Panama City Beach Homes with Dock Exterior Features

Panama City Beach Homes with Dock Exterior Features

Welcome to Panama City Beach, a vibrant coastal city located in Bay County, Florida. Known for its stunning white sandy beaches and crystal-clear waters, Panama City Beach offers a perfect blend of natural beauty and modern amenities.

If you're looking for a home with dock exterior features, Panama City Beach has plenty to offer. Imagine waking up to the gentle sound of the waves and having your boat just steps away from your doorstep. Homes with dock exterior features provide not only convenience but also a luxurious waterfront lifestyle.

Whether you enjoy fishing, boating, or simply soaking in the sun, having a dock at your home in Panama City Beach allows you to make the most of waterfront living. From cozy waterfront cottages to spacious modern villas, there are various options to choose from to suit your style and preferences.

Living in Panama City Beach means enjoying a laid-back coastal lifestyle, with an abundance of outdoor activities, waterfront dining options, and a welcoming community. With homes featuring dock exterior amenities, you can truly embrace the waterfront living experience in this beautiful city.

Experience the best of coastal living in Panama City Beach – where every day feels like a vacation, and your dream home with dock exterior features awaits.

Newest Panama City Beach Homes with Dock Exterior Features

$665,000
3 Beds ⋅ 2 Baths ⋅ 1011074 MLS
LIVE WHERE THE BAY MEETS THE GULF. Welcome to 2330 Pelican Bay Ct, an exceptional waterfront townhome offering an elevated coastal lifestyle with breathtaking views overlooking St. Andrews Bay and the harbor. Located in the desirable Pelican Bay community, this spacious 3-bedroom, 2.5-bath residence offers 2,357 square feet of beautifully proportioned living space, a private 2-car garage, and an extraordinary setting for those who appreciate life on the water. From the moment you arrive, the peaceful waterfront setting makes an impression. Inside, the generous floor plan offers an effortless blend of comfort and sophistication, with spacious living areas designed to take advantage of the beautiful surroundings. Natural light fills the home while the bay and harbor views create a stunning backdrop for everyday living. Step outside and embrace the boating lifestyle that makes this property truly special. St. Andrews Bay provides access through St. Andrews Pass to the Gulf of Mexico and Shell Island, putting some of the area's most beautiful waters, beaches, and boating destinations within easy reach. For boat owners, convenience doesn't get much better--you can keep your boat right outside your unit on an anchor buoy, and the community's private dock provides a convenient place to load and unload before heading out on the water. Imagine starting your morning with coffee overlooking the bay, heading out by boat for an afternoon at Shell Island, then returning home to enjoy the sunset from your waterfront porch. This is coastal living designed around the water. The spacious primary suite provides a peaceful private retreat, while two additional bedrooms offer flexibility for family, guests, a home office, or hobbies. Thoughtful improvements provide added comfort and peace of mind, including a new roof and porch in 2019, AC and water heater replaced in 2020, new dishwasher in 2021, and fresh exterior paint completed in 2026. A 2-car garage adds exceptional convenience and storage for vehicles, bikes, paddleboards, beach equipment, and everything needed to enjoy the Florida coastal lifestyle. Beyond your doorstep, Pelican Bay offers a welcoming community atmosphere with a clubhouse and pool, providing the perfect place to relax, entertain, or spend a sunny afternoon close to home. The HOA fee is $1,713 semi-annually. Rentals are permitted with a minimum one-year lease, creating a desirable residential atmosphere while offering flexibility for those seeking a full-time residence, second home, or long-term investment. And the location puts you close to everything that makes Panama City Beach special. Enjoy the sugar-white beaches and emerald waters of the Gulf, along with outstanding restaurants, shopping, entertainment, fishing, boating, and outdoor recreation--all while coming home to the peaceful beauty of your own waterfront retreat. 2330 Pelican Bay Ct is more than a home--it's a front-row seat to the water, a gateway to the Gulf, and an invitation to experience Panama City Beach at its finest.

2330 Pelican Bay, Panama City Beach
$1,299,000
3 Beds ⋅ 2 Baths ⋅ 1010246 MLS
Once-in-a-Lifetime Waterfront Opportunity on Moonlight Bay Drive! Experience breathtaking waterfront living with some of the widest water views available in all of Panama City Beach! Situated on an impressive 200-foot-deep waterfront lot, this exceptional contemporary style home offers the perfect combination of luxury, comfort, and an unbeatable location. Boaters will appreciate the reinforced seawall, brand-new 100-foot dock, and covered boathouse, making this property ideal for enjoying life on the water. The home also features a private well for the irrigation system, helping maintain the beautifully landscaped grounds with ease. Freshly updated inside and out with new interior and exterior paint, this meticulously maintained residence showcases new tile floors and existing beautiful wood engineered flooring, with comfortable New Berber carpet in the primary and guest bedrooms. Soaring 10- and 12-foot ceilings, architectural columns, and elegant transom windows create a bright, open atmosphere filled with natural light. The spacious primary suite is a true retreat, featuring a luxurious custom bathroom with a frameless glass walk-in shower, private water closet, and an oversized walk-in closet complete with custom shelving. Both guest bedrooms also offer oversized closets with abundant storage. The heart of the home is the spectacular new custom kitchen, thoughtfully designed for the culinary enthusiast. Features include an oversized island and countertop workspace, custom lighting, glass-front cabinetry, double double ovens (four ovens total), matte black fixtures and hardware, and exceptional storage. A large pantry and dedicated laundry room provide even more functionality. Additional upgrades and features of the home include: Deep cleaning of the a/c ductwork throughout the home Epoxy Coating on the spacious two-car garage All new 200-amp electrical service Matte black plumbing fixtures and hardware throughout Enclosed Florida room overlooking the water Multiple 8-foot sliding glass doors that seamlessly connect indoor and outdoor living Whether you're relaxing in the Florida room, entertaining guests, or heading out for a day on the water, this home offers an unmatched waterfront lifestyle. Rarely does an opportunity like this become available. Don't miss your chance to own one of the finest waterfront properties on Moonlight Bay Drive with panoramic water views that truly have to be seen to be believed!

334 Moonlight Bay Dr, Panama City Beach
$1,499,000
4 Beds ⋅ 4 Baths ⋅ 1010022 MLS
Custom-built in 2024, 8204 South Lagoon offers a rare combination in Panama City Beach: deep-water frontage, a private dock and boathouse, and a location within walking distance to the Gulf. This 4BR/3.5BA home is well suited as a primary residence or second home. The open-concept kitchen, dining, and living area creates a bright and spacious main living space, highlighted by an impressive coffered ceiling in the living room. The kitchen features custom cabinetry, granite countertops, stainless steel appliances, a large center island with seating, and a custom wood vent hood. The home features tile and LVP flooring throughout, complemented by crown molding. Three bedrooms are located on the first floor, including a large primary suite with water views. The primary bath features double vanities and a custom tiled walk-in shower. Also on the first floor is a full bathroom with a large garden tub, along with an additional half bath. Of the two first-floor guest bedrooms, one features built-in shelving, while the other offers two closets plus additional under-stair storage. On the second floor, a spacious fourth bedroom features a vaulted ceiling and its own en-suite bathroom with a tiled walk-in shower. Outside, covered front and back porches extend the living space, while a pavered driveway and walkways, synthetic grass, and rock landscaping create a finished, low-maintenance exterior. The garage includes a separate built-out storage/tackle room for boating, fishing, and beach gear. The home also features fiber-cement siding with stone accents, impact-rated windows, and spray foam insulation. The waterfront is where this property really stands apart. The backyard is designed to enjoy the water and includes a large waterside tiki hut with a hot tub. The property features 58 feet of seawall, an expansive dock measuring approximately 80.5' × 23.5' × 44', and a 40' × 14' boathouse with boat lift. Deep-water access makes it easy to keep your boat on the lift just steps from the house and ready whenever you are. Grand Lagoon connects with St. Andrew Bay, providing boating access to the Gulf through St. Andrews Pass. With newer construction, deep-water boating access, low-maintenance outdoor spaces, no HOA dues, and a location within walking distance to the Gulf, 8204 South Lagoon offers a waterfront lifestyle and combination of features that is increasingly hard to find in Panama City Beach.

8204 S Lagoon Dr, Panama City Beach
$1,999,999
3 Beds ⋅ 3 Baths ⋅ 1008190 MLS
Waterfront luxury meets effortless coastal living at 8203 N Lagoon Drive. Perfectly positioned on deep water with direct access to the Gulf of Mexico in just minutes, this exceptional property offers the boating lifestyle you've been dreaming of--all with no HOA. Designed for both everyday living and entertaining, this spacious home features 3 bedrooms, 2.5 bathrooms, plus a dedicated office, additional living room, and versatile flex space, all thoughtfully designed to maximize comfort and capture stunning views of Grand Lagoon. Step outside to your private waterfront oasis where a new travertine pool deck surrounds the sparkling pool and expansive outdoor living areas, creating the perfect setting for relaxing or hosting family and friends. Boaters will appreciate the private dock complete with a covered boat lift and additional slip, providing easy access for multiple watercraft and unforgettable days on the water. Additional features include a gated driveway, generous parking, and the privacy of a premier waterfront setting. Whether you're watching dolphins from your backyard, heading out for a sunset cruise, or enjoying the peaceful lagoon views from inside the home, this property offers a lifestyle that is truly unmatched. This is a rare opportunity to own one of Panama City Beach's premier waterfront homes where luxury, convenience, and direct Gulf access come together in one extraordinary property.

8203 N Lagoon Dr, Panama City Beach
$270,000
2 Beds ⋅ 2 Baths ⋅ 1007926 MLS
Welcome to Laketown Wharf! This beautifully furnished 2-bedroom + bunk room, 2-bath condo is located on the 19th floor and offers over 1,260 square feet of spacious living. Enjoy an oversized private balcony overlooking the resort's lake, boardwalk, pools, and nightly fountain show, with Gulf views from the front bedrooms. Recent updates include new carpet, fresh paint, and newer kitchen appliances. Laketown Wharf offers resort-style amenities including multiple pools, hot tubs, fitness center, restaurants, beach access just across the street, and entertainment for the whole family. Whether you're looking for a primary residence, vacation getaway, or income-producing investment, this turnkey condo is ready to enjoy!

9902 S Thomas Dr Unit UNIT 1932, Panama City Beach
$329,000
1 Beds ⋅ 2 Baths ⋅ 1007288 MLS
One of the few opportunities currently available at Pinnacle Port with an EXCEPTIONAL rental history, this beautifully maintained condo offers an impressive calendar of bookings (almost every day turn around!), outstanding 5-star guest reviews, and a loyal base of returning visitors year after year. Those are most valuable trades in vacation rental business that is already established for this property! Professionally staged(yes, owner paid for it!), fully furnished, and truly turnkey, it's ready to continue its success as a high-performing vacation rental or become your own private coastal retreat. Finally, a waterfront property where you don't have to choose between the Gulf and the lake. Here, you can enjoy breathtaking Gulf sunsets from your living room while overlooking the peaceful waters of Lake Powell from the dining area and primary suite - a combination so rare that it truly sets this condo apart. Inside, the thoughtfully updated interior features an open-concept kitchen with granite countertops, a breakfast bar, and spacious living areas designed for entertaining. Upstairs, the loft has been transformed into a private retreat with a custom stone and tile shower and a sliding barn door, creating a flexible space for owners and guests. Unit perfectly located in the center of the building at perfect height, and close to the elevator! Pinnacle Port is one of Panama City Beach's most unique waterfront communities, tucked behind the gates of Carillon Beach on 25 acres where the Gulf of America meets Lake Powell-Florida's largest coastal dune lake and one of the world's rare ecosystems where freshwater naturally connects with the Gulf. Spend your mornings watching dolphins offshore, your afternoons boating or fishing on the lake, and your evenings enjoying spectacular sunsets--all without leaving the community. Residents enjoy two pools, tennis and pickleball courts, a fitness center, sauna, private marina with boat slips and boat launch, fishing dock, and direct beach access. Bordering Camp Helen State Park, you'll also enjoy miles of preserved coastline, hiking trails, kayaking, wildlife, and one of the most peaceful stretches of beach along the Emerald Coast. Just minutes from the boutiques, restaurants, and entertainment of 30A, Rosemary Beach, Alys Beach, and Pier Park, Pinnacle Port feels like a secluded island retreat while remaining close to everything the Emerald Coast has to offer. An added bonus? Association dues include electricity for heating, cooling, and hot water, helping keep ownership costs more affordable.

23223 S Front Beach Dr Unit #737, Panama City Beach
$1,650,000
4 Beds ⋅ 3 Baths ⋅ 1007099 MLS
LAGOON LIVING with boat slip and dock in the exclusive gated community of Grand Lagoon Pointe, where luxury waterfront living meets direct boating access to the Gulf of Mexico. This premier Lot 6 Dolphin Plan offers 3 bedrooms, 3 full bathrooms, plus an office/flex game that can easily function as a fourth bedroom. Designed for both everyday living and effortless entertaining, the open-concept main living area features a stunning 72-inch gas fireplace and a chef-inspired kitchen complete with a 48-inch professional gas range, oversized island, custom cabinetry, and premium finishes throughout. Just off the game room, you'll find a dedicated entertainment bar, creating the perfect space for hosting family and friends. The primary suite is conveniently located on the main level, offering peaceful views of Grand Lagoon. Multiple covered porches provide the perfect setting to relax with your morning coffee, unwind after a day on the water, or watch dolphins play right from your backyard. Outdoor living is equally impressive with an outdoor bar, ideal for entertaining after a day of boating or fishing. The lower-level basement storage is thoughtfully designed with plenty of room for kayaks, paddle boards, fishing poles, water toys, and comes prepped with an ice maker stub-out. Each waterfront homesite includes a boat slip providing direct access from Grand Lagoon to the Gulf of Mexico. Residents also enjoy a community pool, green space, and a prime location to beach access.

7852 Grand Lagoon Way, Panama City Beach
$399,000
3 Beds ⋅ 2 Baths ⋅ 1005304 MLS
Welcome to Laketown Wharf, one of Panama City Beach's most sought-after resort communities! This beautifully maintained, fully furnished PENTHOUSE 2-bedroom, 2-bath condo-Plus a private bunk area offers 1,262 square feet of coastal living with soaring 13ft ceilings and is completely turnkey, making it ready for immediate enjoyment or continued rental income from day one. Designed with both comfort and functionality in mind, the unit features a highly desirable bunk room in addition to two spacious bedrooms, allowing it to comfortably accommodate families and larger groups. Located on the 20th floor, this penthouse condo offers beautiful views of the Gulf of Mexico and Panama City Beach's stunning coastline. Start your mornings with coffee on the balcony while taking in the emerald waters of the Gulf, and end your evenings watching breathtaking sunsets paint the sky in shades of orange, pink, and gold. The elevated vantage point provides a picturesque backdrop that guests and owners alike will appreciate year-round. For investors, the numbers speak for themselves, with over $50,000 annually in actual gross rental income and a proven history of strong guest demand. The spacious floor plan, Gulf views, and resort amenities combine to create a property that appeals to vacationers throughout the year. Recent Upgrades & Improvements: This condo has been thoughtfully maintained and updated, offering added value and peace of mind for its next owner. Recent improvements include a new hot water heater (2022), new HVAC system (2023), new dishwasher (2023), new refrigerator (2024), and new microwave (2024). These major updates help minimize future maintenance expenses while enhancing the property's appeal for both personal use and vacation rental guests. Laketown Wharf is known for its impressive lineup of resort-style amenities, including five swimming pools, a private freshwater lake with a scenic boardwalk, fitness center, putting green, splash pad, covered parking garage, and the community's signature nightly fountain, music, and light show. These amenities help make Laketown Wharf one of the most popular destinations in Panama City Beach for owners and vacationers alike. Conveniently located in the heart of Panama City Beach, you'll be just minutes from some of the area's best shopping, dining, entertainment, golf, and family attractions. From Pier Park and local restaurants to popular attractions and outdoor activities, everything you need for the perfect beach getaway is within easy reach. Whether you're looking for a proven investment property, a vacation retreat, or a combination of both, this fully furnished condo offers an exceptional opportunity to own in one of Panama City Beach's premier resort communities while enjoying Gulf views, spectacular sunsets, outstanding amenities, and strong rental performance.

9860 S Thomas Dr Unit UNIT 2010, Panama City Beach
$1,299,123
4 Beds ⋅ 4 Baths ⋅ 1003676 MLS
Experience the ultimate waterfront lifestyle with this fully remodeled coastal retreat on Grand Lagoon! Ideally positioned just minutes from the Gulf, this exceptional property offers a rare combination of modern luxury, double boat slip deep-water access, and outstanding short-term rental potential, all with no HOA restrictions. Thoughtfully renovated from top to bottom, the home features 5 bedrooms and 4 full bathrooms, including a spacious converted garage that serves as a private fifth bedroom with its own en-suite full bath. This flexible space can also function as a game or hobby room, making it ideal for maximizing rental occupancy and guest experience. The layout is well designed with two bedrooms on the first floor and the primary suite plus two additional bedrooms on the second level. Upon entering, the bright, contemporary design showcases fresh paint, updated lighting, and stylish fixtures throughout. New flooring flows seamlessly across the home with no carpet, creating a clean and low-maintenance environment ideal for both full-time living and high-traffic use. The fully redesigned kitchen is a standout, featuring white cabinetry, sleek countertops, and brand-new appliances that offer both style and functionality. Two of the three upstairs bedrooms feature private balconies with water views. Plus the primary bath has a jacuzzi tub and separate shower. Outdoors is resort-style living at its finest! The backyard is built for entertaining, complete with a gunite pool, relaxing spa, and multiple levels of newer Trex composite decking all with lagoon views. For the boating and water enthusiasts, this property is exceptionally well equipped with deep-water frontage and an incredible covered dock! One side features a 40' x 20' roof over a 24,000 lb boat lift that can accommodate approximately a 35' boat. The second dock includes a 16' x 24' roof over a 12,000 lb lift suited for up to 21'. Two jet ski float pads provide additional convenience and storage. This convenient location provides easy access to St. Andrews Bay, Shell Island, and the Gulf. Additionally, the home has already been connected to city sewer, which is both expensive and rare in the lagoon area. Situated on a quiet stretch of South Lagoon Drive and only a few blocks from the area's renowned beaches, Rick Seltzer Park, and multiple dining options, this property is ideally positioned to capitalize on Panama City Beach's strong vacation rental demand. Whether utilized as a primary residence, second home, or income-producing investment, this turnkey waterfront property delivers exceptional versatility and value. Schedule your showing today. A walk-through video is available.

8120 S Lagoon Dr, Panama City Beach
$299,000
1 Beds ⋅ 2 Baths ⋅ 1001687 MLS
Laketown Wharf Resort: Perfectly located in the heart of Panama City Beach and just steps from the Gulf's pristine white sand and aqua water. This well-appointed condo features an open floor plan, private balcony, and beautiful views of the serene lake. This unit is completely remodeled! Located on the second floor, step into luxury and comfort with this contemporary one-bedroom, two-bathroom condo. A cozy bunk area and a sleeper sofa ensure ample space for extra guests. Prepare meals and snacks in a a fully equipped kitchen. Enjoy resort-style amenities including five pools, hot tubs, fitness center, lakefront boardwalk, and nightly fountain shows. Conveniently located near dining, shopping, and entertainment, this condo offers excellent rental potential or the perfect beach getaway.

9860 S Thomas Dr Unit UNIT 214, Panama City Beach
$425,000
3 Beds ⋅ 3 Baths ⋅ 1000290 MLS
Investor Alert - Turnkey Airbnb with Immediate Cash Flow Exceptional opportunity in Panama City Beach--legal short-term rental with a 6.4% cap rate and projected income of $51,768. Sold fully furnished with future bookings in place. This 2-story condo in the gated Villas of St. Thomas Square offers a boat dock, a 2 block walk to the beach and water views overlooking St. Andrews Bay. Features include private balcony, modern kitchen with washer/dryer, smart thermostat, smart TVs, fresh paint, and updated fixtures. Community amenities: pool, tennis, clubhouse, sauna, BBQ. Low HOA + unincorporated Bay County = favorable STR taxes. Seller offering 3 months of complimentary management. Largest + best decor + best situated unit in complex! Walkable to beaches, dining, and entertainment

8730 Thomas Dr Unit UNIT 409, Panama City Beach
$755,000
2 Beds ⋅ 2 Baths ⋅ 997655 MLS
Welcome to 425 Bay Shore Drive, Unit 11, a stunning bayfront residence in the heart of Panama City Beach, FL. This spacious 2,000 square foot home offers two bedrooms and two and a half bathrooms, providing ample space for comfortable living. The property features direct access to a marina and includes an assigned private boat slip, making it an ideal choice for boating enthusiasts. Enjoy breathtaking views and serene surroundings in this prime location. With its desirable amenities and prime waterfront position, this property presents a unique opportunity for those seeking a luxurious coastal lifestyle.

425 Bay Shore Dr Unit UNIT 11, Panama City Beach
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