Panama City Beach Homes with Townhouse Design

Panama City Beach Homes with Townhouse Design

Welcome to Panama City Beach, Florida – a stunning coastal gem nestled in Bay County, where the sun-kissed shores meet vibrant community life. Known for its breathtaking white-sand beaches and emerald waters, this idyllic destination offers a perfect blend of relaxation and adventure. Whether you’re strolling along the iconic Pier Park or indulging in fresh seafood at a local eatery, Panama City Beach is a haven for both residents and visitors alike.

One of the most appealing aspects of this charming city is its diverse real estate options, particularly the exquisite townhouse designs that have become increasingly popular among homebuyers. Townhouses in Panama City Beach provide a unique opportunity to embrace coastal living while enjoying the comforts of home. With spacious layouts, modern amenities, and often stunning views of the Gulf, these homes are perfect for families, retirees, or anyone looking to invest in a slice of paradise.

Many of these townhouses feature open-concept living spaces, gourmet kitchens, and private outdoor areas ideal for entertaining or unwinding after a day at the beach. Plus, the proximity to local attractions, shopping, and recreational activities ensures that you’ll never run out of things to do. Whether you envision a peaceful retreat or an active lifestyle filled with water sports and community events, Panama City Beach townhouses cater to every desire.

With its unbeatable location and charming atmosphere, Panama City Beach is more than just a destination; it’s a place to call home. Discover the perfect townhouse today and start your journey toward coastal living in this beautiful Florida paradise!

Newest Panama City Beach Homes with Townhouse Design

$315,000
3 Beds ⋅ 3 Baths ⋅ 1011346 MLS
Here is your opportunity in the sought after west end community of Whisper Dunes! This well maintained home is waiting for your personal touches as a primary residence or second home in a community that does not allow short term rentals. Outstanding location close to the beach, and 5 miles to Pier Park to the east, and 5 miles to 30A to the west. The community has a beautiful pool in the back of the community that backs up to conservation land. This Beazer home has quality construction with concrete block on the first floor and hardie siding on the second floor. Exterior was painted in 2025. New roof in 2023. A/C unit was replaced in 2022. Open floor plan with tile flooring on the main level with the kitchen, living and dining area. Kitchen has stainless appliances and solid surface counters. There is a powder bath off the living area. An open patio off the living area offers private outdoor space and extends your living and entertaining space.

127 Sand Oak Blvd, Panama City Beach
$665,000
3 Beds ⋅ 2 Baths ⋅ 1011074 MLS
LIVE WHERE THE BAY MEETS THE GULF. Welcome to 2330 Pelican Bay Ct, an exceptional waterfront townhome offering an elevated coastal lifestyle with breathtaking views overlooking St. Andrews Bay and the harbor. Located in the desirable Pelican Bay community, this spacious 3-bedroom, 2.5-bath residence offers 2,357 square feet of beautifully proportioned living space, a private 2-car garage, and an extraordinary setting for those who appreciate life on the water. From the moment you arrive, the peaceful waterfront setting makes an impression. Inside, the generous floor plan offers an effortless blend of comfort and sophistication, with spacious living areas designed to take advantage of the beautiful surroundings. Natural light fills the home while the bay and harbor views create a stunning backdrop for everyday living. Step outside and embrace the boating lifestyle that makes this property truly special. St. Andrews Bay provides access through St. Andrews Pass to the Gulf of Mexico and Shell Island, putting some of the area's most beautiful waters, beaches, and boating destinations within easy reach. For boat owners, convenience doesn't get much better--you can keep your boat right outside your unit on an anchor buoy, and the community's private dock provides a convenient place to load and unload before heading out on the water. Imagine starting your morning with coffee overlooking the bay, heading out by boat for an afternoon at Shell Island, then returning home to enjoy the sunset from your waterfront porch. This is coastal living designed around the water. The spacious primary suite provides a peaceful private retreat, while two additional bedrooms offer flexibility for family, guests, a home office, or hobbies. Thoughtful improvements provide added comfort and peace of mind, including a new roof and porch in 2019, AC and water heater replaced in 2020, new dishwasher in 2021, and fresh exterior paint completed in 2026. A 2-car garage adds exceptional convenience and storage for vehicles, bikes, paddleboards, beach equipment, and everything needed to enjoy the Florida coastal lifestyle. Beyond your doorstep, Pelican Bay offers a welcoming community atmosphere with a clubhouse and pool, providing the perfect place to relax, entertain, or spend a sunny afternoon close to home. The HOA fee is $1,713 semi-annually. Rentals are permitted with a minimum one-year lease, creating a desirable residential atmosphere while offering flexibility for those seeking a full-time residence, second home, or long-term investment. And the location puts you close to everything that makes Panama City Beach special. Enjoy the sugar-white beaches and emerald waters of the Gulf, along with outstanding restaurants, shopping, entertainment, fishing, boating, and outdoor recreation--all while coming home to the peaceful beauty of your own waterfront retreat. 2330 Pelican Bay Ct is more than a home--it's a front-row seat to the water, a gateway to the Gulf, and an invitation to experience Panama City Beach at its finest.

2330 Pelican Bay, Panama City Beach
$635,000
3 Beds ⋅ 3 Baths ⋅ 1010710 MLS
Located along Front Beach Road in Panama City Beach, Unit B-1 offers a unique opportunity for buyers seeking a versatile coastal property with strong short-term rental potential. With approximately 1,908 square feet, the property features a flexible configuration that can function as two separate accommodations, including a private downstairs studio, allowing investors to market the property as a whole or utilize the spaces separately. B-1 is the closest unit in the development to the community pool, providing convenient access to one of the property's primary guest amenities. The property is also ideally located near Panama City Beach's white-sand beaches, Pier Park, dining, shopping, entertainment, and area attractions. With its substantial square footage, flexible rental configuration, pool proximity, and desirable Panama City Beach location, B-1 stands apart from the traditional condominium investment and is well suited for a dedicated short-term rental or a combination of personal use and rental income.

17878 Front Beach Rd Unit UNIT B1, Panama City Beach
$294,000
2 Beds ⋅ 2 Baths ⋅ 1010141 MLS
Beautiful Palmetto Trace Subdivision, with its gorgeous tree-lined streets, two community pools and sidewalks throughout, is dog-friendly, golf cart-friendly and sits in the perfect location, minutes to Pier Park's many shops & restaurants, and the world's most beautiful beaches! This 2 bed/2 bath townhome is extremely clean, and move-in ready. Inside you will find an open floor plan all on one level with a huge amount of living space to include oversized living & dining areas with vaulted ceiling, open kitchen w/breakfast area and breakfast bar, large master bedroom with 2 large closets, laundry closet with stacked washer/dryer, and ample storage space. Additional highlights include a one car garage, private screened-in porch, unique extended patio and garden area with views of trees, lake, and the adorable ducks that occupy it. Updates include roof 2023, HVAC 2021, water heater 2022, and new garage door opening system with remote 2025. Home also includes metal hurricane shutters with all the hardware. It's rare to find an established neighborhood with low HOA fees. $173/mo covers lawn and landscaping maintenance, lawn irrigation, palm tree trimming, trash service, pools, and an exterior pressure wash 1x/yr, so be sure to compare! Palmetto Trace is 14 miles from PCB International Airport, 5 minutes to shopping, restaurants & entertainment at Pier Park, and just over a mile to Gayle's Trails walking trails, Frank Brown park and PCB's 3,000 acre conservation park. From Palmetto Trace, street legal vehicles are allowed to cross Hwy 98 traveling North & South on Pier Park Drive. Call to schedule your private showing. All information is approximate & should be verified by buyer if important.

71 Park Pl, Panama City Beach
$715,000
3 Beds ⋅ 4 Baths ⋅ 1009597 MLS
Dreaming of bayfront luxury without the million-dollar price tag? This premium corner end-unit is the one! Offering a rare combination of privacy, space, & sunrises that steal the show, this exceptional townhome features extra side windows that flood the open-concept layout with continuous natural light. Positioned on the largest lot in the community with ±45 feet of waterfront, it is uniquely bordered by a protected conservation area, giving you unmatched privacy & a peaceful sanctuary where you can watch dolphins, eagles, & deer right from your deck. Nestled in a quiet, non-short-term-rental community zoned for top-rated Patronis Elementary, it is the perfect sanctuary for primary residents, paddle-sport enthusiasts, or those seeking a peaceful waterfront getaway. Enjoy easy waterfront living with a tiled balcony, a screened back porch, a hurricane shutter system, remote blinds, & private bulkhead stairs offering direct water access to launch your kayak or paddle board. For boat owners, convenience is hard to beat. For boat owners, convenience is hard to beat. Keep your boat right outside your unit on an anchor buoy, & enjoy easy access to the community's private dock for loading and unloading before heading out on the water. This turnkey home is built for peace of mind & low maintenance, featuring a brand-new 2025 upstairs HVAC, a 2024 water heater, new impact family room windows, a 2019 roof, & fresh exterior paint. Located on the quieter end of Panama City Beach.

2340 Pelican Bay Ct, Panama City Beach
$1,195,000
3 Beds ⋅ 3 Baths ⋅ 1009557 MLS
Your beach day begins the moment you open the door. This rare Gulf-front townhome combines direct beach access with no HOA fees, lower property taxes, and two reserved parking spaces at the front door--advantages that are exceptionally difficult to find along the coast. Furnished and offering 3 bedrooms and 3 bathrooms, it provides the privacy of a low-density beachfront retreat with the flexibility and rental appeal buyers want in a Panama City Beach property.

7835 Surf Dr, Panama City Beach
$399,000
2 Beds ⋅ 3 Baths ⋅ 1009401 MLS
5-minute walk to the beach! Welcome to Gulf Highlands Beach Resort, where this 2-story, 2-bedroom, 2.5-bath townhome is being SOLD FULLY FURNISHED and is ready for immediate enjoyment or to become your next investment property! With rental projections of approximately $38,000 annually, plus a 2022 roof and 2022 HVAC, this property is ready to go. Inside, you'll find a bright, neutral interior with an open layout. The kitchen features tile flooring, stainless steel appliances, abundant cabinetry, and a large breakfast bar with ample seating, while the adjacent dining area accommodates more seating. The spacious living room opens through sliding glass doors and is one of the few units with a covered patio overlooking one of the community pools. There's also a shared green space, creating a relaxing outdoor setting. Additional conveniences include two owner's closets for secure storage and two assigned parking spaces. Both bedrooms and the laundry room are located upstairs. The spacious primary suite features a vaulted ceiling, private balcony with pool views, and an ensuite bathroom with a tub/shower combination. The second bedroom also includes its own ensuite bathroom with a walk-in shower, offering privacy for guests. Gulf Highlands Beach Resort is packed with amenities, including private beach access, 11 swimming pools with one being Gulf front, newly added pickleball courts, basketball courts, shuffleboard courts, mini golf, and a fitness center. Centrally located in Panam a City Beach, you're just minutes from shopping, dining, and local attractions. Whether you're looking for a beach getaway, full-time residence, or short-term rental investment, this townhome offers an excellent location, strong income potential, and outstanding resort-style amenities!

131 Grande Island Blvd, Panama City Beach
$1,300,000
2 Beds ⋅ 2 Baths ⋅ 1009400 MLS
17311 Front Beach Rd is positioned along the west end of Panama City Beach, offering a rare coastal opportunity with direct proximity to the Gulf and strong water views. This 2BR/2BA single-family residence features 1,120 sq ft of living space on a 3,484 sq ft lot in one of the most desirable stretches of the Emerald Coast. The interior offers a functional coastal layout with open living areas, tile and carpet flooring, and abundant natural light throughout. Large windows and the elevated balcony/lanaI help maximize Gulf and water views, creating a strong indoor-outdoor connection ideal for beachside living. Both bedrooms are well-sized, supported by two full bathrooms for comfort and flexibility. The home includes practical coastal features such as a metal roof, central HVAC, in-unit washer and dryer, and a breakfast bar in the kitchen. Outdoor living is enhanced by the balcony space, ideal for enjoying sunsets, sea breezes, and surrounding water views. With no HOA restrictions noted and strong short-term rental potential in the area, this property offers flexibility as a primary residence, second home, or investment opportunity. Its prime location near Pier Park, 30A, dining, entertainment, and Northwest Florida Beaches International Airport enhances long-term appeal. A true Gulf-adjacent offering in Panama City Beach, combining location, water views, and versatility in a highly sought-after coastal market.

17311 Front Beach Rd, Panama City Beach
$789,000
3 Beds ⋅ 3 Baths ⋅ 1008222 MLS
Wake up to Gulf views and experience the best of coastal living at La Valencia Beach Resort, a gated Gulf-side community just minutes from 30A and Rosemary Beach. Offered fully furnished, this beautifully maintained retreat is ideal as a primary residence, vacation home, or investment property, with projected rental income of up to $70,000 annually. The thoughtfully designed floor plan features three bedrooms and three full baths, including two ensuite bedrooms on the first level. The open-concept living, dining, and kitchen areas capture beautiful Gulf views and open to a spacious patio just steps from the community's private beach access. Resort-style amenities include private deeded beach access, two pools, a fitness center, spa, tennis and pickleball courts, all surrounded by lush landscaping and mature oaks. With an unbeatable location, exceptional amenities, and effortless beach living, this is your opportunity to own a slice of Florida's Emerald Coast. Schedule your private in-person tour or virtual showing today.

413 La Valencia Cir, Panama City Beach
$1,500,000
3 Beds ⋅ 3 Baths ⋅ 1007416 MLS
Located on the west end of Panama City Beach along Front Beach Road, this 2BR/1.5BA coastal residence offers a rare opportunity in a low-density beachfront corridor near the South Walton line. Positioned within a small cluster of similar units, the property provides close proximity to direct Gulf access and the sugar-white sands of the Emerald Coast. The interior features approximately 1,120 square feet of functional living space with an open-concept main living area that flows into the kitchen and dining space. Both bedrooms are located on the upper level, offering added privacy from the main living areas. Natural light and a simple, efficient layout make the home well-suited for coastal living, second-home use, or vacation rental potential. The property sits on a 3,571 square foot lot within an established beachfront area known for its low-density character and strong demand. Parking is provided via open surface spaces consistent with neighboring units in the area. Conveniently located near Pier Park, 30A, dining, and entertainment, this residence offers quick access to some of the most desirable destinations on the Emerald Coast. With direct proximity to the beach and strong rental demand in the area, the property presents flexibility for both personal use and investment potential. A rare entry-level opportunity in a prime beachfront corridor with long-term coastal appeal.

17307 Front Beach Rd Unit # 2, Panama City Beach
$1,800,000
2 Beds ⋅ 2 Baths ⋅ 1007415 MLS
Blue Surf Townhomes is positioned on the west end of Panama City Beach near the South Walton line, offering a rare beachfront end-unit opportunity with direct Gulf access. This 2BR/2BA residence sits on a generous beachfront lot with unobstructed water views and immediate access to the sand from a private elevated deck and stairway leading directly to the Gulf. The interior has been thoughtfully updated with an open-concept kitchen, granite countertops, upgraded cabinetry, and refreshed flooring throughout. Large wall-to-wall windows maximize natural light and frame panoramic Gulf views from the main living areas. Both bedrooms are located on the second level, each with balcony access and coastal views, complemented by a shared full bath. Recent improvements include a new roof, updated flooring, fresh interior paint, and enhanced exterior concrete parking area. The property also benefits from ample on-site parking and a low-maintenance coastal layout. With no HOA restrictions and strong short-term rental potential, this property offers flexibility as a primary residence, second home, or income-producing investment in one of the most desirable stretches of the Emerald Coast. Its proximity to Pier Park, 30A, Northwest Florida Beaches International Airport, and surrounding dining and entertainment further enhances its long-term appeal. A true beachfront offering with limited comparable inventory--rarely available and highly sought after for both lifestyle and investment use.

17305 Front Beach Rd Unit #1, Panama City Beach
$539,000
2 Beds ⋅ 3 Baths ⋅ 1006784 MLS
Fully Remodeled Turnkey Vacation Rental | Exceptional Investment Opportunity | Gulf Views | Proven Income Producer. Welcome to this beautifully renovated, turnkey short-term rental located in the highly sought-after Sago Park Townhomes on Thomas Drive, one of Panama City Beach's top-performing vacation rental destinations. With neighboring townhomes consistently generating over $65,000 in annual rental income, this meticulously updated property is perfectly positioned to continue delivering outstanding returns for its next owner. No expense has been spared in transforming this home into a premium vacation rental. The property underwent a comprehensive renovation, taken down to the wall studs and completely rebuilt with quality craftsmanship and modern coastal finishes throughout. Virtually everything was replaced, including: • Luxury Vinyl Plank (LVP) flooring throughout • Custom cabinetry in the kitchen and bathrooms • Elegant quartz countertops • New plumbing and lighting fixtures • Complete bathroom renovations with custom tile work • New LG kitchen appliances • Stylish, high-quality furnishings throughout The current owner has continued investing in the property to ensure it remains in top condition, including: • New HVAC evaporator coil (September 2025) • New upstairs mini-split system (August 2025) a $9,000 upgrade, professionally relocated from the front porch to the side of the home for improved aesthetics and functionality • Updated upstairs lighting. " New bathroom lighting, fixtures, and cabinet hardware " New ceiling fan in the primary suite " Expanded driveway with approximately $5,000 in improvements " Hard-wired smoke detector system, fully compliant and ready for continued short-term rental operation. As a desirable end-unit townhome, this residence offers added privacy, extra natural light, and even a glimpse of the Gulf. Located just one block from dedicated beach access, you'll enjoy the perfect combination of peaceful surroundings and unbeatable convenience. The thoughtfully designed floor plan features the main living area upstairs, where soaring ceilings and abundant natural light create an inviting space for entertaining. Guests will appreciate the convenient upstairs half bath, while downstairs you'll find two spacious primary suites, each with beautifully renovated private bathrooms featuring custom tile, modern cabinetry, updated fixtures, and designer finishes. The laundry area, complete with washer and dryer, is conveniently located on the lower level. Step outside the rear door of the second primary suite and you'll find the community pool just steps away, making this an ideal retreat for owners and vacation guests alike. Whether you're searching for a high-performing investment property, a second home, or the perfect beach getaway, this exceptional Sago Park townhome offers proven rental income, premium renovations, Gulf views, and an unbeatable Thomas Drive location just moments from the sugar-white sands of Panama City Beach. This is the turnkey investment opportunity you've been waiting for! Agent to Agent Remarks: Please use Showing Time. Vacant and easy to show. Seller located their forever home and is selling this. They planned on renting it but life had different plans. Supra on side door (left side of home). Key in Supra controls the front door, not the side door. Please call Mike Herring, 850.321.0917, if you need additional information.

6724 Thomas Dr, Panama City Beach
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