped kitchen, a guest bedroom and a full bathroom. Upstairs, the spacious primary suite provides a private retreat, while the third floor offers additional bedrooms, another full bathroom and a second living area with a wet bar--ideal for movie nights, games or additional guest space. An owner's closet provides convenient storage between stays. Sold fully furnished and ready for immediate enjoyment, the home is well positioned for use as a vacation rental, second home or personal beach retreat. Short-term rentals are allowed, offering buyers the opportunity to generate income while retaining the flexibility to enjoy the property themselves. Villages of Crystal Beach is known for one of Destin's most impressive lagoon-style pools, complete with waterfalls, a hot tub, seasonal heating and a spacious poolside gathering area. Seasonal transportation provides convenient access to the beach, while Destin Commons, shopping, dining, entertainment and the sugar-white sands of the Emerald Coast are all nearby. With five bedrooms, two living spaces, resort-style amenities and a prime Crystal Beach location, this property delivers the features vacationing groups consistently seek--and the flexibility today's Destin investors value.

209 E Grand, Destin

6 Beds ⋅ 6 Baths ⋅ 1010454 MLS

Experience the ultimate Destin lifestyle from this exceptional canal-front beach home in the highly desirable community of Holiday Isle. Spend your mornings enjoying Gulf views, or boating to Crab Island and your evenings relaxing after a day on the water. The property offers 90 ft of deep-water canal frontage and two covered boat slips with lifts, making it easy to enjoy everything Destin's boating lifestyle has to offer. Designed for effortless coastal living, the home features a fully covered and enclosed outdoor entertainment area ideal for gathering with family and friends and enjoying coastal breezes. The property includes two separate living spaces: the second-level main residence and a third-level lockout. Each has its own private entrance and can be enjoyed together or independently, offering flexibility for extended family, guests or vacation-rental opportunities. The main residence features four spacious bedrooms, four full bathrooms, an expansive living area, a gourmet kitchen with breakfast bar and a private office. The third-level lockout offers two additional bedrooms, two full bathrooms, a large living area and fully equipped kitchen with breakfast bar. The lower-level space offers room for storing beach gear, paddleboards, fishing gear and boating supplies, workshop. The private beach access is a very short walk away, while Crab Island and Gulf of Mexico are 15 minutes away by boat. This one-of-a-kind property captures the very best of the Destin lifestyle!

514 Vera Cruz Dr, Destin

6 Beds ⋅ 5 Baths ⋅ 1010423 MLS

Experience the ultimate coastal investment or luxury multi-family retreat at 73 Crystal Beach Drive, offering two fully renovated, fully furnished homes on a single prime lot just a half-block from the beach. Built for premier hospitality, the resort-style outdoor oasis features a private in-ground pool, sun deck, custom putting green, garage, and parking for up to eight vehicles to comfortably accommodate up to 16 guests. The three-bedroom, three-bathroom main residence welcomes you with a bright, open-concept layout centered around a gourmet kitchen with high-end Viking appliances, a convenient main-level guest bedroom, a full bathroom, and a dedicated laundry room. Upstairs, find two additional bedrooms--including the primary suite--both featuring private en suite baths and direct access to an expansive wraparound balcony designed to catch coastal breezes. Steps across the outdoor living area, the detached carriage house serves as a completely independent haven. It boasts three bedrooms plus a dedicated bunk room, two full bathrooms, a fully equipped kitchen, and dining seating for six. Whether you are targeting peak short-term rental performance or seeking a private multi-generational sanctuary by the sea, this turnkey compound delivers an unmatched combination of location, scale, and resort-style amenities.

73 Crystal Beach Dr, Destin

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